The top-rated mobile home insurance agent in Hilo, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 344 reviews. Other highly rated options include Iris Kuwaye - State Farm Insurance Agent, Claire Justo - State Farm Insurance Agent, Zack Pacleb - State Farm Insurance Agent. This directory lists 19 mobile home insurance agents serving Hilo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 680 Manono St | (808) 969-7767 |
| 2 | Iris Kuwaye - State Farm Insurance Agent | 9 Lei St | (808) 935-3375 |
| 3 | Claire Justo - State Farm Insurance Agent | 2100 Kanoelehua Ave Ste 212 | (808) 935-4455 |
| 4 | Zack Pacleb - State Farm Insurance Agent | 72 Kapiolani St | (808) 657-3212 |
| 5 | First American Title Company, Inc. | 1437 Kilauea Ave Suite 202 | (808) 961-3775 |
| 6 | Cary Ichinose - State Farm Insurance Agent | 630 Kilauea Ave #102 | (808) 933-8500 |
| 7 | Pyramid Insurance - Hilo | 48 Kamana St Suite #103 | (808) 969-7174 |
| 8 | Hope Chu Hing - State Farm Insurance Agent | 586 Kanoelehua Ave #300 | (808) 935-3157 |
| 9 | Fast Insurance Agency HI | 218 Kamehameha Ave | (808) 645-4364 |
| 10 | Mind Insurance HI | 344 Kilauea Ave | (808) 646-3602 |
Nakoa Kai Insurance Professionals: Allstate Insurance serves the Hilo, HI area, specializing in mobile home insurance agent services for local homeowners. The company assists clients in securing coverage that protects manufactured and mobile homes from regional weather risks. Policies often include dwelling protection, personal property coverage, and liability options. Nakoa Kai handles replacement cost valuations and helps residents comply with park requirements for insurance.
Iris Kuwaye, a State Farm Insurance agent in Hilo, HI, offers comprehensive mobile home insurance services tailored to protect clients from common local risks, such as weather damage and liability claims. The agency works with homeowners to select appropriate coverage levels and can adjust policies as needs change. Its service plans include regular policy reviews to ensure adequate protection and assistance with filing claims. The agent services properties including single-family mobile homes, apartments, retail establishments, and restaurants.
Claire Justo - State Farm Insurance Agent serves homeowners, landlords, and property owners seeking mobile home insurance in Hilo, Hawaii. The agency provides policies that protect manufactured and mobile homes against common island risks such as windstorms and volcanic activity. Clients can discuss coverage options for personal property, liability, and dwelling protection tailored to their individual needs. The office also assists customers in nearby communities like Keaau and Pahoa with their mobile home insurance requirements, ensuring comprehensive coverage throughout the East Hawaii region.
Zack Pacleb - State Farm Insurance Agent in Hilo, HI, assists clients choosing between annual mobile home insurance policies for continuous coverage and single-purchase options for specific protection needs. Their mobile home policies typically cover dwelling structure, personal property, and liability in Hawaii’s unique climate conditions. Service runs on an as-needed basis, with clients contacting the office to initiate quotes, review policy changes, or file claims whenever required.
First American Title Company, Inc. serves Hilo and the surrounding communities on the Big Island, providing mobile home insurance coverage. The agency handles policies that protect manufactured and mobile homes against common local perils, such as windstorms and volcanic activity. To manage a typical job, it first assesses the client's specific coverage needs based on the home's location and condition, then presents tailored policy options that comply with Hawaii's unique regulatory requirements.
Cary Ichinose - State Farm Insurance Agent specializes in mobile home insurance for clients in Hilo, HI. The agency provides coverage options tailored to manufactured and mobile homes, addressing the unique needs of owners throughout the local area. Its general insurance services include assisting residents with protecting their property and personal belongings against common risks. The team helps customers secure policies that account for Hawaii’s humid climate and potential storms, ensuring coverage during hurricane season.
When the trade winds bring heavy rains to Hilo, Pyramid Insurance helps local homeowners protect their mobile homes from potential flood and storm damage. This locally situated agency offers coverage tailored specifically for manufactured and mobile homes common to the Big Island. Their process begins with a discussion of the unique vulnerabilities facing these structures in Hawaii’s climate. An agent will then schedule a thorough property inspection to assess current conditions. After reviewing the home’s foundation, roof, and tie-downs, they prepare a personalized quote based on those findings.
Hope Chu Hing - State Farm Insurance Agent provides mobile home insurance to protect structures and contents from damage or loss. Available specialty add-ons can include coverage for attached structures, personal liability, and additional living expenses during repairs. The agency works with clients across Hilo, offering policies for single-wide and double-wide manufactured homes. Its services can extend to commercial sectors such as offices, warehouses, and food service operations needing tailored mobile home endorsements for employee housing or remote site facilities.
Fast Insurance Agency HI offers residential mobile home insurance services to clients in Hilo, Hawaii. They also handle coverage for commercial mobile homes, ensuring protection for both personal and business properties across the local area. Their knowledge of Hilo’s unique environmental conditions helps to properly address common insurance considerations. When clients require updates or adjustments to their policies between regular review visits, they provide efficient follow-up support to maintain continuous coverage.
What Does a a Mobile Home Insurance Agent in Hilo Cost?
Typical annual premiums for mobile home insurance in Hilo range from 800 to 2500 dollars depending on the home value location and coverage limits. Homes in high-risk lava zones or flood zones may see premiums above 3000 dollars. Costs also vary based on the age and condition of the mobile home. This is general information and not insurance advice.
About mobile home insurance agents in Hilo
Mobile home insurance agents in Hilo help owners protect their homes against common Hawaii risks like hurricanes volcanic eruptions and lava damage. Hawaii law requires insurers to offer coverage for hurricane and volcanic perils in certain zones. Agents can explain how local building codes and flood zone designations affect your premium.
Frequently Asked Questions
What does mobile home insurance cover in Hilo Hawaii?
Standard policies cover fire theft windstorm and volcanic eruption damage. Flood insurance is usually separate and required for homes in high-risk flood zones. Hawaii law mandates that insurers provide a named storm deductible option for hurricane coverage.
Do I need special insurance for a mobile home in a lava zone?
Yes. Hawaii has lava flow hazard zones and insurers may limit or exclude coverage for lava damage in high-risk areas. An agent can help you find a policy that includes volcanic eruption coverage or a separate lava endorsement.
How can an agent help me save on mobile home insurance in Hilo?
Agents can compare multiple carriers to find discounts for protective devices like hurricane shutters or tie-down systems. They also know which insurers offer lower rates for homes in lower lava zones or with updated wind-resistant roofs.