The top-rated medicare insurance agent in San Jose, California is KC Independent Insurance Solutions, LLC, rated 4.9 stars across 226 reviews. Other highly rated options include Khalsa Insurance Agency, Bay Area Health Insurance | Medicare - International Travel Health Insurance - Insurance Agent in Bay Area, Holly Labarber - State Farm Insurance Agent. This directory lists 23 medicare insurance agents serving San Jose.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | KC Independent Insurance Solutions, LLC | 3031 Tisch Way Suite 308 | (408) 502-7080 |
| 2 | Khalsa Insurance Agency | 3750 McKee Rd A | (408) 272-2500 |
| 3 | Bay Area Health Insurance | Medicare - International Travel Health Insurance - Insurance Agent in Bay Area | 1816 Tully Rd Suite 186 | (408) 903-4624 |
| 4 | Holly Labarber - State Farm Insurance Agent | 960 Saratoga Ave #106 | (408) 246-8992 |
| 5 | Brenda Huynh Insurance Services | 2114 Senter Rd STE 25 | (408) 310-0315 |
| 6 | PHP Insurance Services Inc. | 1290 Tully Rd #80 | (408) 528-1528 |
| 7 | Red Wave Insurance Services | 1038 Leigh Ave UNIT 201 | (408) 836-4560 |
| 8 | Santa Clara Family Health Plan | 6201 San Ignacio Ave | (408) 376-2000 |
| 9 | BayShield Insurance Services | 1190 S Bascom Ave #140 | (408) 840-4402 |
| 10 | Mission Counties Insurance Agency | 1777 Hamilton Ave | (408) 521-1294 |
KC Independent Insurance Solutions, LLC serves clients throughout Santa Clara County from its base in San Jose, California. As a Medicare insurance agent, the company assists individuals with navigating their coverage options to find suitable plans. It focuses on helping seniors and those approaching eligibility understand the complexities of Medicare Part A and Part B benefits. The firm also provides guidance for selecting Medicare Supplement plans, commonly known as Medigap, and Medicare Advantage plans available in the local area.
Khalsa Insurance Agency in San Jose, California, offers a full range of Medicare insurance services, including plan comparisons for Part A, Part B, Medicare Advantage, and Medigap policies. The agency assists clients with annual enrollment periods and plan adjustments to match evolving healthcare needs. Its ongoing service includes reviewing prescription drug coverage and out-of-pocket costs each year. It serves seniors, retirees, and individuals transitioning to Medicare in the San Jose area, covering single-family homes, apartments, and assisted living communities.
Bay Area Health Insurance, located in San Jose, California, serves local seniors and retirees navigating their Medicare options. The agent assists clients with enrolling in Medicare plans, including Medicare Advantage and Medigap policies, as well as international travel health insurance for those who spend time abroad. The agency helps individuals compare coverage to find suitable plans for their healthcare needs and budget. In addition to serving San Jose residents, this Medicare insurance agent also covers the neighboring community of Cupertino and other parts of the Santa Clara Valley.
Holly Labarber - State Farm Insurance Agent serves San Jose and the surrounding communities in Santa Clara County. It helps local residents and those in nearby areas handle their Medicare insurance needs, offering guidance through Parts A, B, and C as well as supplemental plans. Each client receives a straightforward explanation of their coverage options to ensure they understand their choices. The agent takes a personalized approach, reviewing individual health concerns and budgets before recommending a suitable plan.
Brenda Huynh Insurance Services in San Jose, CA helps clients understand the difference between one-time enrollment assistance and ongoing support for their Medicare needs. As a local Medicare insurance agent, the company provides guidance on selecting appropriate coverage plans, from Medicare Advantage to supplemental policies. Services are available on an as-needed basis, allowing clients to schedule appointments for annual enrollment periods or whenever questions arise about their current coverage.
PHP Insurance Services Inc. assists San Jose residents with Medicare insurance, specializing in helping clients compare Medicare Advantage plans and find suitable Part D prescription drug coverage. Its agents also provide guidance on Medicare Supplement policies to address out-of-pocket costs. The company serves older adults navigating their initial enrollment period or adjusting existing plans. Seasonally, it helps beneficiaries assess plan changes during the Annual Enrollment Period to ensure their coverage still meets current health needs.
As the annual Medicare Open Enrollment period brings urgent coverage decisions to San Jose seniors, Red Wave Insurance Services provides personalized guidance through the complex options available. This local medicare insurance agent works directly with clients to compare Medicare Advantage plans, Part D drug coverage, and supplement policies. The agent explains how each choice addresses specific healthcare needs and budgets. An initial assessment of current coverage and health requirements begins every consultation, ensuring a thorough review before any plan recommendations are made.
Santa Clara Family Health Plan serves residential customers in San Jose, helping them navigate Medicare coverage options and plan selections. The company also assists commercial clients with group health insurance needs throughout the local area. As a Medicare insurance agent, the firm provides guidance on available plans, eligibility requirements, and enrollment periods. Follow-up services include annual plan reviews and assistance with coverage adjustments between regular scheduled visits to ensure clients remain properly insured as their needs evolve.
Mission Counties Insurance Agency in San Jose, CA, is known for guiding clients through Medicare plan options, including Original Medicare and Part D drug coverage. These agents help individuals compare Advantage plans and Supplement policies to fit varying healthcare needs and local provider networks. They also assist with annual enrollment changes, ensuring coverage aligns with medical requirements and prescriptions. A common specialty service they can add on is coordinating Medicare and retirement systems to prevent enrollment gaps.
What Does a a Medicare Insurance Agent in San Jose Cost?
Medicare insurance agents in California do not charge you directly for their services. Their compensation comes from insurance carriers and is built into plan premiums. Typical monthly premiums for Medicare Part B in 2025 are $185.00 for most beneficiaries. Part D and Medicare Advantage plans have varying premiums from $0 to over $100 per month. Costs depend on your income, plan choice, and health needs. This is general information, not insurance advice.
About medicare insurance agents in San Jose
Medicare insurance agents in San Jose help residents navigate plan options including Part D and Medicare Advantage. California law requires agents to be licensed by the Department of Insurance and disclose their compensation. Local agents understand Santa Clara County network providers and can assist with annual enrollment periods.
Frequently Asked Questions
What does a Medicare insurance agent in San Jose do?
A Medicare insurance agent helps you compare plans, enroll in Part A and Part B, and choose a Part D or Medicare Advantage plan. They must follow California rules on scope of appointment and cannot charge you a fee for their services.
When can I enroll in Medicare in San Jose?
Your Initial Enrollment Period starts three months before your 65th birthday and ends three months after. California also has a Special Enrollment Period for those who lose employer coverage. The Annual Enrollment Period runs from October 15 to December 7 each year.
Are Medicare agents in San Jose free to use?
Yes, Medicare insurance agents are paid by insurance companies through commissions. You do not pay them directly. California law prohibits agents from charging you extra fees for their help.
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