The top-rated motorcycle insurance agent in Lihue, Hawaii is Yukimura & Associates: Allstate Insurance, rated 4.8 stars across 44 reviews. Other highly rated options include Adam Smith - State Farm Insurance Agent, Skip Koenig - State Farm Insurance Agent, Punua Insurance. This directory lists 14 motorcycle insurance agents serving Lihue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Yukimura & Associates: Allstate Insurance | 2987 Umi St STE 101 | (808) 246-2665 |
| 2 | Adam Smith - State Farm Insurance Agent | 4374 Kukui Grove St Ste 103 | (808) 821-2630 |
| 3 | Skip Koenig - State Farm Insurance Agent | 4491 Kolopa St | (808) 632-0406 |
| 4 | Punua Insurance | 4268 Rice St # A | (808) 245-8508 |
| 5 | Eric Kaneda - State Farm Insurance Agent | 2970 Haleko Rd #106 | (808) 245-3554 |
| 6 | Business Insurance | 4485 Pahee St # 140 | (808) 245-2773 |
| 7 | Heritage Insurance HI | 1616 Haleukana St | (808) 431-3375 |
| 8 | Pyramid Insurance - Kauai | 4405 Kukui Grove St #102 | (808) 245-4624 |
| 9 | Mokihana Insurance Agency | 4393 Kukui Grove St #102 | (808) 245-9573 |
| 10 | Noguchi & Associates Inc | 4370 Kukui Grove St | (808) 245-8449 |
Yukimura & Associates: Allstate Insurance serves the Lihue, Hawaii area and offers motorcycle insurance agent services to local riders. The agency helps clients secure coverage that meets state requirements for operating motorcycles on Kauai roads. Services typically include policy reviews to ensure adequate protection for bikes. The agency handles roadside assistance options and liability coverage for motorcycle owners on the island.
Adam Smith - State Farm Insurance Agent provides motorcycle insurance coverage tailored to individual riding needs, along with options for auto, home, and life policies. Service and maintenance plans are not directly offered, but the agent can assist with policy adjustments and claims support. As a local agent, the company also serves area properties including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, renters, and vehicle owners in Lihue, HI can obtain motorcycle insurance policies through Skip Koenig, a licensed State Farm agent. The agency helps clients manage financial risks associated with owning and operating motorcycles, offering tailored coverage options for liability, collision, and comprehensive protection. Local riders may also seek guidance on bundling motorcycle coverage with other personal insurance needs. This agent additionally serves the greater Kauai area, including the community of Kapaa.
Unlike insuring a car, motorcycle insurance in Hawaii is often available through one-time policy purchases or recurring annual arrangements; Punua Insurance offers tailored coverage for local riders in Lihue navigating unique island roads. Policies typically address liability, collision, and comprehensive protection for personal and touring motorcycles. The agency handles claims support and policy adjustments directly with clients. Service runs on a one-time, scheduled, or as-needed basis depending on each rider's policy renewal requirements or immediate coverage changes.
Serving Lihue and the surrounding communities across Kauai, Eric Kaneda - State Farm Insurance Agent handles motorcycle insurance policies for local riders. It works to address coverage needs specific to the island’s unique roadways and weather conditions. The company follows a straightforward approach, first discussing a rider's individual mileage and storage situation, then matching those details to an appropriate policy option.
Business Insurance specializes in providing coverage for motorcycles, including liability, collision, and comprehensive policies. It serves riders throughout Lihue and the surrounding areas of Kauai, tailoring each plan to individual driving needs and vehicle types. The company also handles claims assistance and policy adjustments to ensure continuous protection. For local motorcyclists, this includes help navigating insurance requirements during the island’s rainy season, when road conditions increase accident risks.
Heritage Insurance HI in Lihue provides coverage for motorcyclists throughout Kauai. Their policies address standard liability requirements and can extend to custom parts, safety apparel, and roadside assistance. When tailoring a plan, the agent helps riders consider factors specific to island travel. This local office assists with coverage for businesses that rely on motorcycles, including delivery services, touring companies, and small offices requiring fleet protection. Their commercial services also extend to warehousing operations and food service establishments that deploy two-wheeled vehicles.
With Kauai’s rainy season on the horizon and the winding coastal roads becoming slicker, local riders look for coverage that meets island conditions. Pyramid Insurance - Kauai, based in Lihue, works as a dedicated motorcycle insurance agent for the community. They help clients navigate policies that address liability and collision needs for both daily commutes and weekend trips around the island. An initial assessment typically begins with a review of the rider’s vehicle and existing coverage.
Mokihana Insurance Agency in Lihue serves residential customers seeking coverage for their personal motorcycles. The agency also provides policies for commercial motorcycle operations throughout the local area. Agents evaluate each rider’s specific needs to select appropriate protection options from available carriers. The office assists with new policies, renewals, and coverage adjustments as circumstances change. Clients often return for regular service between scheduled visits to update their policies after a bike purchase or change in riding habits.
Noguchi & Associates Inc is known in Lihue, HI for providing motorcycle insurance agent services that help riders meet legal coverage requirements. The company assists clients in selecting appropriate liability and comprehensive policies for their motorcycles. Services extend to explaining policy details coverage options and Hawaii’s mandatory insurance laws. Policyholders receive guidance on protecting their investment from damage or theft. Noguchi & Associates Inc can also arrange an add-on for uninsured motorist coverage to close gaps in protection.
What Does a a Motorcycle Insurance Agent in Lihue Cost?
Motorcycle insurance costs in Hawaii vary based on factors like your age, driving record, bike type, and coverage limits. On average, a basic liability policy for a standard motorcycle in Lihue can range from 300 to 600 dollars per year. Full coverage with comprehensive and collision may cost between 600 and 1,200 dollars annually. This is general information and not insurance advice.
About motorcycle insurance agents in Lihue
Motorcycle insurance agents in Lihue help riders meet Hawaii state requirements and choose appropriate coverage. Hawaii law mandates that all motorcycle owners carry liability insurance with minimum limits of 20/40/10. Agents can also advise on optional coverages like comprehensive and collision for island riding conditions.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in Hawaii?
Hawaii requires all motorcycle owners to have liability insurance with at least 20/40/10 coverage. This means 20,000 dollars per person for bodily injury, 40,000 dollars per accident total for bodily injury, and 10,000 dollars for property damage. Uninsured motorist coverage is also required in Hawaii.
Do I need a special license to ride a motorcycle in Lihue?
Yes, you need a motorcycle endorsement on your Hawaii drivers license to legally operate a motorcycle in Lihue. You must pass a written test and a road skills test. Completing a state-approved motorcycle safety course can waive the road test.
How does Hawaii no-fault insurance apply to motorcycles?
Hawaii is a no-fault state for auto insurance, but motorcycles are generally exempt from the no-fault system. This means motorcycle riders do not have to carry personal injury protection (PIP) coverage. However, you still need liability and uninsured motorist coverage.