The top-rated medicare insurance agent in Bakersfield, California is Elizabeth Cardenas - State Farm Insurance Agent, rated 5.0 stars across 497 reviews. Other highly rated options include Globe Life American Income Division: Furer Organization, Farmers Insurance - Marcy Parmley, Dugan Insurance Services Inc.. This directory lists 25 medicare insurance agents serving Bakersfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elizabeth Cardenas - State Farm Insurance Agent | 5201 California Ave Suite 230 | (661) 327-0838 |
| 2 | Globe Life American Income Division: Furer Organization | 5329 Office Centre Ct Suite 227 | (858) 450-9919 |
| 3 | Farmers Insurance - Marcy Parmley | 3616 Coffee Rd B | (661) 587-4554 |
| 4 | Dugan Insurance Services Inc. | 15007 Oakencroft Dr | (661) 343-5414 |
| 5 | Saber Insurance Agency | 8120 Rosedale Hwy Suite 100 | (661) 365-0100 |
| 6 | InsureOne Insurance | 2100 F St | (661) 430-2004 |
| 7 | Insurance Savings Group | 5901 Sundale Ave Suite B | (661) 432-1474 |
| 8 | Kern Golden Girls | 1601 New Stine Rd Ste 193 | (661) 665-6335 |
| 9 | Vizion Integrated Insurance Agency Inc. | 1801 21st St Suite 2 | (866) 449-8442 |
| 10 | AB VIDA INSURANCE | 1601 New Stine Rd Ste 193 | (661) 333-1656 |
Elizabeth Cardenas - State Farm Insurance Agent serves the Bakersfield, CA metro area, offering guidance on Medicare insurance coverage options. The agency helps clients understand their plan choices during enrollment periods, including Medicare Supplement and Medicare Advantage plans. Assistance is provided with navigating prescription drug plans and coordinating benefits with existing coverage. This includes evaluating Part D plans and exploring Medicare Advantage options for local residents.
Globe Life American Income Division: Furer Organization provides regional Medicare insurance agent services, including plan comparisons and enrollment assistance for individuals navigating coverage options. The agency offers ongoing support for policy changes, annual renewals, and personalized benefits guidance to maintain suitable coverage throughout the year. Serving Bakersfield, CA, and the surrounding area, the company services single-family homes and apartments, as well as local retail and restaurant properties.
Farmers Insurance - Marcy Parmley serves homeowners, renters, and small business owners in Bakersfield, California who need Medicare insurance guidance. It helps clients understand plan options, enroll in coverage, and adjust policies as healthcare needs change. Seniors approaching eligibility or current beneficiaries can receive straightforward advice on Medicare supplements and prescription drug plans. The agency is familiar with the healthcare landscape across Kern County and also regularly assists residents in the nearby community of Oildale.
Dugan Insurance Services Inc. serves Bakersfield, California, and the surrounding communities in Kern County. The company assists clients with Medicare insurance agent services, including navigating the complexities of Medicare Advantage, Supplement, and Part D prescription drug plans. It helps individuals review their coverage options during enrollment periods to find plans that fit their healthcare needs and budgets. For a typical job, Dugan Insurance Services begins with a detailed consultation to assess a client’s existing coverage and personal health requirements, then presents plan comparisons from available carriers to guide an informed selection.
Saber Insurance Agency assists individuals in Bakersfield, California, by explaining the difference between one-time enrollment windows and annual review appointments for Medicare plans. They then help clients compare Medicare Supplement and Medicare Advantage coverage options to match their healthcare needs and budgets. After choosing a plan, the agency facilitates the application process with carriers. Service appointments for clients are available on a one-time basis for initial enrollment, and also offered as scheduled sessions for annual plan updates or prescription drug changes.
InsureOne Insurance specializes in Medicare Advantage plans and Medicare Supplement policies for Bakersfield residents, offering personalized guidance through the complexities of healthcare coverage. The agency works closely with clients to compare plan options, explain prescription drug benefits, and ensure enrollment deadlines are met. It provides steady support for annual open enrollment periods and helps beneficiaries navigate plan changes when their current coverage shifts. During the Fall Medicare Annual Enrollment Period, it assists local seniors in reviewing their prescriptions and provider networks to avoid unexpected out-of-pocket costs.
As the annual Medicare enrollment period approaches each fall and winter, local beneficiaries often face complex choices among plan options. Insurance Savings Group in Bakersfield, CA provides guidance through these decisions, clarifying coverage details, costs, and network restrictions for each individual. The agency evaluates a client’s current medications and preferred doctors, then compares available plans to highlight suitable matches. A new client typically begins by scheduling a brief initial assessment, during which their unique healthcare needs and budget are reviewed in person or by phone.
In Bakersfield, CA, Kern Golden Girls assists individuals in understanding and selecting Medicare insurance plans, with a particular focus on helping clients navigate plan comparisons and enrollment periods. This medicare insurance agent company works to explain coverage options in a straightforward manner. It can also serve commercial sectors across the region, including offices, warehouses, and food service operations looking to discuss employee health coverage possibilities.
Vizion Integrated Insurance Agency Inc. serves residents of Bakersfield, California, helping them navigate their Medicare options and enroll in suitable plans. The agency also provides commercial coverage solutions for local businesses requiring group health insurance. Their service area encompasses Bakersfield and the surrounding Kern County region. Following an initial appointment, the team schedules follow-up assistance between regular plan visits to address any changes in coverage needs.
AB VIDA INSURANCE serves Bakersfield as a Medicare insurance agency known for helping clients navigate their initial enrollment and annual plan options. The company guides individuals through Medicare Advantage, Supplement, and Part D prescription drug policies to match coverage with healthcare needs and budgets. Consults take place in person or over the phone to explain plan details and avoid penalties. A specialty add-on service the agency provides is assistance with Medicare Savings Programs and Extra Help for those who qualify.
What Does a a Medicare Insurance Agent in Bakersfield Cost?
Medicare insurance agents in California do not charge consumers directly for their services. Their compensation comes from insurance carriers as commissions. Plan costs vary by type: Medicare Advantage plans may have $0 monthly premiums but include copays and deductibles. Medigap plans in California can range from approximately $100 to $300 per month depending on age, gender, and plan type. Part D prescription drug plans have premiums typically between $10 and $80 per month. This is general information and not insurance advice.
About medicare insurance agents in Bakersfield
Medicare insurance agents in Bakersfield, California help residents compare Medicare Advantage, Medigap, and Part D plans. California law requires agents to be licensed by the California Department of Insurance and to follow strict marketing guidelines. Local agents understand Kern County provider networks and can guide you through Initial Enrollment Periods and Special Enrollment Periods.
Frequently Asked Questions
What does a Medicare insurance agent in Bakersfield do?
A Medicare insurance agent helps you compare plans from different carriers, explains coverage options, and assists with enrollment. They do not work for the government but are licensed to sell private Medicare plans in California.
When can I enroll in a Medicare plan in Bakersfield?
Your Initial Enrollment Period starts three months before your 65th birthday and ends three months after. California also has a Annual Enrollment Period from October 15 to December 7 each year. Special Enrollment Periods may apply if you move or lose other coverage.
Do I pay a fee to use a Medicare insurance agent in California?
No. Medicare insurance agents are typically paid by the insurance companies, not by you. Their services are free to consumers. Always confirm this with the agent before working with them.
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