The top-rated medicare insurance agent in El Dorado Hills, California is Trek Sinclair - State Farm Insurance Agent, rated 5.0 stars across 161 reviews. Other highly rated options include Farmers Insurance - Sean Smith, Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance, Chris Cheng - State Farm Insurance Agent. This directory lists 17 medicare insurance agents serving El Dorado Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trek Sinclair - State Farm Insurance Agent | 2205 Francisco Dr #130 | (916) 458-4123 |
| 2 | Farmers Insurance - Sean Smith | 897 Embarcadero Dr #101 | (916) 597-1077 |
| 3 | Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance | 4659 Golden Foothill Pkwy Ste 106 | (916) 939-8990 |
| 4 | Chris Cheng - State Farm Insurance Agent | 4359 Town Center Blvd Ste 112 | (650) 758-6370 |
| 5 | Gold Insurance Solutions | 3905 Park Dr #110 | (916) 235-3638 |
| 6 | Titanic Insurance Services | 4364 Town Center Blvd UNIT 316 | (916) 857-0928 |
| 7 | Shaun Morrison - State Farm Insurance Agent | 4944 Windplay Dr Unit 225 | (530) 350-7757 |
| 8 | Melinda Marshall Insurance Solutions | 1101 Investment Blvd Suite 170 | (916) 458-1905 |
| 9 | Golden Sierra Insurance Services, LLC | 1020 Suncast Ln Ste 101 | (916) 936-2230 |
| 10 | Barragan Insurance Agency | 1132 Suncast Ln #8 | (916) 984-9320 |
Trek Sinclair – State Farm Insurance Agent serves the El Dorado Hills and Sacramento County area of California as a local medicare insurance agent. This agency helps individuals understand their Medicare coverage options and navigate enrollment periods for both Medicare Parts A and B. It also assists clients in reviewing and selecting Medicare Advantage plans or Medicare Supplement insurance policies tailored to their healthcare needs and budgets. The agency handles plan comparisons and annual enrollment guidance for Medicare beneficiaries in this region.
Farmers Insurance - Sean Smith in El Dorado Hills, CA, provides Medicare insurance guidance, helping individuals understand plan options and navigate enrollment periods. The office supports clients with plan comparisons and annual reviews to align coverage with changing healthcare needs. This service covers initial enrollment and ongoing adjustments for existing plans. Homes and condominiums receive agent assistance, as do local apartment complexes, retail outlets like small shops, and restaurants seeking coverage for their employees or owners.
Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance serves local homeowners, families, and retirees, helping them navigate Part D prescription drug plans and Medicare Advantage options. The agency focuses on explaining coverage gaps and annual enrollment changes. This El Dorado Hills agent assists clients in selecting plans that match individual health needs and budgets. Consulting on supplements and standalone drug policies is common. The company also covers residents in Folsom and surrounding Sacramento County communities.
Serving the El Dorado Hills area and surrounding communities in California, Chris Cheng - State Farm Insurance Agent handles Medicare insurance planning for eligible individuals. The agency helps clients navigate Medicare Parts A, B, and D, along with supplemental coverage options. For each client, the agent first assesses their specific healthcare needs and budget constraints, then reviews available plan choices to explain benefits and costs clearly. This ensures every recommendation aligns with the client’s personal circumstances and provides suitable annual plan guidance when enrollment periods open.
Gold Insurance Solutions in El Dorado Hills, CA, helps clients understand the difference between one-time enrollment periods—such as the initial enrollment window or the annual open enrollment season—and the availability of ongoing, periodic plan adjustments. The agency provides guidance on standard Medicare coverage options, including Parts A, B, and supplement plans, to match individual health needs and budgets. Service is offered on a combination of one-time consultations for enrollment questions and scheduled follow-up sessions for annual plan reviews or as-needed assistance throughout the year.
Titanic Insurance Services offers personalized guidance on Medicare Advantage plans, Medicare Supplement policies, and Part D prescription drug coverage. With a focus on navigating the complexities of Original Medicare, the agency serves clients in El Dorado Hills, California, by explaining plan options, enrollment procedures, and coverage gaps. It assists with comparing local plans and managing out-of-pocket costs. During open enrollment, the agency helps clients adjust their coverage to avoid late enrollment penalties or unexpected premium increases.
As annual Medicare enrollment approaches each fall, many seniors in El Dorado Hills seek clarity on plan options and changes to their existing coverage. Shaun Morrison - State Farm Insurance Agent offers guidance through the selection of Medicare supplements and advantage plans tailored to individual healthcare needs and budget considerations. The agency helps clients understand coverage differences, drug formularies, and network restrictions before making an annual choice. An initial meeting to review current health status and prescription drug use begins the process of assessing appropriate plan options.
Melinda Marshall Insurance Solutions helps individuals navigate their healthcare coverage options in El Dorado Hills, California. The company specializes in Medicare insurance plans, providing guidance on plan selection and enrollment for eligible clients aged 65 and older. Its work includes explaining coverage differences between various Medicare parts and supplements. The agency assists small business owners seeking group health solutions, including those operating in environments such as offices, warehouses, and food service facilities.
Golden Sierra Insurance Services, LLC, provides Medicare insurance guidance to residents of El Dorado Hills, California. The company also assists local businesses with commercial Medicare coverage options throughout the surrounding area. The agency helps clients understand plan comparisons and enrollment periods during initial eligibility or when their existing coverage changes. Between regular annual enrollment windows, the team remains available for follow-up assistance and can review plan adjustments as a client’s health needs evolve.
What Does a a Medicare Insurance Agent in El Dorado Hills Cost?
Medicare insurance agents in California do not charge consumers a fee for their services. Their compensation comes from insurance carriers and is built into plan premiums. Typical monthly premiums for Medicare Advantage plans in El Dorado Hills range from zero to 150 dollars depending on the plan and network. Medigap plans cost between 100 and 400 dollars per month based on age location and tobacco use. This is general information not insurance advice.
About medicare insurance agents in El Dorado Hills
Medicare insurance agents in El Dorado Hills California help residents compare Medicare Advantage Medigap and Part D plans. California law requires agents to be licensed by the Department of Insurance and follow strict marketing rules. Local agents can explain how Medicare coordinates with employer coverage and the state Medi-Cal program.
Frequently Asked Questions
What does a Medicare insurance agent in El Dorado Hills do?
A licensed agent helps you review Medicare options including Part A Part B Medicare Advantage and Medigap plans. They explain plan costs provider networks and enrollment periods. Agents do not charge you directly they receive commissions from insurance companies.
When can I enroll in Medicare in El Dorado Hills?
Your Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. California also has a Special Enrollment Period for those who lose employer coverage. Missing the initial window may result in late enrollment penalties.
Are Medicare insurance agents in California required to be licensed?
Yes California law requires all Medicare insurance agents to hold a valid insurance license and complete annual Medicare training. You can verify an agents license on the California Department of Insurance website. Unlicensed sales of Medicare plans are illegal.
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