The top-rated long-term care insurance agent in Amarillo, Texas is Clifton Insurance Agency, Inc., rated 4.9 stars across 156 reviews. Other highly rated options include Cortez Insurance Agency, Amarillo's Insurance Agency, Texas Preferred Insurance. This directory lists 20 long-term care insurance agents serving Amarillo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Clifton Insurance Agency, Inc. | 7513 SW 45th Ave Ste D | (877) 212-4368 |
| 2 | Cortez Insurance Agency | 3611 S Soncy Rd Bld 2A | (806) 576-1183 |
| 3 | Amarillo's Insurance Agency | 1305 S Grand St | (806) 331-4467 |
| 4 | Texas Preferred Insurance | 905 S Fillmore St Suite 703 | (806) 352-0534 |
| 5 | Globe Life Liberty National Division: The Peterson Agencies | 801 S Fillmore St | (918) 938-7777 |
| 6 | NEST Insurance Agency | 7705 SW 34th Ave | (806) 476-2580 |
| 7 | West Texas Insurance Agency | 3702 Mockingbird Ln | (806) 352-2090 |
| 8 | Williams Family Insurance | 5410 Bell St #220 | (806) 674-0765 |
| 9 | Herring Insurance Agency of Amarillo | W 2921 I-40 Suite 700 | (806) 355-6596 |
| 10 | Bell and Boyd Agency, LLC | 617 SW 8th Ave | (806) 355-6200 |
Clifton Insurance Agency, Inc. serves the Amarillo, Texas, metro area as a long-term care insurance agent. The agency assists individuals and families in planning for the potential costs of extended personal or medical care, helping clients navigate policy options that protect assets and ensure access to quality services. This work includes evaluating policy benefits like home care or assisted living coverage. The agency specifically handles the processing of claims and policy renewals for clients in this region.
Cortez Insurance Agency assists individuals and families in Amarillo, TX who are planning for future long-term care needs. It offers guidance on insurance policies that help cover costs of assisted living, nursing home stays, and in-home care services. The agency works closely with clients to evaluate coverage options suited to their circumstances and financial goals. Long-term care insurance can provide important protection for retirement savings. The firm also serves clients across the nearby communities of the Texas Panhandle region, including Canyon.
Amarillo's Insurance Agency provides comprehensive guidance on long-term care insurance policies, helping clients in Amarillo, TX assess their future needs. Their services include policy selection and ongoing plan reviews to ensure coverage adapts to changing health requirements. They assist with claims processing and offer regular consultations to explain benefit options. This agency serves individual homeowners and businesses by addressing long-term care risks for various properties, including single-family homes and residential apartments.
Specializing in helping clients navigate the complexities of long-term care insurance, Texas Preferred Insurance offers tailored coverage plans for the Amarillo area. The agency provides dedicated guidance in evaluating policies to protect assets against future care costs. For individuals worried about rising healthcare expenses in retirement, this local expert works to secure affordable options that preserve financial independence. Texas Preferred Insurance can be particularly helpful during open enrollment periods when evaluating new policy benefits or adjusting existing long-term care coverage for aging parents.
One-time policy purchases provide immediate coverage for a set benefit period, while recurring premium schedules offer ongoing protection that can be adjusted as needs evolve. Serving Amarillo, Texas, this agency helps clients select long-term care insurance to cover assisted living, home health aides, and nursing facility expenses. Policies typically address custodial care and skilled nursing, though specific benefits depend on individual contracts and underwriting. In-home assessments and facility consultations are available to tailor plans for local seniors. These services are offered on a one-time, scheduled, or as-needed basis.
As Amarillo residents begin planning for future healthcare needs, many seek coverage that protects assets from the high costs of extended care. NEST Insurance Agency helps clients in the area understand long-term care insurance options designed for their unique financial situations. The agency works through the details of policy benefits, elimination periods, and inflation protection. An initial assessment of individual health history and savings goals guides the selection process, which often concludes with a straightforward consultation to review candidate coverage limits and premium structures before any formal application.
Serving Amarillo and the surrounding Texas Panhandle communities, West Texas Insurance Agency handles long-term care insurance needs for local residents. The company provides guidance on policies that help cover costs of extended care services, such as nursing home stays or in-home assistance. It works with clients to review coverage options and assess their personal financial situations. For a typical job, the agency begins by discussing the client's anticipated care preferences and budget constraints before comparing available policy features.
Williams Family Insurance, based in Amarillo, TX, is a local agency known for providing long-term care insurance solutions to area residents. Their services range from assessing individual long-term care needs to comparing coverage options from multiple carriers. The agency helps clients protect assets while planning for potential extended care requirements, including in-home care and assisted living facilities. Understanding these complex policies can simplify future financial decisions. For added flexibility, the agency also offers guidance on combining long-term care insurance with life insurance policies.
Herring Insurance Agency of Amarillo assists clients with planning for future care needs through long-term care insurance policies. This firm specializes in coverage designed to help pay for extended custodial care, such as nursing home stays, assisted living, or home health services not covered by standard health insurance or Medicare. The agency serves individuals and families seeking financial protection against the high costs of chronic or aging-related conditions. In Amarillo, TX, the agency can provide its services to local offices, warehouses, and food service businesses seeking employee benefit options.
Bell and Boyd Agency, LLC provides long-term care insurance agent services to residents in Amarillo, Texas. For commercial clients, the agency assists businesses with group long-term care coverage options, helping employees plan for future care needs. Their service area encompasses the Amarillo region and the surrounding Texas Panhandle communities. This agency focuses on explaining policy features and coverage decisions during initial discussions, then offers follow-up service to adjust plans as personal circumstances change between regular visits.
What Does a a Long-Term Care Insurance Agent in Amarillo Cost?
Long-term care insurance costs in Texas vary by age health and coverage level. For a 55-year-old a policy with a 3-year benefit period and 5 percent compound inflation may cost between 150 and 300 dollars per month. A 65-year-old might pay 250 to 500 dollars per month for similar coverage. Actual premiums depend on your specific health history and the insurance company. This is general information and not insurance advice.
About long-term care insurance agents in Amarillo
A long-term care insurance agent in Amarillo Texas can help you compare policies that cover nursing home care home health care and assisted living. Texas law offers a Partnership Program that allows policyholders to protect assets equal to the benefits paid. Local agents understand the specific needs of Amarillo residents and can explain how Texas insurance regulations affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Amarillo do?
An agent helps you review different long-term care policies from multiple carriers. They explain coverage limits elimination periods and inflation protection options. In Texas agents must be licensed by the Texas Department of Insurance to sell these products.
How does the Texas Partnership Program work with long-term care insurance?
The Texas Partnership for Long-Term Care is a state program that lets you keep more assets if you buy a qualified policy. If you use your policy benefits and then need Medicaid the state will disregard assets equal to the benefits paid. An Amarillo agent can tell you which policies qualify for this program.
What is the free look period for long-term care insurance in Texas?
Texas law gives you a 30-day free look period after you buy a long-term care policy. During this time you can cancel the policy for any reason and get a full refund. An agent will explain this right before you sign the application.
Long-Term Care Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton · Cedar Hill