The top-rated motorcycle insurance agent in Hilo, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 344 reviews. Other highly rated options include Claire Justo - State Farm Insurance Agent, Zack Pacleb - State Farm Insurance Agent, Cary Ichinose - State Farm Insurance Agent. This directory lists 19 motorcycle insurance agents serving Hilo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 680 Manono St | (808) 969-7767 |
| 2 | Claire Justo - State Farm Insurance Agent | 2100 Kanoelehua Ave Ste 212 | (808) 935-4455 |
| 3 | Zack Pacleb - State Farm Insurance Agent | 72 Kapiolani St | (808) 657-3212 |
| 4 | Cary Ichinose - State Farm Insurance Agent | 630 Kilauea Ave #102 | (808) 933-8500 |
| 5 | Pyramid Insurance - Hilo | 48 Kamana St Suite #103 | (808) 969-7174 |
| 6 | Hope Chu Hing - State Farm Insurance Agent | 586 Kanoelehua Ave #300 | (808) 935-3157 |
| 7 | Fast Insurance Agency HI | 218 Kamehameha Ave | (808) 645-4364 |
| 8 | Mind Insurance HI | 344 Kilauea Ave | (808) 646-3602 |
| 9 | Business Insurance Services Inc | 1080 Kilauea Ave | (808) 935-1888 |
| 10 | Hawaiian Islands Insurance, Inc. | 166 Kamehameha Ave #8 | (808) 933-3000 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves Hilo and surrounding Hawaii County. This agency offers motorcycle insurance policies for local riders, providing coverage that meets state registration requirements and financial responsibility laws. An agent here can explain factors that influence premium costs, such as driving history and bike model. They also assist with liability, comprehensive, and collision options tailored to the unique riding conditions of the Big Island. This office handles policy comparisons and claims support for motorcycles.
Claire Justo - State Farm Insurance Agent in Hilo, HI, provides comprehensive motorcycle insurance coverage and related policy options for local riders. The agency offers routine policy reviews and assistance with claim filings, ensuring coverage adapts to changing needs. It maintains accessible service through its Hilo office, supporting clients with account management and inquiries. The agency serves a diverse range of residential and commercial properties throughout the area, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, renters, and vehicle owners in Hilo can turn to Zack Pacleb - State Farm Insurance Agent for their motorcycle insurance needs. This agency helps clients secure coverage that protects their bikes and financial interests on Hawaii’s roads. Typical policies include liability, collision, and comprehensive options tailored for local riding conditions. The agent provides straightforward guidance when reviewing policy details and limits. Services are also available to riders in the nearby communities of Pāhoa and Kea‘au, ensuring broader coverage across the eastern side of the Big Island.
Serving Hilo and the surrounding communities on the Big Island of Hawaii, Cary Ichinose - State Farm Insurance Agent handles motorcycle insurance policies for local riders. This agency works with clients to secure coverage that addresses the unique risks and requirements of operating motorcycles in the area, including liability and protection options. For each typical job, the agent takes time to review individual riding habits and vehicle details in order to recommend a policy that fits the customer's specific needs.
For motorcycle insurance, customers can choose between one-time liability policies for basic compliance or recurring full-coverage plans that protect their bike against theft and damage. As an agent in Hilo, Pyramid Insurance - Hilo assists area riders in navigating these options to meet personal protection needs. Service covers consultations, policy changes, and claims support for local motorcycle owners. Work is handled on an as-needed basis, with appointments available whenever a rider requires assistance with their coverage.
As a motorcycle insurance agent in Hilo, Hope Chu Hing - State Farm Insurance Agent helps customers protect their bikes with liability and comprehensive coverage options. The agency also provides general insurance services for auto, home, and life needs, addressing the full scope of personal risk. For riders in the Big Island’s rainy season, it can advise on policies that include coverage for weather-related damage, such as from flash flooding or falling debris.
When Hilo’s rainy season leaves roads slick and visibility low, Fast Insurance Agency HI helps local riders review their coverage for the added risks. As a motorcycle insurance agent, this company works with riders to understand liability and collision options suited for island commuting and scenic highway travel alike. Every policy discussion begins with a thorough motorcycle inspection to verify the bike’s condition, modifications, and current safety features before finalizing the plan. That initial assessment ensures an accurate quote from the start.
Mind Insurance HI in Hilo arranges residential motorcycle insurance policies for local riders, covering personal motorcycles used for daily commuting or leisure travel. The agency also assists with commercial coverage for bikes employed in business activities throughout the Big Island. Serving clients across the Hilo area and nearby communities, they focus on matching coverage to each rider's specific needs. Follow-up inquiries and policy adjustments are handled efficiently, ensuring repeat service continues smoothly between regular maintenance visits.
Business Insurance Services Inc in Hilo, Hawaii works with clients to secure appropriate coverage for their motorcycle insurance needs. It can add specialized protections such as roadside assistance to a policy. The company helps riders ensure they are adequately covered for liability and property damage. Its commercial insurance services can serve a variety of sectors, including local offices, warehouses, and food service establishments.
Hawaiian Islands Insurance, Inc. in Hilo, HI, is known for helping riders secure protection for their motorcycles on the Big Island. The agency provides standard liability coverage and collision policies suited for local road conditions. It also assists with custom quotes for vintage bikes or scooters commonly used around Hilo town. An added specialty service is offering roadside assistance plans tailored for longer rides through the Hamakua Coast and Volcano areas.
What Does a a Motorcycle Insurance Agent in Hilo Cost?
Motorcycle insurance costs in Hawaii vary based on your bike model, riding history, and coverage limits. Basic liability policies may start around 200 to 400 dollars per year, while full coverage can range from 500 to 1,200 dollars annually. Factors like your age, driving record, and the value of your motorcycle also affect the premium. This is general information and not insurance advice.
About motorcycle insurance agents in Hilo
A motorcycle insurance agent in Hilo can help you find coverage that meets Hawaii state requirements. Hawaii law requires all motorcycle owners to carry liability insurance with minimum limits of 20/40/10. An agent can also explain options for comprehensive and collision coverage to protect your bike on the Big Island.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in Hawaii?
Hawaii requires liability coverage of at least 20 thousand dollars per person for bodily injury, 40 thousand dollars per accident, and 10 thousand dollars for property damage. You must carry proof of insurance when riding.
Do I need uninsured motorist coverage for my motorcycle in Hilo?
Uninsured motorist coverage is not required by law in Hawaii, but it is highly recommended. It can protect you if you are hit by a driver without insurance, which is a common risk on the Big Island.
How can a local Hilo agent help with my motorcycle policy?
A local agent understands the unique riding conditions on the Big Island, including volcanic roads and frequent rain. They can help you find coverage that fits your specific bike type and riding habits.