ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Medicare Insurance Agents Near You in Capitola, CA

Browse medicare insurance agents serving Capitola, California. Updated 2026-07-14.

The top-rated medicare insurance agent in Capitola, California is AAA Capitola/Santa Cruz Branch, rated 4.6 stars across 456 reviews. Other highly rated options include Jill Judd - State Farm Insurance Agent, JL Martin Insurance Agency, Prime Health Insurance CA. This directory lists 10 medicare insurance agents serving Capitola.

Showing 10 medicare insurance agents in Capitola, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Capitola/Santa Cruz Branch4400 Capitola Rd #100(831) 824-9128
2Jill Judd - State Farm Insurance Agent820 Bay Ave #103(831) 462-1666
3JL Martin Insurance Agency503A Capitola Ave(831) 462-0851
4Prime Health Insurance CA1906 41st Ave(310) 868-2080
5Donald R Hardy Insurance Agency500 Plum St(831) 475-4314
6Margarita Nicol - State Farm Insurance Agent2121 41st Ave STE 103(831) 475-1991
7CalNonprofits Insurance Services1500 41st Ave #228(888) 427-5222
8Hal Judd - State Farm Insurance Agent820 Bay Ave #105(831) 462-9596
9Martini David J500 Plum St(831) 475-4314
10Powanda Insurance Agency4360 Diamond St(831) 252-2256
AC
4400 Capitola Rd #100
AAA Capitola/Santa Cruz Branch
Medicare Insurance Agent · Capitola, CA

AAA Capitola/Santa Cruz Branch serves the greater Santa Cruz County area from its Capitola, California location. It provides Medicare insurance agent services, helping clients navigate plan selections and enrollment periods. The agency assists beneficiaries in understanding Medicare options, including original Medicare and Medicare Advantage. Its work focuses on matching local residents with suitable supplemental coverage. These services handle annual enrollment reviews and the transition to Medicare Part D prescription drug plans.

JJ
820 Bay Ave #103
Jill Judd - State Farm Insurance Agent
Medicare Insurance Agent · Capitola, CA

Jill Judd - State Farm Insurance Agent in Capitola, CA, provides Medicare insurance agent services, including guidance on plan selection and enrollment. Regular policy reviews are offered to help clients adjust coverage as healthcare needs change. The company assists with understanding Medicare options, such as Part D prescription drug plans and supplement plans, ensuring clients in the Capitola area receive clear, ongoing support. It services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

JM
503A Capitola Ave
JL Martin Insurance Agency
Medicare Insurance Agent · Capitola, CA

Homeowners and business owners in Capitola, California, use JL Martin Insurance Agency for Medicare insurance agent services. The agency assists those approaching retirement or re-evaluating their existing coverage, explaining how to navigate plan options such as Part D prescription drug plans. Each consultation focuses on helping clients select a plan that fits their budget and healthcare needs. The company also serves clients in the neighboring community of Santa Cruz.

PH
1906 41st Ave
Prime Health Insurance CA
Medicare Insurance Agent · Capitola, CA

Prime Health Insurance CA serves the Capitola area and surrounding communities in Santa Cruz County. It handles Medicare insurance plans, including Medicare Advantage, Medigap, and Part D prescription drug coverage. The company focuses on helping clients navigate their options during the Annual Enrollment Period and other qualifying life events. To handle a typical job, the agent begins by assessing an individual’s current healthcare needs and budget to present plan choices that align with their personal circumstances.

DR
500 Plum St
Donald R Hardy Insurance Agency
Medicare Insurance Agent · Capitola, CA

The Donald R Hardy Insurance Agency in Capitola, CA helps residents distinguish between one-time plan selections, such as initial Medicare enrollment, and recurring annual reviews of existing coverage. Agents explain the distinct benefits of Medicare Advantage, Part D prescription drug plans, and Medigap supplemental policies according to the changing needs of each client. The agency’s appointments run on a scheduled basis, available throughout the calendar year for both initial consultations and later coverage adjustments.

MN
2121 41st Ave STE 103
Margarita Nicol - State Farm Insurance Agent
Medicare Insurance Agent · Capitola, CA

Margarita Nicol - State Farm Insurance Agent offers Medicare insurance guidance in Capitola, California. The agency works with individuals to understand their healthcare coverage options and enrollment steps. It generally serves clients by explaining plan features, assisting with annual enrollment periods, and coordinating with other insurance policies as needed. This local practice helps residents navigate changes in their medical coverage that occur with retirement or turning sixty-five, when Part D prescription drug plan choices and penalty deadlines become critical seasonal concerns.

CI
1500 41st Ave #228
CalNonprofits Insurance Services
Medicare Insurance Agent · Capitola, CA

As the Medicare Annual Enrollment Period approaches each fall, residents of Capitola and surrounding areas often need clear local guidance. CalNonprofits Insurance Services, based in Capitola, helps beneficiaries in Santa Cruz County navigate plan options for medical and prescription drug coverage. The agency focuses on matching individuals with suitable Medicare Advantage, Supplement, or Part D plans according to their healthcare needs and budget. A typical initial step involves scheduling a free in-person or phone meeting to review current coverage, medications, and preferred doctors before recommending any specific plan.

HJ
820 Bay Ave #105
Hal Judd - State Farm Insurance Agent
Medicare Insurance Agent · Capitola, CA

Hal Judd - State Farm Insurance Agent in Capitola, CA, provides general Medicare insurance guidance, helping clients understand coverage options and enrollment periods. The agency also specializes in adding supplemental plans to address gaps in original Medicare. Services are available for individuals, families, and local businesses. Commercial sectors served include professional offices, warehouses, and food service operations, ensuring these entities have appropriate health coverage pathways for their personnel.

MD
500 Plum St
Martini David J
Medicare Insurance Agent · Capitola, CA

Martini David J provides residential Medicare insurance planning for individuals in Capitola, California. The practice also offers commercial coverage options for area businesses needing employee health benefits. Services are focused on simplifying plan comparisons and enrollment processes for older adults. Clients receive assistance navigating annual enrollment periods and understanding their coverage details. Follow-up calls are conducted between regular appointments to address any changes in health needs or policy adjustments.

PI
4360 Diamond St
Powanda Insurance Agency
Medicare Insurance Agent · Capitola, CA

Powanda Insurance Agency, based in Capitola, CA, is a medicare insurance agent known for helping local seniors navigate plan enrollment and coverage options. Its services include comparing Medicare Advantage, Medigap, and Part D prescription drug plans to match individual health needs and budgets. The agency provides free annual reviews to ensure clients’ plans still fit their changing medical requirements. A specialty service it can add on is guiding enrollees through the nuances of Medicare Special Enrollment Periods after a qualifying life event.

What Does a a Medicare Insurance Agent in Capitola Cost?

Medicare insurance agents in California typically do not charge you directly for their services. They are paid commissions by the insurance companies whose plans you enroll in. The cost of Medicare plans varies: Part B premiums start at around $174.70 per month in 2024, while Medicare Advantage plans may have $0 premiums or monthly costs up to $200 or more. Medigap plans in California range from about $100 to $400 per month depending on age and plan type. This is general information, not insurance advice.

About medicare insurance agents in Capitola

Medicare insurance agents in Capitola, California help residents compare Medicare Advantage, Medigap, and Part D plans. California law requires agents to be licensed by the state and disclose their compensation. Capitola seniors often seek local guidance due to the area's unique health provider networks.

Frequently Asked Questions

What does a Medicare insurance agent in Capitola do?

A Medicare insurance agent helps you review and enroll in Medicare plans, including Part D drug coverage and Medicare Advantage. They explain plan benefits and costs based on your specific needs. Agents in Capitola must follow California insurance regulations.

Is there a time limit to enroll in Medicare in California?

Yes, the Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. California also has a Medigap Open Enrollment Period of six months starting when you are 65 and enrolled in Part B. Missing these windows may limit your options.

Can a Medicare agent help with both Original Medicare and Advantage plans?

Yes, a licensed agent can explain Original Medicare, Medicare Advantage, and Medigap plans. They can help you compare costs and coverage. In California, agents must provide clear plan details and cannot steer you to a plan that does not fit your needs.

Medicare Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each medicare insurance agent's credentials and current standing with your state Department of Insurance.