The top-rated motorcycle insurance agent in Kailua-Kona, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 110 reviews. Other highly rated options include First American Title Company, Inc., Matt DeMille - State Farm Insurance Agent, Lance Matsumura - State Farm Insurance Agent. This directory lists 11 motorcycle insurance agents serving Kailua-Kona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 75-167 Hualalai Rd Ste 101 | (808) 326-1125 |
| 2 | First American Title Company, Inc. | 75-240 Nani Kailua Dr Suite 1 | (808) 329-4431 |
| 3 | Matt DeMille - State Farm Insurance Agent | Hale Ku'i Plaza, 73-4976 Kamanu St #201 | (808) 331-1113 |
| 4 | Lance Matsumura - State Farm Insurance Agent | 75-240 Nani Kailua Dr APT 12 | — |
| 5 | Aloha Insurance Services Inc | 75-5931 Walua Rd #100 | (808) 334-0044 |
| 6 | Keinnen Kato - State Farm Insurance Agent | 75-5722 Kuakini Hwy # 210 | (808) 327-5433 |
| 7 | Atlas Insurance Agency | 75-167E Hualalai Rd | (808) 329-4844 |
| 8 | Paradise Insurance LLC | 74-5620 Palani Rd #205 | (808) 315-7207 |
| 9 | Hoku Insurance LLC | 75-170 Hualalai Rd ste a100 | (808) 809-7670 |
| 10 | Safe Secure Insurance Agency HI | 75-5591 Palani Rd # 2004 | (808) 930-1222 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves Hilo and surrounding Hawaii County. This agency offers motorcycle insurance policies for local riders, providing coverage that meets state registration requirements and financial responsibility laws. An agent here can explain factors that influence premium costs, such as driving history and bike model. They also assist with liability, comprehensive, and collision options tailored to the unique riding conditions of the Big Island. This office handles policy comparisons and claims support for motorcycles.
First American Title Company, Inc. serves the Kailua-Kona community in Hawaii. It provides standard motorcycle insurance coverage for local riders. The agency handles essential policies for owners of cruisers, touring bikes, and sport models. These plans typically include liability, collision, and comprehensive protections. First American Title Company, Inc. also manages uninsured motorist coverage and roadside assistance attachments for motorcycles in the Kailua-Kona area.
Motorcycle owners, local riders, and seasonal enthusiasts in Kailua-Kona can visit Matt DeMille - State Farm Insurance Agent for their coverage needs. This agency helps clients select appropriate policies to protect their motorcycles on the island’s unique roads and conditions. Personalized service is offered to address individual riding habits and vehicle types. The agency also assists with bundling coverage for those who own homes or vehicles nearby. Its service area includes the greater Kailua-Kona region and extends into neighboring Holualoa.
Serving Kailua-Kona and the surrounding communities of Hawaii’s Big Island, Aloha Insurance Services Inc handles motorcycle insurance coverage for local riders. The agency addresses the specific riding conditions and exposure unique to coastal and rural island routes. Policies are tailored to protect against liability, collision, and comprehensive risks common in the region. To manage each job, the agent evaluates the individual client’s bike type, typical mileage, and garage location, then matches coverage options accordingly.
For clients in Kailua-Kona, HI, Keinnen Kato - State Farm Insurance Agent offers motorcycle insurance through both single-policy purchases and ongoing coverage plans. Policies can protect riders against liability, collision, and uninsured motorist claims common on local roads. Customizing a policy involves selecting the right balance of protection and premium. Service is available on a scheduled or as-needed basis, with renewals handled annually for existing policyholders.
Motorcycle enthusiasts in Kailua-Kona turn to Atlas Insurance Agency for tailored coverage on their bikes and scooters. The team assists riders in securing liability, collision, and comprehensive policies that align with local riding conditions and personal needs. This agency serves both daily commuters and weekend adventurers exploring the island’s scenic routes. Atlas Insurance Agency also extends its motorcycle insurance services to neighboring communities along the Kohala Coast, ensuring riders throughout the greater Kona district find the protection they require on the road.
Paradise Insurance LLC in Kailua-Kona specializes in connecting motorcycle owners with tailored liability and coverage options for bikes used on Hawaii’s winding coastal roads. As a dedicated agent, it assists clients in comparing policies from multiple carriers to find appropriate protection for everyday commutes or weekend rides. The company regularly helps riders address the unique risks posed by sudden island rainstorms, ensuring policies account for reduced visibility and slick pavement during the wetter months.
With the island’s winding roads and sudden afternoon rains, local motorcyclists in Kailua-Kona need reliable coverage for daily commutes and weekend rides. Hoku Insurance LLC serves as a motorcycle insurance agent in this community, helping riders assess their liability, comprehensive, and collision needs. Each policy discussion begins with a thorough review of the client’s bike and typical routes. The initial step involves inspecting the motorcycle’s condition and storage to match appropriate protection with the rider’s specific habits.
Safe Secure Insurance Agency HI provides comprehensive motorcycle insurance policies for riders across Kailua-Kona. The agency specializes in customizing coverage with add-ons such as roadside assistance, accessory protection, and uninsured motorist protection to address local riding conditions. Personalized consultations help clients navigate policy options tailored to their specific needs and budget. These insurance services are available for commercial sectors including offices, warehouses, and food service establishments requiring fleet or business-use motorcycle coverage.
What Does a a Motorcycle Insurance Agent in Kailua-Kona Cost?
Motorcycle insurance costs in Kailua-Kona vary based on your bike type, riding experience, and coverage limits. A basic liability policy for a standard cruiser may cost 300 to 600 dollars per year. Full coverage for a sport bike or high-value motorcycle can range from 800 to 1,500 dollars annually. This is general information and not insurance advice.
About motorcycle insurance agents in Kailua-Kona
Motorcycle insurance agents in Kailua-Kona help riders find coverage that meets Hawaii state law. Hawaii requires all motorcyclists to carry liability insurance with minimum limits of 20/40/10. Local agents understand the unique riding conditions on the Big Island including volcanic roads and frequent rain.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Hawaii?
Hawaii law requires minimum liability coverage of 20/40/10. This means 20,000 dollars per person for bodily injury, 40,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. An agent can help you meet these requirements.
Do I need uninsured motorist coverage for my motorcycle in Kailua-Kona?
Uninsured motorist coverage is not required by Hawaii law but is strongly recommended. Many riders on the Big Island choose this coverage because it protects you if a driver without insurance hits you. Your agent can explain the options.
Can I get motorcycle insurance if I have a prior accident or violation?
Yes you can still get coverage even with a prior accident or traffic violation. Your rates may be higher but an agent can find policies from multiple insurers. Hawaii allows insurers to consider your driving record for premium pricing.