The top-rated long-term care insurance agent in Socorro, Texas is Enrique Cisneros Insurance, LLC, rated 5.0 stars across 90 reviews. Other highly rated options include Cindy Fierro - State Farm Insurance Agent, Pronto Insurance, Guillermina Perez: Allstate Insurance. This directory lists 10 long-term care insurance agents serving Socorro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Enrique Cisneros Insurance, LLC | 251 Horizon Blvd suite E | (915) 317-9517 |
| 2 | Cindy Fierro - State Farm Insurance Agent | 10755 N Loop Dr L | (915) 790-2592 |
| 3 | Pronto Insurance | 10755 N Loop Dr A | (915) 260-6928 |
| 4 | Guillermina Perez: Allstate Insurance | 901 Horizon Blvd F | (915) 757-2378 |
| 5 | OMEGA INSURANCE AGENCY | 11500 Socorro Rd | (915) 288-4551 |
| 6 | Farmers Insurance - Juan Espino | 10760 N Loop Dr Ste B2 | (915) 219-8999 |
| 7 | Fred Loya Insurance | 10750 N Loop Dr Ste A4 | (915) 858-7000 |
| 8 | HUMBLE INSURANCE GROUP | 10209 Socorro Rd | (915) 875-1490 |
| 9 | Farmers Insurance - Edna Rivas | 10295 N Loop Dr | (915) 626-5113 |
| 10 | Pan American Insurance | 112 Horizon Blvd ste b | (915) 858-3000 |
Enrique Cisneros Insurance, LLC serves the Socorro, Texas metro and surrounding El Paso County area with professional long-term care insurance guidance. The agency helps clients understand policies that cover extended care needs not paid by standard health plans or Medicare. It assists individuals in planning for potential future expenses related to nursing homes, assisted living, or in-home custodial care. The company handles the process of comparing coverage options and coordinating policy applications for local residents seeking financial protection against the high costs of chronic care services.
Cindy Fierro - State Farm Insurance Agent provides long-term care insurance services to residents of Socorro, Texas. The agency helps clients understand their options for coverage that protects assets and assists with future care needs. Service plans typically include policy reviews to adjust coverage as personal circumstances change. Maintenance services involve assistance with claims and policy updates. The agency serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Pronto Insurance in Socorro, Texas, distinguishes between one-time policy consultations and recurring premium management services for long-term care coverage. Their long-term care insurance agents help clients navigate options for covering assisted living, nursing home care, and in-home support expenses. They assist in comparing benefit periods, inflation protection riders, and daily benefit amounts to tailor plans. Service coordination with this agent runs on a one-time, scheduled, or as-needed basis according to individual client policy needs and annual review preferences.
Guillermina Perez: Allstate Insurance serves homeowners and families throughout the Socorro area who are planning for future health contingencies. The agency helps clients explore long-term care insurance options, explaining how policies can cover assistance with daily living activities in a home or facility setting. These conversations often address asset protection and maintaining financial security during retirement. The agency guides individuals through comparing different plan features and coverage levels available in this region. Guillermina Perez’s office also assists residents in nearby El Paso and its surrounding communities within the metro area.
Serving Socorro, Texas, and the surrounding El Paso-area communities, Omega Insurance Agency handles long-term care insurance coverage for local individuals. This includes policies that help clients plan for future assisted living, nursing home, or in-home care expenses. The agency works closely with each customer to compare policy options suited to their personal needs and budget. It typically approaches a case by first reviewing the client’s existing assets and health considerations, then presenting a small set of appropriate plan choices for review and selection.
In long-term care insurance, one-time enrollment establishes a recurring policy for future needs, whereas ongoing service adjusts coverage as care requirements change. Farmers Insurance - Juan Espino, serving Socorro, TX, assists with long-term care insurance agent work, helping clients understand policy terms and selecting appropriate plans for potential nursing home or home-based assistance. Their process focuses on matching individual circumstances with suitable coverage options. Service is available on an as-needed basis for policy questions, adjustments, or new enrollments.
Fred Loya Insurance offers long-term care insurance planning for seniors and their families in Socorro, Texas. The agency helps clients access policies that cover assisted living, nursing home care, and home health assistance. It works with individuals to evaluate financial options for extended health needs that Medicare does not fully address. The team guides residents through policy selection and enrollment procedures. As winter approaches, the company assists families with adjusting coverage to meet evolving care requirements during colder months.
Humble Insurance Group specializes in long-term care insurance solutions for residents in Socorro, Texas. It helps clients evaluate personal protection plans that cover nursing home stays or home health aide services. The agency guides families through complex policy options suited to their financial situations. During the busy open enrollment season, it provides timely assistance with plan changes and coverage questions.
As seniors in Socorro prepare for seasonal changes that can increase care needs, Farmers Insurance - Edna Rivas helps families evaluate long-term care insurance options. This agency provides guidance on policies that cover home health aides or nursing facility stays, which can protect retirement savings. With candid discussions about premium costs and benefit triggers, the agent supports informed decision-making for local clients. The process begins with an initial assessment of the client’s health history and financial goals.
Pan American Insurance operates as a long-term care insurance agent in Socorro, TX, guiding clients through the complexities of future care coverage. Its specialty involves advising on policy options that protect retirement assets from the high costs of extended medical support. The agency commonly assists individuals in evaluating plans to cover their personal needs and families. Its client base can include commercial sectors such as offices, warehouses, and the surrounding food service industry looking to offer employee benefit packages.
What Does a a Long-Term Care Insurance Agent in Socorro Cost?
Long-term care insurance agent services in Texas typically do not charge a separate fee as agents earn commissions from insurers. Policy premiums vary widely by age health and coverage level. For a 55 year old in Texas a policy may cost between $1,500 and $3,000 per year. Costs can be higher for older applicants or those with health issues. This is general information not insurance advice.
About long-term care insurance agents in Socorro
Long-term care insurance agents in Socorro Texas help residents plan for future care needs. Texas law requires agents to be licensed by the Texas Department of Insurance. These agents can explain policy options and how Texas Partnership for Long-Term Care programs may affect your coverage.
Frequently Asked Questions
What does a long-term care insurance agent in Socorro do?
An agent helps you compare policies from different insurers and explains coverage limits. They can also answer questions about Texas specific rules like the 30 day free look period. Agents do not provide medical advice but can guide you on underwriting requirements.
How do I choose a long-term care insurance agent in Socorro Texas?
Look for an agent licensed in Texas with experience in long-term care policies. Check their standing with the Texas Department of Insurance. Ask about their familiarity with Texas Partnership policies which offer asset protection.
Are there Texas laws about long-term care insurance I should know?
Yes. Texas requires a 30 day free look period for new policies. Insurers cannot deny coverage based on pre-existing conditions after the policy has been in force for six months. Texas also has a rate stability law that limits premium increases.
Long-Term Care Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton