The top-rated medicare insurance agent in Hayward, California is Kim Holland - State Farm Insurance Agent, rated 5.0 stars across 455 reviews. Other highly rated options include AAA Hayward Branch, SaveGuard Insurance Agency, Jeff Sinfuego - State Farm Insurance Agent. This directory lists 19 medicare insurance agents serving Hayward.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kim Holland - State Farm Insurance Agent | 897 E Lewelling Blvd | (510) 481-2735 |
| 2 | AAA Hayward Branch | 1580 Chabot Ct | (510) 670-4380 |
| 3 | SaveGuard Insurance Agency | 22576 Mission Blvd | (510) 538-7233 |
| 4 | Jeff Sinfuego - State Farm Insurance Agent | 22561 Main St | (510) 780-9788 |
| 5 | David Pena - State Farm Insurance Agent | 1290 B St Ste 105 | (510) 537-1840 |
| 6 | Home & Auto Insurance Agency Hayward (First Avenue Insurance Services) | 24479 Mission Blvd | (510) 538-8111 |
| 7 | Fiesta Auto Insurance & Tax Service | 21192 Hesperian Blvd | (510) 481-1773 |
| 8 | Edwina Paraso - State Farm Insurance Agent | 30030 Mission Blvd #215 | (510) 489-0203 |
| 9 | Carlson & Associates Insurance Agency: Allstate Insurance | 21551 Foothill Blvd | (510) 582-7900 |
| 10 | Farmers Insurance - Kimberly Graves | 25220 Mission Blvd | (510) 324-5400 |
Kim Holland - State Farm Insurance Agent in Hayward, California, provides Medicare insurance guidance and plan enrollment services. The team assists clients in understanding their coverage options under Medicare, including original Medicare and Medicare Advantage plans. Ongoing support is offered to help policyholders navigate annual enrollment periods and adjust their plans as healthcare needs change. The agency also helps coordinate supplementary insurance policies that can reduce out-of-pocket expenses. This service is available for individuals living in single-family homes and apartments, as well as for those managing small retail businesses and local restaurants.
AAA Hayward Branch serves clients in Alameda County and the surrounding Bay Area as a Medicare insurance agent. The company helps individuals understand health coverage options during the annual enrollment period. Its agents provide guidance on Medicare Advantage plans and Part D prescription drug plans. They also assist with comparing Medigap policies for those seeking supplemental coverage. AAA Hayward Branch handles plan selection for Original Medicare and Medicare Supplement insurance.
SaveGuard Insurance Agency assists homeowners, families, and individuals in Hayward, CA with navigating their Medicare insurance options. The agency helps clients understand plan choices and enrollment periods for medical and prescription drug coverage. It provides guidance tailored to local health care needs and budgets. Seniors and those approaching retirement can receive clear explanations of Medicare supplements and advantage plans. Agents focus on finding suitable coverage for each customer’s specific situation. The agency also serves residents in nearby Castro Valley and the broader eastern San Francisco Bay Area.
Serving Hayward and the surrounding East Bay communities, Jeff Sinfuego - State Farm Insurance Agent focuses on helping individuals navigate their Medicare insurance options. The agency handles plan comparisons and enrollment assistance for both Medicare Advantage and Medigap policies. Its general approach begins with a thorough review of a client’s current coverage and anticipated health needs, then carefully matching those requirements with available plans from established carriers.
Clients working with David Pena, a Medicare insurance agent in Hayward, CA, first distinguish between plans requiring an annual enrollment period and those offering ongoing, year-round changes. The agency then explains how Original Medicare or Medicare Advantage cover hospital and medical services. Part D prescription drug plans are reviewed separately to fill coverage gaps. Medigap supplemental policies are presented as options to reduce out-of-pocket costs. All consultations proceed on a one-time basis, with clients invited to return annually during open enrollment or upon life changes that may trigger a special enrollment period.
Home & Auto Insurance Agency Hayward (First Avenue Insurance Services) provides Medicare insurance guidance, specializing in plan comparisons and enrollment support. It serves clients in Hayward, California, helping them navigate coverage options for medical and prescription needs. The agency works with individuals approaching eligibility and those reviewing their existing plans. A particular seasonal focus is assisting clients during the Annual Enrollment Period, when changes to Medicare Part D and Advantage plans can occur, to adjust coverage before the deadline.
Fiesta Auto Insurance & Tax Service in Hayward, California, provides Medicare insurance agent services to help clients navigate plan options during enrollment periods. The company offers annual plan reviews and ongoing support for policy adjustments as needs change. Maintenance services include assistance with claims questions and coverage updates throughout the year. Its Medicare insurance agent work serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants in the local area.
As Hayward seniors review their coverage options during Medicare’s annual enrollment period, Edwina Paraso - State Farm Insurance Agent offers guidance on comparing plans. This agency explains how Parts A and B interact with supplemental or Advantage plans, addressing local concerns like access to nearby hospitals and prescription drug costs. Clients receive help understanding gaps in Original Medicare and any potential penalties for late enrollment. A scheduled consultation provides a no-pressure assessment of individual healthcare needs before any plan selections are made.
Carlson & Associates Insurance Agency: Allstate Insurance in Hayward, CA works with individuals to navigate the complexities of healthcare coverage. As a medicare insurance agent, the company helps clients understand plan options such as Part D and Medigap policies. This ensures that older adults in the region can select appropriate supplemental benefits for their needs. The agency is equipped to serve various commercial sectors, including local offices, warehouses, and food service businesses, addressing their distinct insurance requirements.
Farmers Insurance - Kimberly Graves offers Medicare insurance agent services to residents in Hayward, California. Commercial coverage is also available for local businesses needing group or individual health solutions. The agency serves clients throughout the greater Hayward area, helping them understand plan options during enrollment periods. New enrollees receive clear guidance on benefits, out-of-pocket costs, and network considerations. Follow-up support is provided between regular visits to review any plan changes or address new coverage questions.
What Does a a Medicare Insurance Agent in Hayward Cost?
Medicare insurance agents in California do not charge you directly. They receive commissions from the insurance carriers, so their services are free to you. Plan premiums vary widely: Medicare Advantage plans may have $0 monthly premiums, while Medigap plans can cost $100 to $300 per month depending on your age and location in Hayward. This is general information, not insurance advice.
About medicare insurance agents in Hayward
A Medicare insurance agent in Hayward, California can help you navigate plan choices like Medicare Advantage and Medigap. California law requires agents to be licensed by the Department of Insurance and follow strict marketing rules. Local agents understand the specific health plans available in Alameda County.
Frequently Asked Questions
What does a Medicare insurance agent in Hayward do?
A Medicare insurance agent helps you compare plans, enroll in Medicare Part A and Part B, and choose a Medicare Advantage or Part D prescription drug plan. They must follow California rules on disclosure and cannot charge you a fee for their services.
When can I enroll in Medicare in Hayward?
Your Initial Enrollment Period starts three months before you turn 65 and ends three months after your birthday month. California also has a Special Enrollment Period if you move or lose other coverage. Missing deadlines may result in late penalties.
Are Medicare insurance agents in California free to use?
Yes, Medicare insurance agents are typically paid by the insurance companies, not by you. California law prohibits agents from charging you extra fees for their help. Always confirm the agent is licensed with the California Department of Insurance.
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