The top-rated mobile home insurance agent in Charleston, West Virginia is Matthew Rowsey - State Farm Insurance Agent, rated 4.9 stars across 321 reviews. Other highly rated options include Capital Insurance Group LLC, Smith Family Insurance LLC, Ellis Insurance Agency. This directory lists 16 mobile home insurance agents serving Charleston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matthew Rowsey - State Farm Insurance Agent | 401 58th St SE | (304) 925-8000 |
| 2 | Capital Insurance Group LLC | 607 Pennsylvania Ave | (304) 606-2969 |
| 3 | Smith Family Insurance LLC | 447 Call Rd Ste 105 | (304) 756-8999 |
| 4 | Ellis Insurance Agency | 5949 Sissonville Dr | (304) 984-3004 |
| 5 | David Smyer - State Farm Insurance Agent | 1532 Kanawha Blvd W | (304) 342-2111 |
| 6 | Lisa Godwin - State Farm Insurance Agent | 6434 Sissonville Dr | (304) 984-0000 |
| 7 | Mountain State Insurance Agency | 1206 Kanawha Blvd E | (304) 720-2000 |
| 8 | White Insurance & Associates | 3512 Staunton Ave SE | (304) 926-6662 |
| 9 | Swor Insurance Agency | 1618 Bigley Ave | (304) 926-0200 |
| 10 | Dorsey Insurance Group | 509 50th St SE | (304) 925-1912 |
Matthew Rowsey - State Farm Insurance Agent serves the Charleston, West Virginia area with mobile home insurance solutions. These policies help protect manufactured and mobile homes against common local risks such as storm damage and property liability. Coverage can be tailored to meet individual needs and lender requirements for personal property and structures. The agency also provides specific assistance with replacement cost valuation and additional living expenses for displaced homeowners.
Capital Insurance Group LLC in Charleston, WV provides a range of mobile home insurance agent services, including policy procurement, coverage reviews, and claims assistance. It offers routine policy maintenance plans to help clients adjust their insurance as their needs change, ensuring that coverage remains current throughout the policy term. The company serves single-family manufactured homes, seasonal mobile properties, and mobile homes situated in rental communities or land-lease parks.
Smith Family Insurance LLC serves homeowners and property owners in Charleston, West Virginia, by offering mobile home insurance policies. The company helps clients secure coverage tailored to manufactured and mobile homes, addressing local risks and property protection needs. Their services include policy explanations and guidance on selecting appropriate deductibles and liability limits for individual situations. This insurance agent also serves clients in the South Hills neighborhood of the Charleston metro area.
Serving Charleston, West Virginia, and the surrounding Kanawha Valley communities, Ellis Insurance Agency handles mobile home insurance coverage for local homeowners. The agency works with clients to secure policies that protect against common regional risks, including wind damage and liability concerns. Each policy is tailored to the specific needs and structure of a mobile home. To manage a typical job, the agency helps clients compare coverage options and clarify policy details before binding the chosen plan.
David Smyer - State Farm Insurance Agent in Charleston, WV, offers both one-time policies for seasonal mobile homes and scheduled, renewable plans for year-round residences, with each option covering structure, personal property, and liability. All coverage is tailored to protect against common regional risks like wind or hail damage. Service for these policies runs on a schedule of annual renewals, with claims assistance and policy adjustments available on an as-needed basis.
Lisa Godwin - State Farm Insurance Agent in Charleston, WV, specializes in mobile home insurance policies designed to cover manufactured and modular homes. The agency provides general insurance services, including assistance with selecting appropriate liability and property coverage for homeowners in the area. Office staff help clients understand policy specifics and filing procedures. During storm seasons common to the region, the agency aids residents in reviewing their coverage for wind, hail, or flood risks that may impact mobile home protection.
Mountain State Insurance Agency serves clients in the Charleston area who need mobile home coverage, addressing both the structure itself and attached structures like decks or carports. In addition to standard policies, it offers specialty add-ons such as protection against theft, fire damage, and liability claims that arise on the property. The agency can provide insurance solutions for various commercial sectors, including offices, warehouses, and food service operations.
White Insurance & Associates in Charleston, WV, is known for helping local homeowners find coverage specifically for manufactured and mobile homes. The company assesses the unique risks associated with this housing type, including weather and transportation concerns, to match clients with appropriate policies. Its service range includes standard protection for the dwelling, personal property, and liability. For an added layer of security, agents can arrange for replacement cost coverage on the structure.
Swor Insurance Agency in Charleston, WV, provides residential mobile home insurance coverage for manufactured homes. Commercial policies for mobile home parks or similar business properties are also available within the local service area. The agency works with homeowners to secure appropriate protection for their specific housing needs. Additionally, it helps coordinate any required policy updates or follow-up service between regular visits to ensure ongoing coverage remains suitable.
Sudden storms and shifting creek beds often threaten manufactured homes in the Kanawha Valley, bringing concerns over wind damage and flash flooding. Dorsey Insurance Group in Charleston writes mobile home policies to protect those investments. They help owners find appropriate coverage for structure, belongings, and liability. The process begins by scheduling an appointment to discuss the home's age, condition, and the owner's specific needs. A local agent will then inspect the outside skirting, tie-downs, and roof before offering quotes.
What Does a a Mobile Home Insurance Agent in Charleston Cost?
Typical mobile home insurance costs in West Virginia range from 400 to 1,200 dollars per year for standard policies. Factors like home age, location in Charleston, and coverage limits affect the price. Older homes or those in flood-prone areas may cost more. This is general information, not insurance advice.
About mobile home insurance agents in Charleston
Mobile home insurance agents in Charleston, West Virginia help owners find coverage for manufactured and mobile homes. West Virginia law requires proof of insurance for titled mobile homes, and agents can guide you through state-specific rules. These agents work with local carriers to protect your home from risks like wind, hail, and flooding common in the Kanawha Valley.
Frequently Asked Questions
What does mobile home insurance cover in West Virginia?
Mobile home insurance in West Virginia typically covers the structure, personal belongings, and liability. Policies may also include additional living expenses if your home is damaged by a covered event. Flood and earthquake coverage are usually separate.
Is mobile home insurance required in Charleston West Virginia?
Yes, if you have a loan on your mobile home, lenders require insurance. West Virginia law does not mandate insurance for owned homes, but it is strongly recommended to protect your investment. Agents can help you meet lender requirements.
How do I find a mobile home insurance agent in Charleston?
You can search online for local independent agents who specialize in manufactured home policies. The West Virginia Offices of the Insurance Commissioner provides a list of licensed agents in Charleston. Ask agents about their experience with mobile homes and local claim handling.
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