The top-rated medicare insurance agent in Atascadero, California is Sara Hays - State Farm Insurance Agent, rated 5.0 stars across 357 reviews. Other highly rated options include Courtney Morrow - State Farm Insurance Agent, HealthMarkets Insurance - Travis Hatter, Farmers Insurance - Jennifer White. This directory lists 12 medicare insurance agents serving Atascadero.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sara Hays - State Farm Insurance Agent | 6275 Palma Ave | (805) 466-9400 |
| 2 | Courtney Morrow - State Farm Insurance Agent | 5365 El Camino Real | (805) 466-7744 |
| 3 | HealthMarkets Insurance - Travis Hatter | 7395 El Camino Real #507 | (805) 441-5172 |
| 4 | Farmers Insurance - Jennifer White | 7635 El Camino Real STE 2 | (805) 548-8530 |
| 5 | California Meridian Insurance Services, Inc. | 9700 El Camino Real | (805) 466-3400 |
| 6 | Hedges Insurance Services | 8105 Morro Rd C | (805) 466-9048 |
| 7 | Two Knights Insurance Services | 4401 El Camino Real Unit F | (805) 460-6124 |
| 8 | Padiyaz Tax & Insurance Services, LLC | 8550 El Camino Real Suite B | (805) 460-7129 |
| 9 | Hometown Insurance Services | 7600 El Camino Real | (805) 466-4611 |
| 10 | Nadine Gentry Agency | 7600 El Camino Real # 10 | (805) 466-4611 |
Sara Hays - State Farm Insurance Agent serves Atascadero, California, and the surrounding San Luis Obispo County area, focusing on Medicare insurance planning. The agency helps local seniors navigate their options during initial enrollment and annual open enrollment periods. Clients receive personalized guidance to better understand their coverage needs and potential plan choices. The firm also assists with comparing Medicare Supplement plans and Medicare Advantage policies available in this region.
Courtney Morrow - State Farm Insurance Agent provides Medicare insurance guidance and policy enrollment services to individuals in the Atascadero area. The agency offers annual plan reviews to ensure coverage aligns with changing healthcare needs and assists clients during the Medicare open enrollment and special enrollment periods. Ongoing support includes helping with claims questions and explaining plan benefits and drug coverage options in clear terms. She serves single-family homes, apartments, retail, and restaurants.
Medicare-eligible individuals and seniors in Atascadero can receive assistance from HealthMarkets Insurance - Travis Hatter, which provides guidance on Medicare Advantage, Supplement, and Part D prescription drug plans. The agency helps clients compare coverage options and enroll in plans that fit their healthcare needs and budgets. Travis Hatter serves local residents seeking to navigate the annual enrollment period and plan changes. Its coverage area also extends into the neighboring community of Templeton.
Atascadero-based Farmers Insurance - Jennifer White assists clients with a range of personal and commercial coverage needs. The agency specializes specifically in Medicare insurance options, helping local residents navigate their healthcare plan choices. Their team works closely with individuals to find appropriate policies tailored to unique health requirements. For commercial clients, the agency provides protection solutions suitable for various business environments. They serve local offices, warehouses, and food service establishments with tailored insurance products to help manage daily operational risks and liabilities.
Serving Atascadero, Paso Robles, San Luis Obispo, and the surrounding North County communities, California Meridian Insurance Services, Inc. specializes as a Medicare insurance agent, handling both Medicare Supplement and Medicare Advantage plan options. The agency helps clients navigate the annual enrollment periods and explains the differences between Original Medicare and private plan coverage. For each client, it begins by reviewing their current coverage and healthcare needs before presenting plan comparisons from multiple carriers.
Hedges Insurance Services in Atascadero, California, distinguishes between one-time consultations from real-time changes for existing plans. Medicare insurance agents in this area assist with annual plan comparisons, prescription drug coverage, and supplement options during open enrollment. They also address long-term coverage and income-related premium adjustments as needed by local residents. This service operates on an as-needed basis for questions or enrollment windows, as well as scheduled annual reviews to align with Medicare’s yearly changes.
Based in Atascadero, Two Knights Insurance Services focuses on Medicare supplement plans and Medicare Advantage options, guiding local residents through their enrollment and coverage decisions. The agency helps clients compare plans to find suitable prescription drug coverage and out-of-pocket cost structures. As annual enrollment periods approach, it assists individuals with reviewing their current policies and making necessary adjustments for the upcoming year.
As the Annual Enrollment Period approaches, many Atascadero residents seek clarity on their Medicare options and potential plan changes for the coming year. Padiyaz Tax & Insurance Services, LLC works directly with clients to review their current coverage and explain the differences between Original Medicare, Medicare Advantage, and Part D drug plans. They emphasize understanding each individual’s healthcare needs before making recommendations. Every consultation begins with a no-obligation review of the client’s existing benefits and a personalized assessment of their present medical situation.
Hometown Insurance Services handles the details of Medicare coverage for clients in Atascadero, California. The company specializes in helping individuals navigate plan options, including Medicare Advantage and prescription drug add-ons. By reviewing both medical and pharmacy needs, the agency assists clients in selecting suitable annual benefits. Independent offices, retail locations, and restaurant operators may all use the brokerage to coordinate insurance for their employees or personal coverage layers. This local service also offers guidance regarding supplemental policies for facility management across warehouse and food service sectors.
Nadine Gentry Agency serves residents of Atascadero by guiding them through Medicare insurance plan options. The agency also assists local businesses with group coverage needs. Its service area encompasses Atascadero and the broader San Luis Obispo County region. Agents explain plan differences and help clients enroll during annual open enrollment periods. They provide straightforward information on supplement plans and prescription drug coverage. After an initial enrollment, the agency follows up before each annual enrollment period to review any plan changes necessary for the upcoming year.
What Does a a Medicare Insurance Agent in Atascadero Cost?
Medicare insurance agents in California typically do not charge a fee for their services. They are paid by insurance companies through commissions. Some independent agents may charge a consultation fee ranging from 50 to 200 dollars, but this is rare. Costs for Medicare plans themselves vary by plan type and income. This is general information and not insurance advice.
About medicare insurance agents in Atascadero
Medicare insurance agents in Atascadero, California help residents compare Medicare Advantage, Medigap, and Part D drug plans. California law requires agents to be licensed by the state Department of Insurance and to follow strict marketing rules. Local agents understand the specific health plan networks available in San Luis Obispo County.
Frequently Asked Questions
When can I enroll in Medicare in Atascadero?
Your Initial Enrollment Period starts three months before you turn 65 and lasts seven months. California also offers a Special Enrollment Period if you lose employer coverage. You can also enroll during the Annual Election Period from October 15 to December 7.
What is the difference between Medicare Advantage and Medigap in California?
Medicare Advantage plans replace Original Medicare and often include drug coverage. Medigap plans supplement Original Medicare and help pay for deductibles and copays. In California, you have guaranteed issue rights for Medigap during your first six months on Part B.
How do I choose a Medicare insurance agent in Atascadero?
Look for an agent licensed in California with experience in Medicare plans. Ask if they represent multiple insurance companies so they can compare options. You can verify an agents license on the California Department of Insurance website.
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