The top-rated mobile home insurance agent in Hurricane, West Virginia is Christian Brand - State Farm Insurance Agent, rated 5.0 stars across 405 reviews. Other highly rated options include Morris Insurance Services, Caldwell Insurance Agency, John Bumgarner - State Farm Insurance Agent. This directory lists 16 mobile home insurance agents serving Hurricane.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Brand - State Farm Insurance Agent | 3853 Teays Valley Road | (304) 760-5001 |
| 2 | Morris Insurance Services | 3353 Teays Valley Road | (304) 757-5477 |
| 3 | Caldwell Insurance Agency | 3744 Teays Valley Road Suite 101 | (681) 265-3735 |
| 4 | John Bumgarner - State Farm Insurance Agent | 3550 Teays Valley Road Suite 1 | (304) 562-9000 |
| 5 | Henderson Insurance Inc | 3275 Teays Valley Road | (304) 562-9681 |
| 6 | Tom Moore - State Farm Insurance Agent | 3745 Teays Valley Road | (304) 757-7711 |
| 7 | Kirtley Insurance Services | 111 County Rd 19 Ste C | (304) 562-9226 |
| 8 | Brightway Insurance, The Mays Agency | 600 Prestige Park Dr Ste B1 Ofc 4 | (304) 814-2509 |
| 9 | Larry Bevins: Allstate Insurance | 2939 Virginia Ave Ste 2000 | (304) 397-4455 |
| 10 | Comparion Insurance Agency | 3955 Teays Valley Road | (304) 757-4220 |
Christian Brand - State Farm Insurance Agent serves the Hurricane, West Virginia area and surrounding communities, specializing in mobile home insurance policies. As an independent agency within the State Farm network, it helps local mobile homeowners select appropriate coverage for their property and personal belongings. The agent works with clients to tailor policies that address risks common to manufactured and mobile homes in the region. Typical offerings include protection for physical structures and personal liability coverage. The agency also assists with claim support and policy adjustments for area residents.
Morris Insurance Services in Hurricane, WV, provides a range of mobile home coverage options tailored to local needs. The company assists clients in securing adequate protection for both manufactured and mobile homes, highlighting important coverage details such as liability and personal property. Service plans typically include guidance on policy features, offering straightforward support throughout the process of selecting appropriate insurance terms. This agency regularly serves customers insuring various property types, including manufactured homes, single-family residences, and rental properties.
Mobile Home Insurance provides coverage for the structure and contents, while a comprehensive policy also includes personal liability protection. Caldwell Insurance Agency serves client needs in Hurricane, West Virginia. Homeowners typically have the choice between a one-time binder for initial financing requirements or a recurring annual policy for continuous protection. A standard policy shields against risks like fire, storms, and theft. Service for obtaining and managing coverage operates strictly on an as-needed basis rather than a scheduled maintenance plan.
John Bumgarner - State Farm Insurance Agent serves local homeowners and property managers seeking specific coverage for manufactured and modular homes in Hurricane, West Virginia. The agency provides protection plans designed around the unique risks facing mobile home structures and their contents. Customers can discuss policy options that address liability concerns and replacement cost considerations for their residences. The office also extends its consulting services to residents in the nearby community of Teays Valley and the greater Putnam County area.
Henderson Insurance Inc serves Hurricane, West Virginia, and the surrounding communities in Putnam County. This agency handles mobile home insurance policies tailored to manufactured and modular homes in the area. It assists clients in securing coverage for the structure, personal belongings, and liability protection against localized risks. For a typical job, the agent evaluates the property’s location and condition to recommend a standard policy from available carriers.
Tom Moore - State Farm Insurance Agent in Hurricane, WV offers both one-time policy consultations for evaluating existing coverage and recurring service options that provide ongoing policy management adjustments for mobile homes. Their coverage protects manufactured homes against damage from fire, wind, hail, and theft, with additional liability protection typically available. Service for mobile home insurance inquiries and policy updates runs on a scheduled, as-needed basis throughout the year to accommodate changing homeowner needs.
Kirtley Insurance Services specializes in tailoring mobile home coverage in Hurricane, WV. It works to match policy options to the specific needs of property owners, including protection for the dwelling and personal belongings. The agency focuses on explaining coverage details clearly so clients understand their policies. As fall winds and winter storms arrive, Kirtley Insurance helps homeowners review their insurance to address potential damage from high winds and fallen trees, ensuring properties are adequately covered through the rougher months.
Brightway Insurance, The Mays Agency provides residential mobile home coverage for homeowners in Hurricane, West Virginia, along with commercial insurance products for local businesses and a service area that extends throughout the surrounding region. The agency helps clients secure policies tailored to manufactured and mobile homes, addressing the specific risks and coverage needs common in this area. After each policy’s initial term, the agency contacts customers to review their coverage and handles any necessary adjustments between regular visits.
Larry Bevins: Allstate Insurance provides coverage plans designed to protect homes from unexpected events. Its focus includes tailoring policies to meet the needs of mobile home owners in Hurricane, West Virginia. Additional coverage options can address risks specific to manufactured dwellings, such as structural vulnerabilities or weather-related damage. This agency can serve commercial sectors like offices, warehouses, and food service operations, offering corresponding protection for their unique property requirements.
When spring storms threaten the Hurricane area, securing mobile home coverage becomes a pressing concern for local residents against wind and hail damage. Comparion Insurance Agency addresses these seasonal risks by offering tailored mobile home insurance policies designed for the region’s specific weather patterns. Agents work with clients to compare coverage options from multiple carriers, ensuring the policy matches the unique structural requirements of manufactured housing. This process typically begins with a full consultation and inspection of the property to assess current conditions and coverage needs.
What Does a a Mobile Home Insurance Agent in Hurricane Cost?
Typical mobile home insurance in West Virginia ranges from 300 to 800 dollars per year for basic policies, but costs vary widely. Factors include the home age, size, location in Hurricane, and chosen deductibles. For a newer mobile home with full replacement cost coverage, annual premiums may be 600 to 1,200 dollars. This is general information and not insurance advice.
About mobile home insurance agents in Hurricane
Mobile home insurance agents in Hurricane, West Virginia help residents protect their manufactured homes against risks like wind, hail, and fire. West Virginia law does not require mobile home insurance, but lenders often mandate it for financed homes. Agents in Hurricane can explain local coverage options and help you meet state-specific requirements for windstorm or flood endorsements.
Frequently Asked Questions
What does a mobile home insurance agent in Hurricane do?
A mobile home insurance agent helps you find a policy that covers your manufactured home, personal property, and liability. They can explain West Virginia specific options like replacement cost coverage and windstorm deductibles. Agents also assist with claims and policy changes.
Is mobile home insurance required in West Virginia?
West Virginia state law does not require mobile home insurance. However, if you have a loan on your mobile home, your lender will likely require comprehensive and collision coverage. Agents can help you meet those requirements.
What factors affect mobile home insurance cost in Hurricane?
Costs depend on the age and value of your mobile home, its location in Hurricane, and the coverage limits you choose. West Virginia wind and hail risks can increase premiums. An agent can provide quotes based on your specific situation.
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