The top-rated medicare insurance agent in Gardena, California is Rene' Hawkins - State Farm Insurance Agent, rated 4.9 stars across 116 reviews. Other highly rated options include Peter Cody: Allstate Insurance, Hercules Insurance - Gardena, Gardena General Insurance Agency. This directory lists 19 medicare insurance agents serving Gardena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rene' Hawkins - State Farm Insurance Agent | 1451 Artesia Blvd Ste 10 | (310) 436-0022 |
| 2 | Peter Cody: Allstate Insurance | 18177 S Western Ave Ste B | (310) 538-5004 |
| 3 | Hercules Insurance - Gardena | 1900 Marine Ave | (310) 329-9992 |
| 4 | Gardena General Insurance Agency | 1220 W Gardena Blvd suite a | (310) 327-1000 |
| 5 | Satellite Insurance Agency | 701 W Redondo Beach Blvd #1034 | (424) 704-9445 |
| 6 | Farmers Insurance - David Gamble | 18726 S Western Ave #310 | (310) 329-1527 |
| 7 | AHTKY Insurance Agency, LLC | 1451 Artesia Blvd suite a | (310) 516-0110 |
| 8 | Accurate rate Insurance Services,inc | 2015 W Redondo Beach Blvd suit E | (310) 217-1600 |
| 9 | H P Insurance | 15632 Crenshaw Blvd | (310) 515-1963 |
| 10 | Farmers Insurance - Dae Lee | 15435 S Western Ave #205 | (310) 515-7228 |
Rene' Hawkins - State Farm Insurance Agent serves the Gardena, California area as a medicare insurance agent. The company helps clients navigate their Medicare options, including both Original Medicare and Medicare Advantage plans. It also assists with understanding Medicare Part D prescription drug coverage. Additionally, the agent can provide guidance on Medigap supplemental policies to help cover out-of-pocket costs.
Peter Cody: Allstate Insurance provides a range of Medicare insurance agent services to clients in Gardena, CA, and the surrounding area. It offers guidance on plan options and assists with enrollment and routine policy reviews to help clients align their coverage with changing healthcare needs. The local agency maintains regular communication with clients to keep their plans current. This Gardena agency services single-family homes, apartments, retail, and restaurants in the region.
Hercules Insurance - Gardena assists local homeowners, retirees, and working adults in navigating Medicare plan options to find coverage that fits their healthcare needs and budget. The agency helps clients review Medicare Advantage, Medigap, and Part D drug plans during enrollment periods. It provides personalized consultations, explaining plan details, costs, and provider networks clearly. With a focus on straightforward guidance, the agency supports seniors and those approaching Medicare eligibility in Gardena and also serves clients in the neighboring community of Torrance.
Gardena General Insurance Agency serves individuals in Gardena and the surrounding South Bay communities of Los Angeles County, helping them navigate Medicare insurance options. The agency handles Medicare Advantage plans, Medicare Supplement policies, and Part D prescription drug coverage to meet varying healthcare needs. It works closely with clients to explain enrollment periods and plan features clearly. The typical job is managed through an initial consultation, a personal review of medical needs, and a comparison of available plan benefits.
In Gardena, CA, Satellite Insurance Agency assists clients with both one-time enrollment periods and ongoing Medicare needs, navigating the annual open enrollment and special circumstances like moving off employer coverage. Coverage options span Medicare Advantage plans, Part D prescription drug plans, and Medicare Supplements or Medigap policies to fill gaps in original Medicare. Service is available on a scheduled, as-needed basis for plan reviews and annual adjustments.
Farmers Insurance - David Gamble in Gardena, CA specializes in helping clients navigate the complexities of Medicare supplements and prescription drug plans. It also offers general Medicare Advantage options for those seeking an alternative to original Medicare. The daily work includes comparing plans to match individual healthcare needs and budgets. During the Annual Enrollment Period each fall, it assists local seniors with reviewing their current coverage and making essential changes to avoid gaps or higher costs.
For many retirees in Gardena and the surrounding area, the annual Medicare open enrollment period can bring complex decisions about Part D drug plans and Medigap coverage. AHTKY Insurance Agency, LLC responds to these challenges by guiding clients through available options, comparing benefits and costs for both federal and supplemental policies that meet local medical needs. The process typically begins with a no-obligation review of an individual’s current coverage and upcoming health requirements.
Accurate Rate Insurance Services, Inc. in Gardena, CA works with clients to navigate Medicare coverage options, specializing in supplemental plans and Part D prescription drug policies. Their agents assist individuals in understanding the nuances of Original Medicare versus Medicare Advantage. The firm helps evaluate enrollment periods and plan changes to match healthcare needs. Commercial sectors they serve include medical offices needing group health guidance, warehouses with large employee rosters, and food service companies managing seasonal workers.
What Does a a Medicare Insurance Agent in Gardena Cost?
In California, using a Medicare insurance agent usually costs you nothing directly because agents earn commissions from insurance carriers. Some agents may charge a consulting fee for specialized advice, but this is uncommon. Typical commissions for a Medicare Advantage plan range from $0 to around $600 per year, and for Medigap plans commissions are usually a percentage of the premium. Costs vary by plan and carrier. This is general information, not insurance advice.
About medicare insurance agents in Gardena
Gardena residents looking for Medicare coverage can work with a licensed insurance agent to compare plans and understand their options. California law requires agents to be certified and follow strict guidelines when advising on Medicare Advantage, Medigap, and Part D plans. Local agents familiar with Gardena can help you navigate annual enrollment periods and special enrollment windows.
Frequently Asked Questions
What does a Medicare insurance agent in Gardena do?
A Medicare insurance agent helps you review and compare Medicare plans, including Part D drug coverage and Medicare Advantage plans. They explain plan benefits, costs, and provider networks so you can choose a plan that fits your needs. Agents in California must be licensed by the state and follow regulations set by the California Department of Insurance.
When can I enroll in a Medicare plan in Gardena?
The Initial Enrollment Period starts three months before your 65th birthday and ends three months after. The Annual Enrollment Period runs from October 15 to December 7 each year. California also has a Special Enrollment Period for certain life events like moving or losing other coverage.
Is there a cost to use a Medicare insurance agent in Gardena?
Most Medicare insurance agents are paid by the insurance companies, not by you. This means you typically do not pay a fee for their help. However, you should always confirm the agent's compensation structure before receiving services.
Medicare Insurance Agents in Other California Cities
Agoura Hills · Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arroyo Grande · Artesia · Atascadero · Auburn · Bakersfield · Baldwin Park · Banning