The top-rated mobile home insurance agent in Lihue, Hawaii is Yukimura & Associates: Allstate Insurance, rated 4.8 stars across 44 reviews. Other highly rated options include Adam Smith - State Farm Insurance Agent, Skip Koenig - State Farm Insurance Agent, Punua Insurance. This directory lists 15 mobile home insurance agents serving Lihue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Yukimura & Associates: Allstate Insurance | 2987 Umi St STE 101 | (808) 246-2665 |
| 2 | Adam Smith - State Farm Insurance Agent | 4374 Kukui Grove St Ste 103 | (808) 821-2630 |
| 3 | Skip Koenig - State Farm Insurance Agent | 4491 Kolopa St | (808) 632-0406 |
| 4 | Punua Insurance | 4268 Rice St # A | (808) 245-8508 |
| 5 | Eric Kaneda - State Farm Insurance Agent | 2970 Haleko Rd #106 | (808) 245-3554 |
| 6 | The Medicare Geek | 3-2600 Kaumualii Hwy E12 | (808) 652-5210 |
| 7 | Business Insurance | 4485 Pahee St # 140 | (808) 245-2773 |
| 8 | Heritage Insurance HI | 1616 Haleukana St | (808) 431-3375 |
| 9 | Pyramid Insurance - Kauai | 4405 Kukui Grove St #102 | (808) 245-4624 |
| 10 | Mokihana Insurance Agency | 4393 Kukui Grove St #102 | (808) 245-9573 |
Yukimura & Associates: Allstate Insurance serves the Lihue, Hawaii, metro area, specializing in mobile home insurance agency services for local homeowners. The agency assists clients in securing coverage tailored to manufactured or mobile homes, addressing the unique risks posed by the island's weather patterns and coastal environment. Policies typically include protection for the structure itself, personal belongings, and liability. The office handles claims assistance and policy adjustments for Lihue residents owning mobile homes.
Adam Smith - State Farm Insurance Agent provides mobile home insurance services to residents and property owners in Lihue, HI. Its service includes coverage options tailored to protect manufactured or mobile homes from local risks. Maintenance plans are integrated into policies to help clients manage potential wear from island weather conditions. The agency services single-family mobile homes, apartment complexes with manufactured units, retail establishments in mobile home parks, and restaurants operating from such structures.
Skip Koenig - State Farm Insurance Agent serves homeowners and property managers in Lihue by offering comprehensive mobile home insurance policies. They help local residents protect their manufactured and mobile homes against common risks like storm damage and liability claims. Their services include customizing coverage options to fit individual property needs and financial situations. The agency also provides guidance on policy details and claims support for its clients. Additionally, Skip Koenig’s agency extends its mobile home insurance services to clients living in the neighboring communities of Hanamaulu and the broader Kauai region.
Punua Insurance in Lihue, HI, distinguishes between one-time policy purchases for seasonal mobile home use and recurring annual coverage for permanent residences, allowing clients to select the service model that fits their needs. Their policies address risks specific to the area, including wind and flood damage. Coverage options typically protect the home structure, personal belongings, and liability for accidents on the property. Service for insured properties runs on an as-needed basis, with policyholders able to request adjustments or file claims whenever required throughout the year.
Eric Kaneda - State Farm Insurance Agent in Lihue, HI, serves Kauai and the surrounding Hawaiian communities, handling mobile home insurance policies for local residents. The agency provides coverage for manufactured and mobile homes, addressing the unique needs of island homeowners. It works to help protect structures and personal property against region-specific risks such as weather damage and flooding. Each client receives a personalized review of available policy options and endorsements. The agent takes a thorough, consultative approach to ensure coverage fits the specific property and lifestyle of the homeowner.
The Medicare Geek in Lihue provides specialized guidance on mobile home insurance policies, helping owners secure coverage tailored to their specific needs. It also offers general assistance with policy reviews and claims navigation for manufactured and modular homes throughout the Hawaiian Islands. With the islands’ frequent tropical weather patterns, the agent is particularly focused on helping clients understand protection against wind and flood damage common during storm seasons.
As hurricane season approaches in Lihue, many mobile homeowners seek to protect their investment from wind and rain damage. Business Insurance works with clients to address these local weather concerns. The company assists residents in securing coverage for their manufactured or mobile homes, including policies that protect against common island perils such as flooding and tropical storms. They discuss plan options based on a home’s age, location, and current condition. An agent typically visits the property to assess its setup, foundation, and tie-downs before providing coverage options.
Heritage Insurance HI assists residential clients in Lihue with protecting their manufactured and mobile homes. The company also extends commercial coverage for mobile home parks and related rental properties throughout the local area. Each policy is tailored to address the specific wind and weather risks common to the Hawaiian islands. Agents guide customers through the initial selection and application process, ensuring clear documentation. After a policy is in place, Heritage Insurance HI provides ongoing support for any necessary adjustments or claims between regular policy reviews.
Pyramid Insurance - Kauai in Lihue, HI, delivers mobile home insurance coverage, including policies for manufactured homes and seasonal dwellings. The agency can pair basic protection with specialty add-ons such as personal property endorsements, replacement cost options, and liability extensions for guest injuries or property damage. These supplemental coverages help safeguard clients against common island weather risks and unforeseen liabilities. Commercial sectors served include office parks, warehouses, and food service establishments, each gaining tailored policies designed to protect both structures and business operations.
Mokihana Insurance Agency in Lihue, Hawaii is known for providing mobile home insurance coverage tailored to the unique needs of local residents. The company offers policies that help protect manufactured and mobile homes from common island risks, including windstorms and volcanic activity. Clients can secure liability protection and coverage for personal belongings within their property. Additional specialty service options include added protection for sheds and freestanding structures built on the same lot.
What Does a a Mobile Home Insurance Agent in Lihue Cost?
Mobile home insurance costs in Hawaii typically range from 800 to 2500 dollars per year for a standard policy. Premiums depend on your homes age location and value as well as coverage limits. Windstorm and hurricane coverage may increase your rate by 200 to 500 dollars annually. This is general information not insurance advice.
About mobile home insurance agents in Lihue
Mobile home insurance agents in Lihue help owners of manufactured homes find coverage that meets Hawaii specific requirements. Hawaii law requires mobile home owners to have liability insurance and property coverage for windstorms and hurricanes common on Kauai. An agent can explain how your policy must comply with Hawaii Revised Statutes Chapter 431 regarding mobile home insurance.
Frequently Asked Questions
What does mobile home insurance cover in Lihue Hawaii?
Typical policies cover your mobile home structure personal property and liability. In Hawaii windstorm and hurricane coverage are essential due to Kauai weather risks. Flood insurance is separate and often required by lenders.
Is mobile home insurance required by law in Hawaii?
Yes Hawaii law requires liability insurance for mobile homes. Your lender may also require comprehensive and collision coverage. An agent can help you meet these legal requirements under Hawaii Revised Statutes Chapter 431.
How do I find a mobile home insurance agent in Lihue?
You can search online for licensed agents in Lihue or ask for referrals from local mobile home parks. The Hawaii Department of Commerce and Consumer Affairs provides a license lookup tool to verify an agents credentials.