The top-rated medicare insurance agent in San Rafael, California is Trevor Lam - State Farm Insurance Agent, rated 5.0 stars across 274 reviews. Other highly rated options include Bal Claire - State Farm Insurance Agent, AAA San Rafael Branch, Covered California and Medicare Enrollment Center. This directory lists 20 medicare insurance agents serving San Rafael.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trevor Lam - State Farm Insurance Agent | 851 Irwin St Suite 300 | (415) 233-4356 |
| 2 | Bal Claire - State Farm Insurance Agent | 25 Mitchell Blvd #4 | (415) 479-8086 |
| 3 | AAA San Rafael Branch | 99 Smith Ranch Rd | (415) 488-2900 |
| 4 | Covered California and Medicare Enrollment Center | 1406 Second St #1 | (800) 805-9632 |
| 5 | Lisa Elkins-Reuter - State Farm Insurance Agent | 1852 4th St | (415) 482-6686 |
| 6 | Coastal Pacific Insurance Marketing LLC | 77 Mark Dr #24 | (415) 472-1800 |
| 7 | Farmers Insurance - Nury Alvarenga | 1368 Lincoln Ave Ste 102 | (415) 457-8319 |
| 8 | San Francisco Health Insurance Marketing | 4340 Redwood Hwy | (415) 798-8136 |
| 9 | Farmers Insurance - Ruth Morales | 26 Medway Rd Ste 13 | (415) 870-9190 |
| 10 | San Rafael Insurance Services, Inc. | 842 4th St | (213) 770-4070 |
Trevor Lam, serving the Marin County area from San Rafael, offers Medicare insurance guidance to local seniors and those approaching retirement. The agency helps individuals understand and enroll in Medicare plans that align with their healthcare needs and budget. As a Medicare insurance agent, the company clarifies the differences between Medicare Advantage, Medigap, and Part D prescription drug coverage. It handles initial enrollment periods as well as the annual open enrollment period for making plan changes in the San Rafael community.
Homeowners, families, and individuals in San Rafael look to Bal Claire - State Farm Insurance Agent for Medicare insurance guidance and plan enrollment support. The agency assists clients in understanding coverage options and navigating annual enrollment periods to match healthcare needs with suitable plans. Services focus on explaining Medicare parts, supplemental policies, and prescription drug coverage in clear terms without excessive jargon. The office also serves residents of neighboring Novato and broader Marin County communities with the same personalized attention.
AAA San Rafael Branch provides Medicare insurance guidance to clients in the San Rafael area. The agency helps individuals compare Part D drug plans, Medicare Advantage options, and supplemental coverage to suit their healthcare needs. Its maintenance services include annual plan reviews and updates to ensure clients remain properly covered as policies change. The agency assists with enrollment periods and offers ongoing support for claims questions. It serves individual homeowners, apartment residents, and customers from local retail shops and restaurants.
Covered California and Medicare Enrollment Center serves San Rafael and the surrounding Marin County communities, handling Medicare plan selection and enrollment for local beneficiaries. It assists clients with understanding their coverage options during initial enrollment periods and annual open enrollment. The company guides individuals through comparing Part D prescription drug plans, Medicare Advantage options, and supplemental policies. To manage a typical job, it begins by reviewing the client’s current health needs and budget, then presents a limited number of suitable plan choices for direct comparison.
Lisa Elkins-Reuter - State Farm Insurance Agent in San Rafael, CA, provides medicare insurance services that include both addressing short-term one-time enrollment questions and offering ongoing coverage management for beneficiaries. Coverage options typically involve helping clients understand their plan choices, including the differences between Medicare Parts A, B, and D. These services are available on an as-needed basis, allowing clients to schedule appointments when they require individual assistance or annual plan reviews.
Coastal Pacific Insurance Marketing LLC specializes in guiding clients through the complexities of Medicare supplement and Advantage plan options in the San Rafael area. It focuses on helping individuals select coverage that aligns with their specific healthcare needs and budget. The agency provides assistance with annual enrollment periods, ensuring beneficiaries understand plan changes and deadlines. It also addresses concerns regarding timely enrollment to avoid late enrollment penalties, particularly for those who are newly eligible for Medicare or transitioning from employer-based coverage.
As Medicare enrollment periods approach, residents of San Rafael often need guidance on selecting appropriate coverage for their individual situations. Farmers Insurance - Nury Alvarenga assists by helping clients compare plan options and understand the distinctions between Original Medicare and Medicare Advantage. This agency specializes in providing clear explanations of how different policies function within the local healthcare network. Their process begins with an initial assessment of each client’s medical needs and budget to identify suitable coverage solutions for the coming year.
San Francisco Health Insurance Marketing provides guidance through Medicare plan options for individuals in San Rafael. As a local insurance agent, the company specializes in explaining Medicare Supplement, Advantage, and Part D prescription drug plans. It helps beneficiaries compare coverage and navigate enrollment periods. The agent can assist clients in various commercial settings, including medical offices, warehouses, and food service establishments.
Farmers Insurance - Ruth Morales serves residential clients in San Rafael and the surrounding areas with Medicare insurance guidance. The agency also provides commercial coverage options to meet local business needs. As a Medicare insurance agent, Ruth Morales helps individuals navigate plan selection and enrollment periods. The agency focuses on offering clear information to support informed decisions about healthcare coverage. Clients can return for follow-up assistance and plan adjustments in between their regular annual review visits.
What Does a a Medicare Insurance Agent in San Rafael Cost?
Medicare insurance agents in California typically do not charge you directly for their services. They are paid commissions by the insurance companies whose plans they sell. These commissions are built into the plan premiums and do not increase your out of pocket costs. For Medigap plans monthly premiums in San Rafael can range from about 100 to 300 dollars depending on your age health and the plan type. Medicare Advantage plans often have low or zero monthly premiums but may have copays and deductibles. This is general information and not insurance advice.
About medicare insurance agents in San Rafael
San Rafael residents seeking Medicare coverage can work with a licensed insurance agent to compare plans and understand their options. California law requires agents to be certified and to follow specific disclosure rules when advising clients. Local agents are familiar with Marin County providers and can help with Medicare Advantage Medigap and Part D drug plans.
Frequently Asked Questions
What does a Medicare insurance agent in San Rafael do?
A Medicare insurance agent helps you review plan options including Medicare Advantage and Medigap policies. They explain coverage details costs and enrollment periods. Agents in California must hold a valid insurance license and complete annual Medicare training.
When can I enroll in Medicare in San Rafael?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. California also has a special enrollment period for those who lose employer coverage. The Annual Enrollment Period runs from October 15 to December 7 each year.
Are there California rules I should know about Medicare agents?
Yes California agents cannot offer cash gifts or rebates to enroll you. They must provide a written scope of appointment before discussing specific plans. Agents are also required to disclose their compensation structure if you ask.
Medicare Insurance Agents in Other California Cities
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