The top-rated mobile home insurance agent in Kahului, Hawaii is Paul MacDonald - State Farm Insurance Agent, rated 5.0 stars across 88 reviews. Other highly rated options include Mark Rich - State Farm Insurance Agent, Brent Wylam: Allstate Insurance, April J. Kaneshiro, Insurance Agent - Pyramid Insurance - Insurance for Hawaii - Marsh & McLennan Agency LLC. This directory lists 10 mobile home insurance agents serving Kahului.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul MacDonald - State Farm Insurance Agent | 74 Lono Ave #206a | (808) 877-5273 |
| 2 | Mark Rich - State Farm Insurance Agent | 444 Hana Hwy Ste 212 | (808) 873-6717 |
| 3 | Brent Wylam: Allstate Insurance | 169 Maa St Ste 100 | (808) 242-8480 |
| 4 | April J. Kaneshiro, Insurance Agent - Pyramid Insurance - Insurance for Hawaii - Marsh & McLennan Agency LLC | 33 Lono Ave Suite 280 | (808) 242-4789 |
| 5 | Pyramid Insurance - Maui | 33 Lono Ave Suite 280 | (808) 527-7667 |
| 6 | Atlas Insurance Agency | 285 W Kaahumanu Ave #215 | (808) 244-5561 |
| 7 | Jaxson Stinger - Independent Agent - Pyramid Insurance | 33 Lono Ave Suite 280 | (808) 442-8355 |
| 8 | Finance Insurance, Ltd: Louis Fernandez | 140 Hoohana St #201 | (808) 244-3552 |
| 9 | John H Connors Insurance Maui | Dairy Center, 444 Hana Hwy unit d | (808) 871-8805 |
| 10 | Noguchi & Associates Inc | 360 Papa Pl # 105 | (808) 877-4008 |
Paul MacDonald - State Farm Insurance Agent serves Kahului, Hawaii, and its surrounding communities. As a local mobile home insurance agent, it helps residents secure coverage for their manufactured and mobile homes. The business provides policies that address common concerns specific to this area, including protection against wind and storm damage. Policies also often cover personal belongings inside the home and liability protection. In the Kahului area, this agent handles specialized coverage options for older mobile homes and assists clients with filing claims after weather events.
Mark Rich - State Farm Insurance Agent in Kahului, HI, offers a full range of mobile home insurance services, including coverage for the structure, personal belongings, and liability. The agent provides ongoing policy reviews to help ensure coverage adapts to changing needs. He also assists with claims filing and offers guidance on protective measures for wind and volcanic hazards common to the area. Services are available for single-family mobile homes, apartment complexes with manufactured units, retail spaces modified for mobile home use, and restaurants operating from prefabricated structures.
Brent Wylam: Allstate Insurance in Kahului, HI serves homeowners, mobile home owners, and property managers seeking specialized coverage for manufactured and mobile homes. The agency offers policies that protect structures against island-specific weather risks, and includes liability protection for properties on leased land or in park communities. Clients receive personalized assistance in selecting the right deductible and coverage limits. Its service area also extends to nearby towns such as Wailuku and the greater Central Maui region.
Serving Kahului and the surrounding communities across Maui, April J. Kaneshiro, Insurance Agent - Pyramid Insurance - Insurance for Hawaii - Marsh & McLennan Agency LLC handles mobile home insurance policies for local owners. This agency addresses the specific needs of manufactured and mobile homes, including protection against island weather patterns and structural risks. For a typical policy, it evaluates the home's condition and location to tailor coverage that meets state requirements and lender stipulations with flexible options.
Pyramid Insurance in Kahului provides mobile home insurance by distinguishing between coverage for a single recreational vehicle and a recurring policy that protects a primary or rental unit. As an agent on Maui, they help clients secure protection against island-specific perils like windstorms, volcanic activity, or flooding, though each policy is tailored individually. Service appointments are available on an as-needed basis to accommodate seasonal residents, vacation homeowners, or full-time occupants requesting quotes or policy adjustments.
As hurricane season approaches Kahului, mobile home owners face heightened risk from wind and flying debris, making specialized insurance coverage essential for their property. Atlas Insurance Agency in Kahului responds by helping clients evaluate policies that address these specific weather exposure concerns. Mobile home insurance agents in this area focus on matching local dwellings with appropriate protection for both the structure and its contents. Clients are encouraged first to schedule an initial inspection of their mobile home so the agency can assess its current condition and recommend suitable coverage.
Jaxson Stinger, an independent agent with Pyramid Insurance, specializes in writing mobile home insurance policies that address the unique risks of manufactured and modular homes. The agency works to cover structures, personal property, and liability for Kahului homeowners. Standard policies typically offer protection against wind, fire, and theft common to Maui’s climate. For seasonal assistance, Jaxson Stinger helps clients evaluate additional coverage for hurricane-season storm surges and falling tree debris.
Finance Insurance, Ltd: Louis Fernandez provides mobile home insurance solutions in Kahului, HI, helping clients protect their manufactured and mobile dwellings against local weather risks. The agency offers specialized endorsements for additional structures like sheds or carports. Coverage options include liability protection and personal property replacement. This firm serves various commercial sectors such as offices, warehouses, and food service operations.
Serving Kahului and the surrounding Maui area, John H Connors Insurance offers residential mobile home coverage and also provides commercial insurance solutions for local businesses. The agency assists property owners in managing risks specific to island living, ensuring their policies are correctly aligned with community requirements. After a claim or scheduled adjustment, the company handles necessary documentation and recommends future policy reviews, helping clients maintain consistent protection between regular visits.
Noguchi & Associates Inc in Kahului, HI, is known for providing mobile home insurance coverage tailored to the unique considerations of manufactured and modular housing. Its service range includes securing policies that protect against common risks like wind, storm, and liability exposures. Clients can obtain standard protection for the dwelling structure and personal property. A specialty add-on this agent can arrange is coverage for attached additions, such as carports or screened lanais, addressing structures not included in basic policies.
What Does a a Mobile Home Insurance Agent in Kahului Cost?
Typical mobile home insurance costs in Hawaii range from 500 to 1,500 dollars per year for a standard policy. Factors include the home value, location in Kahului, and chosen deductibles. Hurricane and flood endorsements can add 200 to 600 dollars annually. This is general information, not insurance advice.
About mobile home insurance agents in Kahului
Mobile home insurance agents in Kahului help you protect your manufactured home against risks like hurricanes and volcanic activity. Hawaii law requires proof of financial responsibility for mobile home parks, and an agent can explain how your policy meets that requirement. These agents also guide you through coverage for windstorms, floods, and liability unique to the islands.
Frequently Asked Questions
What does a mobile home insurance agent in Kahului do?
A mobile home insurance agent in Kahului helps you find a policy that covers your home structure, personal property, and liability. They explain Hawaii-specific risks such as hurricane damage and lava flow. Agents also assist with claims and policy adjustments.
Is mobile home insurance required in Hawaii?
Hawaii law does not require mobile home insurance by statute, but most lenders and mobile home parks require it. Your agent can help you meet park rules and lender conditions. Flood insurance may be required if your home is in a flood zone.
What coverage options are common for mobile homes in Kahului?
Common coverage includes dwelling protection, personal property, liability, and loss of use. Many policies also offer hurricane and windstorm endorsements. Flood insurance is separate and often needed in low-lying areas near Kahului.