The top-rated medicare insurance agent in Union City, California is Hera Tong Gutierrez - State Farm Insurance Agent, rated 5.0 stars across 145 reviews. Other highly rated options include Jeff Sinfuego - State Farm Insurance Agent, Gill Financial & Insurance Services, Tony Huey: Allstate Insurance. This directory lists 13 medicare insurance agents serving Union City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hera Tong Gutierrez - State Farm Insurance Agent | 32145 Alvarado-Niles Rd # 205 | (510) 972-0968 |
| 2 | Jeff Sinfuego - State Farm Insurance Agent | 4123 Dyer St Ste 210 | (510) 431-3514 |
| 3 | Gill Financial & Insurance Services | 31080 Union City Blvd # 201 | (510) 888-1180 |
| 4 | Tony Huey: Allstate Insurance | 1780 Whipple Rd STE 201 | (510) 429-5788 |
| 5 | Global Green Insurance Agency of the Bay Area | 32146 Alvarado Blvd | (510) 487-1000 |
| 6 | Golden Bay Insurance Agency, Inc. | 33436 Alvarado-Niles Rd | (510) 487-2225 |
| 7 | Coker & Arias Insurance | 1780 Whipple Rd STE 104 | (510) 471-1871 |
| 8 | Bill Stone: Allstate Insurance | 33436 Alvarado-Niles Rd | (510) 487-2225 |
| 9 | Farmers Insurance - Elizabeth Banuelos | 33125 Mission Blvd | (510) 580-3077 |
| 10 | Punjabi Medicare Agent | 32146 Alvarado Blvd | (510) 557-0061 |
Hera Tong Gutierrez - State Farm Insurance Agent serves the Union City, California area and surrounding communities as a local Medicare insurance agent. The agency assists individuals with navigating their Medicare options, including plan comparisons and enrollment guidance. It focuses on helping clients understand how Medicare fits into their broader insurance needs. The office handles both Medicare Supplement and Medicare Advantage plans, providing personalized support for those seeking coverage in this region.
Jeff Sinfuego - State Farm Insurance Agent serves Union City, California, and the surrounding Alameda County area. The company provides Medicare insurance agent services, helping individuals navigate their coverage options during enrollment periods. Their work focuses on explaining plan differences and assisting with policy selections to meet specific healthcare needs. A typical client appointment includes reviewing prescription drug coverage changes and coordinating with existing medical providers.
Gill Financial & Insurance Services, a medicare insurance agent in Union City, CA, assists clients with selecting and enrolling in Medicare Advantage, supplement, and Part D prescription drug plans. It offers ongoing support for plan changes and annual policy reviews to ensure continued coverage alignment. The company advises individuals living in single-family homes, apartments, and senior living communities throughout the local area.
Tony Huey: Allstate Insurance helps homeowners, retirees, and families in Union City, CA, navigate their Medicare insurance options during enrollment periods and plan changes. The agency provides guidance on Medicare Advantage, supplement plans, and Part D prescription drug coverage to ensure clients select a plan that fits their healthcare needs and budget. Their services include annual plan reviews when coverage updates become available. This location also assists Medicare beneficiaries in the neighboring community of Fremont within the East Bay area.
Serving Union City and the surrounding Bay Area communities, Global Green Insurance Agency of the Bay Area assists clients with Medicare insurance options including supplement plans, Advantage plans, and Part D prescription drug coverage. This independent agency explains the differences between each option to help beneficiaries understand their choices during enrollment periods. It begins each case by reviewing the individual’s current coverage and specific health needs before presenting suitable plan comparisons from available carriers.
Golden Bay Insurance Agency, Inc., based in Union City, CA, helps clients distinguish between one-time plan comparisons and ongoing support through Medicare’s annual enrollment periods. Their services include explaining coverage options such as Medicare Advantage and Part D drug plans, ensuring residents understand local network choices. This agency provides guidance on a purely as-needed basis, allowing individuals to schedule appointments only when they require personalized assistance with plan changes or initial enrollment.
Coker & Arias Insurance specializes in Medicare Supplement and Advantage plan guidance for residents in and around Union City, California. The agency works with individuals navigating the complexities of healthcare coverage during the initial enrollment period. Its agents help clients compare plan options and understand out-of-pocket costs. The company regularly assists seniors with questions about late enrollment penalties and prescription drug coverage. As the annual Medicare Open Enrollment Period approaches each fall, Coker & Arias Insurance helps clients review their current plans for any changes in premiums or covered benefits.
Bill Stone: Allstate Insurance assists individuals in Union City, California, with understanding their Medicare coverage options and navigating enrollment periods. The agency emphasizes evaluating various Medicare supplement and prescription drug plans to match specific healthcare needs and budgets. By clarifying plan details and potential out-of-pocket costs, the agent helps clients select appropriate coverage for their medical situations. The office can serve professionals working in commercial real estate offices, warehouse distribution centers, and local food service establishments.
As Central Valley seniors review their coverage ahead of the annual Medicare enrollment period, Farmers Insurance - Elizabeth Banuelos in Union City assists with navigating Part D prescription plans and Medicare Advantage options. The agency helps clarify how Original Medicare coordinates with supplemental policies to reduce out-of-pocket costs. Elizabeth Banuelos schedules a no-pressure initial consultation to review each client’s current medications and preferred doctors.
Punjabi Medicare Agent offers residential health coverage guidance for individuals in Union City, CA, helping them navigate plan options for hospital and medical needs. The company also assists clients with commercial insurance solutions for small business groups in the surrounding area. Their work focuses on explaining Medicare parts, supplements, and prescription drug plans to ensure informed choices during enrollment periods. Between annual open enrollment windows, clients often schedule follow-up appointments to query coverage changes or update personal details for their existing plans.
What Does a a Medicare Insurance Agent in Union City Cost?
Medicare insurance agent services are generally free to consumers in California. However, the plans they help you choose have monthly premiums that vary widely. For example, Medicare Part B has a standard premium of around $174.70 per month in 2024, while Medicare Advantage plans may have $0 premiums or cost up to $200 or more per month. Part D drug plan premiums average $30 to $70 per month. Costs depend on your income, chosen plan, and coverage needs. This is general information, not insurance advice.
About medicare insurance agents in Union City
Medicare insurance agents in Union City, California help residents navigate Original Medicare, Medicare Advantage, and Part D drug plans. California law requires agents to be licensed by the state Department of Insurance and to follow strict marketing rules. Union City seniors often seek local agents who understand the specific health plans and provider networks available in Alameda County.
Frequently Asked Questions
What does a Medicare insurance agent in Union City do?
A Medicare insurance agent helps you compare plans, enroll in Medicare Part A and Part B, and choose a Medicare Advantage or Part D plan. They provide free guidance and must follow California regulations on plan marketing and sales.
When can I enroll in Medicare in Union City California?
You can enroll during your Initial Enrollment Period, which starts three months before you turn 65 and ends three months after. California also offers a Special Enrollment Period for certain life events like losing employer coverage.
Are Medicare insurance agent services free in Union City?
Yes, Medicare insurance agents are typically paid by insurance companies, not by you. Their services are free to consumers. California law requires agents to disclose any compensation they receive.
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