The top-rated medicare insurance agent in Santa Rosa, California is Health For California - Covered CA Enrollment, rated 5.0 stars across 9,578 reviews. Other highly rated options include Barber Insurance Agency, Valley West Insurance Services, Jeff Lecoeuche Insurance Agency, Inc.. This directory lists 23 medicare insurance agents serving Santa Rosa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Health For California - Covered CA Enrollment | 4000 Montgomery Dr d7 | (877) 752-4737 |
| 2 | Barber Insurance Agency | 620 College Ave | (707) 526-7900 |
| 3 | Valley West Insurance Services | 1630 Sebastopol Rd #102 | (707) 575-9378 |
| 4 | Jeff Lecoeuche Insurance Agency, Inc. | 726 Mendocino Ave | (707) 526-5222 |
| 5 | Farmers Insurance - Frank Nappi | 618 4th St Ste 213&215 | (707) 244-4555 |
| 6 | Vassallo Insurance Services LLC | 445 Orchard St # 111 | (707) 527-3150 |
| 7 | Loewen Insurance Services | 100 Stony Point Rd # 270 | (707) 528-8483 |
| 8 | Auto Savers Plus Insurance Agency, LLC | 620 Sebastopol Rd | (707) 523-1888 |
| 9 | Farmers Insurance - Robert Stroud | 1275 4th St STE 105 | (707) 546-2010 |
| 10 | JC Lewis Insurance Services | 100 E St #205 | (866) 745-9555 |
Health For California - Covered CA Enrollment serves residents of Sonoma County and the greater Santa Rosa area, providing guidance on Medicare insurance options. As a local Medicare insurance agent, the company helps individuals navigate plan selection and enrollment processes. The team assists clients in understanding their coverage choices, including prescription drug plans and Medicare Advantage plans, to meet diverse healthcare needs. It specifically handles coordination of Medigap policies and switching between Original Medicare and Medicare Advantage plans in this region.
Barber Insurance Agency provides a full range of Medicare insurance services in the Santa Rosa, CA area. It helps individuals navigate plan options, enroll in coverage, and manage annual plan changes. The agency also offers ongoing plan maintenance support, including assistance with benefits updates, claims questions, and provider network inquiries. By focusing on personalized guidance, it ensures clients understand their coverage throughout the year. The agency services single-family homes, apartments, retail establishments, and restaurants within the region.
Valley West Insurance Services in Santa Rosa helps local homeowners and retirees navigate their Medicare coverage options. The agency guides clients through plan comparisons, enrollment periods, and policy changes to find suitable supplemental and prescription drug plans. Its agents explain complex benefits in clear terms, ensuring individuals understand their choices during annual open enrollment and qualifying life events. The company also extends its Medicare insurance agent services to clients throughout the neighboring Sonoma County communities such as Rohnert Park.
Jeff Lecoeuche Insurance Agency, Inc. serves clients in Santa Rosa and the surrounding Sonoma County communities with Medicare insurance guidance. The agency handles both Medicare Advantage and Medicare Supplement plans, helping individuals navigate enrollment periods and coverage options. A typical job begins with a review of the client’s current healthcare needs and budget, followed by a comparison of available plans to identify suitable choices.
Farmers Insurance - Frank Nappi in Santa Rosa, CA, assists clients with both one-time Medicare enrollment decisions and ongoing plan management, including annual coverage reviews. The agency helps evaluate Original Medicare, Medicare Advantage, and Medigap plans to address health and budget needs. Service appointments are available to explain coverage choices, potential gaps, and plan adjustments. Support is provided on a scheduled or as-needed basis throughout the year to respond to changes in health or benefits.
With Medicare’s Annual Election Period each fall, many Santa Rosa residents seek clear, local guidance on their coverage options. Vassallo Insurance Services LLC assists clients in comparing Part D drug plans and Medicare Advantage or Supplement policies tailored to individual health needs and budgets. The agent provides straightforward explanations of plan changes, enrollment deadlines, and out-of-pocket costs. An initial consultation begins with a review of the client’s current coverage and medical needs to identify the most suitable available plans.
Loewen Insurance Services specializes in Medicare Advantage, Medigap, and Part D prescription drug plans for Santa Rosa residents. The agency assists clients with initial enrollment and annual plan reviews. Coverage options are evaluated based on individual healthcare needs and budgets to find suitable policies. It also helps navigate deadlines, including the Annual Enrollment Period from October 15 to December 7. An agent can clarify how late enrollment penalties might apply or when a special enrollment period is available due to a recent move from outside Sonoma County.
Auto Savers Plus Insurance Agency, LLC operates as a medicare insurance agent in Santa Rosa, CA, helping clients navigate coverage selections. The agency specializes in adding Medicare Advantage plans or Part D prescription drug policies to existing healthcare options. It provides consultations to individuals evaluating gaps in their present insurance. The agency assists commercial clients in setting up benefits for their business environments, including offices, warehouses, and food service operations.
Farmers Insurance - Robert Stroud provides reliable medicare insurance guidance to residents in and around Santa Rosa, California. The agency also assists local business owners with commercial coverage needs across the broader Sonoma County area. Knowledgeable support helps clients understand plan options during enrollment periods and ongoing coverage. Follow-up service is available between regular visits to address policy changes or answer any questions that may arise.
What Does a a Medicare Insurance Agent in Santa Rosa Cost?
Medicare insurance agents in California typically do not charge a direct fee to beneficiaries. Their compensation comes from insurance carriers as commissions which are built into the plan premiums. For Medicare Supplement plans monthly premiums in Santa Rosa can range from 100 to 300 dollars depending on age health status and plan type. Medicare Advantage plans often have low or zero monthly premiums but may have copays and deductibles. This is general information not insurance advice.
About medicare insurance agents in Santa Rosa
Medicare insurance agents in Santa Rosa California help beneficiaries navigate Original Medicare Medicare Advantage and Medigap plans. Under California law agents must be licensed by the California Department of Insurance and disclose their commission structure. Santa Rosa residents often work with agents to review annual plan changes during the Medicare Open Enrollment Period from October 15 to December 7.
Frequently Asked Questions
What does a Medicare insurance agent in Santa Rosa do?
A Medicare insurance agent helps you compare plans from different carriers and enroll in coverage that fits your needs. They are licensed in California and can explain the differences between Medicare Advantage and Medigap plans. Agents do not provide legal advice but can answer plan specific questions.
Do I have to pay a fee for a Medicare insurance agent in California?
In most cases Medicare insurance agents are paid by the insurance companies not by you. California law prohibits agents from charging an extra fee for their services when helping with Medicare plans. Some agents may offer additional consulting services for a fee but this must be disclosed in writing.
When can I enroll in a Medicare plan with a Santa Rosa agent?
You can enroll during your Initial Enrollment Period when you turn 65 or during the Annual Enrollment Period from October 15 to December 7. California also has a Special Enrollment Period for certain life events like moving or losing employer coverage. An agent can help you determine which period applies to you.
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