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Compare medicare insurance agents in Capitola. Review contact information and insurance categorys before you decide.
10 agents listed
Updated May 2026
Capitola, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 medicare insurance agents in Capitola, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Capitola/Santa Cruz Branch
4400 Capitola Rd #100, Capitola, CA 95010
(831) 824-9128
mwg.aaa.com
Jill Judd - State Farm Insurance Agent
820 Bay Ave #103, Capitola, CA 95010
(831) 462-1666
jilljudd.com
JL Martin Insurance Agency
503A Capitola Ave, Capitola, CA 95010
(831) 462-0851
jmartinins.com
Prime Health Insurance CA
1906 41st Ave, Capitola, CA 95010
(310) 868-2080
Donald R Hardy Insurance Agency
500 Plum St, Capitola, CA 95010
(831) 475-4314
hardyins.com
Margarita Nicol - State Farm Insurance Agent
2121 41st Ave STE 103, Capitola, CA 95010
(831) 475-1991
margaritanicol.com
CalNonprofits Insurance Services
1500 41st Ave #228, Capitola, CA 95010
(888) 427-5222
calnonprofitsinsurance.org
Hal Judd - State Farm Insurance Agent
820 Bay Ave #105, Capitola, CA 95010
(831) 462-9596
statefarm.com
Martini David J
500 Plum St, Capitola, CA 95010
(831) 475-4314
hardyins.com
Powanda Insurance Agency
4360 Diamond St, Capitola, CA 95010
(831) 252-2256
powandainsuranceagency.com
Medicare insurance agents in Capitola, California help residents compare Medicare Advantage, Medigap, and Part D plans. California law requires agents to be licensed by the state and disclose their compensation. Capitola seniors often seek local guidance due to the area's unique health provider networks.
What Does a Medicare Insurance Agent in Capitola Cost?
Medicare insurance agents in California typically do not charge you directly for their services. They are paid commissions by the insurance companies whose plans you enroll in. The cost of Medicare plans varies: Part B premiums start at around $174.70 per month in 2024, while Medicare Advantage plans may have $0 premiums or monthly costs up to $200 or more. Medigap plans in California range from about $100 to $400 per month depending on age and plan type. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a Medicare insurance agent in Capitola do?
A Medicare insurance agent helps you review and enroll in Medicare plans, including Part D drug coverage and Medicare Advantage. They explain plan benefits and costs based on your specific needs. Agents in Capitola must follow California insurance regulations.
Is there a time limit to enroll in Medicare in California?
Yes, the Initial Enrollment Period starts three months before your 65th birthday month and ends three months after. California also has a Medigap Open Enrollment Period of six months starting when you are 65 and enrolled in Part B. Missing these windows may limit your options.
Can a Medicare agent help with both Original Medicare and Advantage plans?
Yes, a licensed agent can explain Original Medicare, Medicare Advantage, and Medigap plans. They can help you compare costs and coverage. In California, agents must provide clear plan details and cannot steer you to a plan that does not fit your needs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.