The top-rated mobile home insurance agent in Parkersburg, West Virginia is Cole Clutter - State Farm Insurance Agent, rated 5.0 stars across 119 reviews. Other highly rated options include Jerrod Sparling - State Farm Insurance Agent, Curtis Miller Insurance Agency, McCrady-Jones Insurance, a division of Malhotra & Assoc. Insurance. This directory lists 17 mobile home insurance agents serving Parkersburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cole Clutter - State Farm Insurance Agent | 901 Kemper St Suite A | (304) 485-5477 |
| 2 | Jerrod Sparling - State Farm Insurance Agent | 1035 Murdoch Ave | (304) 422-7777 |
| 3 | Curtis Miller Insurance Agency | 1800 Blizzard Dr | (304) 485-6431 |
| 4 | McCrady-Jones Insurance, a division of Malhotra & Assoc. Insurance | 2121 Pike St | (304) 428-8171 |
| 5 | Jurado McClead Insurance | 1215 Blizzard Dr | (304) 485-6001 |
| 6 | Waters Fanta Insurance Agency | 1023 Garfield Ave | (304) 485-5569 |
| 7 | Mark McKinniss: Allstate Insurance | 1412 1/2, 1412 Blizzard Dr Ste A | (304) 422-1436 |
| 8 | Wenmoth Insurance Specialists, LLC | 2108 Camden Ave Suite C | (681) 200-4002 |
| 9 | Rhodes Insurance Services | 3016 E 7th St | (304) 485-1590 |
| 10 | Nationwide Insurance: Kearny Hambrick Agency | 2121 Pike St | (304) 428-1119 |
Cole Clutter - State Farm Insurance Agent provides coverage options for protecting mobile homes from common risks in the Parkersburg, WV area. Policies can be tailored to address specific needs, including protection against weather damage and liability concerns. The agency offers ongoing policy reviews to ensure coverage stays appropriate as circumstances change. Service plans are available to help clients understand policy details and filing procedures. They service single-family mobile homes, apartments with manufactured housing, retail properties related to mobile home sales, and restaurants operating in mobile home structures.
Serving homeowners, property owners, and individuals specifically seeking mobile home coverage in the Parkersburg, WV area, Jerrod Sparling - State Farm Insurance Agent provides tailored insurance policies. These policies are designed to protect mobile and manufactured homes against common regional risks such as storms, fire, and liability claims. The agency works directly with clients to help select appropriate coverage options that fit their personal property needs and budget. Its service area also extends to the Vienna metro and surrounding Washington County communities.
Curtis Miller Insurance Agency serves the Parkersburg, West Virginia metro area as a dedicated mobile home insurance agent. The company helps local residents arrange coverage specifically designed for manufactured and modular homes. It works to match policy options with the unique risks faced by these properties in the Mid-Ohio Valley. Customization often includes protection against wind and hail, storm damage, and personal liability. The agency handles quotes for single-wide and double-wide mobile home insurance plans in the region.
Serving Parkersburg, West Virginia, and the surrounding communities, McCrady-Jones Insurance, a division of Malhotra & Assoc. Insurance, handles mobile home insurance coverage for local residents. This agency provides policies tailored specifically for manufactured and mobile homes in the area. For each typical client, the company works to assess individual property risks and match them with appropriate protection options from available carriers.
Jurado McClead Insurance in Parkersburg, WV assists clients with mobile home insurance, distinguishing between a one-time policy purchase for initial coverage and ongoing service for policy management and renewals. Their coverage plans typically protect against common risks like fire, wind, and liability, which are relevant for mobile homes throughout the local area. Service is offered on an as-needed basis for policy questions or updates, rather than a strict scheduled routine.
When heavy storms sweep through the Mid-Ohio Valley, mobile home owners in Parkersburg often need to review their coverage for wind and hail damage. Waters Fanta Insurance Agency addresses these concerns by offering personalized mobile home insurance policies tailored to local risks. The agency focuses on helping customers secure protection that meets standard lending requirements and provides liability coverage. Potential clients typically begin by scheduling a property evaluation, during which the agent inspects the unit’s condition, skirting, and tie-downs to determine accurate policy options.
Mark McKinniss: Allstate Insurance provides specialty services for mobile home insurance in the Parkersburg, WV area. It guides customers in selecting appropriate coverage for manufactured and mobile homes. General insurance work includes advising on standard policies that protect the structure and personal belongings from common perils. The agent helps clients understand liability options and deductibles. When winter storms threaten the region, it assists homeowners in reviewing policies for potential freeze-related damage to pipes and roofs before the cold season arrives.
Wenmoth Insurance Specialists, LLC operates as a mobile home insurance agent in Parkersburg, WV. Its core work involves securing policies for manufactured and modular dwellings. The agent can arrange specialty add-ons for equipment breakdown, service line coverage, and identity theft protection. This service office can also assist with policies for commercial sectors, including offices, warehouses, and food service enterprises.
Nationwide Insurance: Kearny Hambrick Agency provides residential mobile home insurance services to customers in Parkersburg, West Virginia. The agency also offers commercial coverage for property and liability needs in the local area. Their policies are designed to help protect mobile homes from common regional risks. Clients can receive ongoing support and schedule follow-up service between regular policy review visits for better coverage management.
What Does a a Mobile Home Insurance Agent in Parkersburg Cost?
Typical annual premiums for mobile home insurance in West Virginia range from 400 to 1,200 dollars depending on the home age, location, and coverage amount. Parkersburg area rates may be higher due to flood risk and winter storm exposure. Older mobile homes often cost more to insure. This is general information and not insurance advice.
About mobile home insurance agents in Parkersburg
Mobile home insurance agents in Parkersburg, West Virginia help owners of manufactured and mobile homes find appropriate coverage. West Virginia law requires proof of insurance for mobile homes financed through lenders, and agents can explain state-specific rules like the 20-year depreciation schedule for replacement cost policies. Local agents understand the risks from Ohio River flooding and severe storms common in the Mid-Ohio Valley region.
Frequently Asked Questions
What does mobile home insurance cover in West Virginia?
Standard policies cover damage from fire, wind, hail, and theft. Flood insurance is separate and recommended for Parkersburg properties near the Ohio River. Liability protection is also included for injuries on your property.
Do I need insurance for a mobile home in West Virginia?
West Virginia law does not require mobile home insurance by itself. However, lenders almost always require it if you have a loan. Also, mobile home parks may require proof of liability coverage before you can rent a lot.
How does West Virginia law affect mobile home insurance claims?
West Virginia has a two-year statute of limitations for filing a lawsuit on an insurance contract. You must report claims promptly. The state also has rules about unfair claim settlement practices that protect policyholders.
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