The top-rated medicare insurance agent in Monterey, California is Jim Rinehart - State Farm Insurance Agent, rated 5.0 stars across 280 reviews. Other highly rated options include Farmers Insurance - Jessica Connally, Natalie Hungerford: Allstate Insurance, Christopher Thom: Allstate Insurance. This directory lists 20 medicare insurance agents serving Monterey.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Rinehart - State Farm Insurance Agent | 2511 Garden Rd Suite C-125 | (831) 393-8500 |
| 2 | Farmers Insurance - Jessica Connally | 404 W Franklin St Ste 102 | (831) 424-0829 |
| 3 | Natalie Hungerford: Allstate Insurance | 591 Hartnell St | (831) 642-6400 |
| 4 | Christopher Thom: Allstate Insurance | 201 Calle Del Oaks Ste A | (831) 373-2791 |
| 5 | Chuck Hewett - State Farm Insurance Agent | 9 Soledad Dr C | (831) 372-8006 |
| 6 | Aspire Health | 10 Ragsdale Dr #101 | (831) 375-1462 |
| 7 | Cowell & Smith Insurance Agency | 2250 N Fremont St | (831) 372-5800 |
| 8 | Laurrie Pike Insurance Agency | 404 W Franklin St | (831) 373-3180 |
| 9 | Ray Martin - State Farm Insurance Agent | 2115 N Fremont St | (831) 646-9520 |
| 10 | Finch and Pirkle Insurance | 482 Alvarado St | (831) 372-1206 |
Jim Rinehart - State Farm Insurance Agent serves the Monterey, California area as a local medicare insurance agent. The company assists individuals with understanding their Medicare options and finding appropriate coverage to meet their health care needs. They provide guidance through the enrollment process and help clients compare different plan choices available in the region. The agency particularly focuses on Medicare Supplement plans and Medicare Advantage plans to help local seniors secure reliable coverage.
Farmers Insurance - Jessica Connally provides assistance with Medicare insurance plan selection and enrollment for individuals in Monterey, California. It offers guidance on initial enrollment periods as well as annual review services to help adjust coverage as health needs change. The agent works with clients to understand plan options in the local area and provides ongoing support for claims questions. This service covers single-family homes, apartments, retail, and restaurants.
Homeowners and retirees in Monterey, California turn to Natalie Hungerford: Allstate Insurance for guidance in navigating Medicare plan options. As a local medicare insurance agent, the company assists clients in understanding coverage choices and enrollment periods. This service helps individuals select plans suited to their healthcare needs and budget. The agency also extends support to residents in nearby Pacific Grove and the surrounding communities along the Monterey Peninsula.
Serving Monterey and the surrounding Central Coast communities, Christopher Thom: Allstate Insurance assists clients with Medicare insurance plans designed to meet healthcare needs during retirement. The agency handles both Medicare Supplement and Medicare Advantage options, explaining coverage details and enrollment periods clearly to each individual. It begins by reviewing a client's current health requirements and budget, then compares available local plans to determine the most appropriate fit. It typically guides customers through this process one step at a time, ensuring all questions are answered before a final decision is made.
A Medicare insurance agent in Monterey can help with the initial one-time enrollment during the Initial Enrollment Period or for a Special Enrollment Period, as well as with ongoing annual plan comparisons during the Annual Enrollment Period. Chuck Hewett - State Farm Insurance Agent provides guidance on coverage options such as Medicare Part D prescription drug plans and Medicare Advantage plans. Services are offered on both a scheduled basis for annual reviews and an as-needed basis for questions or qualifying life events.
Serving residents of Monterey, Aspire Health provides Medicare insurance guidance, helping individuals navigate plan options such as Medicare Advantage, supplement plans, and Part D drug coverage. The agency assists clients by comparing policies and explaining enrollment rules throughout the year. During the Annual Enrollment Period each fall, it helps locals review their current coverage and make any necessary changes to avoid gaps or rising costs.
As Medicare open enrollment approaches each fall, residents of Monterey and the surrounding areas often find themselves weighing complex plan options. Cowell & Smith Insurance Agency assists clients by reviewing their current coverage and explaining changes in the upcoming year’s plans. They take time to compare Part D drug plans and Advantage options, ensuring each recommendation aligns with individual healthcare needs and budget. A typical first step involves scheduling a no-obligation review of the client’s medications and preferred providers to identify suitable choices.
Laurrie Pike Insurance Agency helps individuals navigate their Medicare options, focusing on the supplemental plans and prescription drug coverage that address specific health needs. As a dedicated Medicare insurance agent serving the Monterey area, the agency assists clients in understanding their benefits and comparing available policies. Beyond personal enrollment, the agency provides guidance for commercial entities requiring group Medicare solutions, ensuring proper coverage for offices, warehouses, and food service operations.
Ray Martin - State Farm Insurance Agent serves residents in Monterey, California, with Medicare insurance guidance and plan selection support. Commercial coverage options are also available through this agency for local business clients throughout the surrounding area. As a Medicare insurance agent, the company helps individuals understand their coverage choices during enrollment periods and coordinates with existing health care providers. Clients often return for annual plan reviews or when changes in health needs occur between regular visits, ensuring their coverage remains appropriately aligned.
What Does a a Medicare Insurance Agent in Monterey Cost?
Medicare insurance agents in California are typically paid by the insurance companies, not by you. You do not pay a fee for their help with plan enrollment. However, some agents may charge a consulting fee for complex cases, usually between 50 and 200 dollars per hour. Costs for Medicare plans themselves vary based on the plan type and your income. This is general information and not insurance advice.
About medicare insurance agents in Monterey
A Medicare insurance agent in Monterey, California can help you navigate Original Medicare, Medicare Advantage, and Part D drug plans. California law requires agents to be licensed by the state and follow strict rules about marketing and enrollment. Working with a local agent gives you access to plan options specific to Monterey County and the Central Coast region.
Frequently Asked Questions
What does a Medicare insurance agent in Monterey do?
A Medicare insurance agent helps you compare plans, enroll in Medicare Part A and Part B, and choose Medicare Advantage or Medigap policies. They are licensed in California and can explain how plans work with local providers in Monterey.
When can I enroll in Medicare in California?
You can enroll during your Initial Enrollment Period which starts three months before you turn 65 and ends three months after. California also has a General Enrollment Period from January 1 to March 31 each year for those who missed their first chance.
Are Medicare agents in Monterey required to be licensed?
Yes, all Medicare insurance agents in California must hold a valid insurance license from the California Department of Insurance. They must also complete annual training on Medicare plan changes and comply with federal marketing guidelines.
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