The top-rated long-term care insurance agent in Cedar Hill, Texas is Roslyn Knight - State Farm Insurance Agent, rated 5.0 stars across 721 reviews. Other highly rated options include Rick Smith - State Farm Insurance Agent, Daisy Cano - State Farm Insurance Agent, Safe Hands Insurance Services, LLC. This directory lists 18 long-term care insurance agents serving Cedar Hill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roslyn Knight - State Farm Insurance Agent | 642 Uptown Blvd #190 | (972) 293-1300 |
| 2 | Rick Smith - State Farm Insurance Agent | 518 N Hwy 67 | (972) 223-3618 |
| 3 | Daisy Cano - State Farm Insurance Agent | 103 East Belt Line Rd suite m | (469) 272-0101 |
| 4 | Safe Hands Insurance Services, LLC | 610 Uptown Blvd ste 2000 | (972) 332-4263 ext. 1 |
| 5 | Don Atwell and Associates, LLC | 610 Uptown Blvd Suite 4700 | (972) 230-0880 |
| 6 | Les Dixon: Allstate Insurance | 320 W Belt Line Rd # 402 | (972) 291-5858 |
| 7 | Nakira Insurance Agency | 610 Uptown Blvd ste 2000 | (972) 774-5168 |
| 8 | Texas P&C Insurance Agencies, Inc. | 806 N Hwy 67 | (972) 293-2139 |
| 9 | Clark-Patton Insurance Inc | 875 Straus Rd # 600 | (972) 291-1551 |
| 10 | Wallace Insurance Agency | 610 Uptown Blvd ste 2000 | (972) 283-2555 |
Roslyn Knight - State Farm Insurance Agent serves the Cedar Hill, Texas area, focusing on long-term care insurance agency services. It helps clients plan for future care needs that are not covered by standard health insurance or Medicare. This agency works with individuals and families to evaluate policy options that cover home health aides, assisted living, or nursing home expenses. The office also assists with the application process and answers questions about policy benefits.
Rick Smith - State Farm Insurance Agent in Cedar Hill, TX provides guidance on long-term care insurance policies to help clients prepare for future healthcare needs. The agency assists customers in reviewing coverage options and adjusting plans as circumstances change. Services are designed for those seeking protection for extended care costs, including help understanding policy terms. The agent serves local homeowners in single-family homes, as well as those who live in apartments, own retail properties, or operate restaurants.
Daisy Cano - State Farm Insurance Agent serves homeowners, renters, and families in Cedar Hill, TX, who are planning for their future care needs. As a long-term care insurance agent, the company helps clients understand policy options that can cover assisted living, nursing home stays, or in-home support services. This professional guidance enables individuals to protect their savings and maintain financial stability as they age. The agency also serves families throughout the Dallas-Fort Worth metro, including neighboring communities like Duncanville and DeSoto.
Safe Hands Insurance Services, LLC serves Cedar Hill, Texas, and the surrounding Dallas‑Fort Worth metroplex communities, handling long‑term care insurance policies for local residents. It assists clients with coverage that helps pay for care in nursing homes, assisted living facilities, or at home. The agent evaluates each individual's financial situation and potential future care needs carefully. Through a straightforward process of comparing available plans and explaining policy benefits clearly, it works to find a suitable option for each client.
Don Atwell and Associates, LLC in Cedar Hill, TX assists clients in distinguishing between one-time consultation services that provide a targeted plan and recurring policy review options that adapt coverage as needs evolve. Their long-term care insurance agency helps individuals select policies for home care, assisted living, or nursing facility expenses while addressing regional cost and eligibility factors. Coverage consultations typically begin with an assessment of current health and financial situations. Service arrangements in this agency are primarily offered on a scheduled basis for ongoing policy management and updates.
Les Dixon: Allstate Insurance provides long-term care insurance solutions designed to help families in Cedar Hill, TX manage the costs of extended care. The agency offers general insurance services, working with clients to understand policy options and navigate coverage details. Counselors focus on explaining benefits for future needs, while addressing practical concerns like asset protection. As flu season and winter weather increase health risks for older adults, the agent assists local residents in reviewing existing plans ahead of potential care transitions.
As families in Cedar Hill consider how to cover potential long-term care costs during retirement, Nakira Insurance Agency provides guidance on selecting appropriate coverage. The company acts as a long-term care insurance agent, helping local residents understand policy options that address future health needs while protecting savings. By reviewing individual circumstances, the agent explains benefits, elimination periods, and inflation protection features. A typical first step involves scheduling an in-home or office meeting to complete a financial and health initial-assessment.
Texas P&C Insurance Agencies, Inc., based in Cedar Hill, Texas, specializes in helping clients plan for the financial challenges of extended care needs. The company focuses on long-term care insurance policies designed to cover services not included in standard health or disability coverage. It also offers supplemental options to address gaps in traditional care plans. As a local resource, the agency serves various commercial sectors, including offices, warehouses, and food service operations.
Clark-Patton Insurance Inc serves residents in the Cedar Hill, TX area with long-term care insurance policies for individuals, and also offers commercial coverage for care-related businesses. Their service area includes Cedar Hill and surrounding communities within Dallas County. The agents work with clients to compare policy options that help cover future assisted living or in-home nursing costs. They encourage clients to follow up between regular visits to adjust coverage as health needs or preferences change.
What Does a a Long-Term Care Insurance Agent in Cedar Hill Cost?
In Texas, long-term care insurance premiums vary by age, health, and coverage amount. For a 55 year old, a policy with a 3 year benefit period and 5 percent inflation protection may cost between 150 and 300 dollars per month. Costs increase with age and for those with health issues. This is general information, not insurance advice.
About long-term care insurance agents in Cedar Hill
A long-term care insurance agent in Cedar Hill, Texas can help you find a policy that covers nursing home care, assisted living, or home health services. Texas law requires agents to be licensed by the Texas Department of Insurance and to follow specific rules for policy disclosures. Working with a local agent ensures you understand how Texas Partnership for Long-Term Care programs may affect your coverage.
Frequently Asked Questions
What does a long-term care insurance agent in Cedar Hill do?
A long-term care insurance agent helps you compare policies from different companies and explains coverage options. They guide you through the application process and ensure you understand Texas specific rules, such as the 30 day free look period. Agents do not provide legal advice but can help you select a suitable plan.
How do Texas laws affect long-term care insurance policies?
Texas requires all long-term care policies to include inflation protection options and a 30 day free look period for cancellations. The Texas Department of Insurance also mandates that agents provide a outline of coverage before you buy. These rules help protect consumers in Cedar Hill and across the state.
Can I get a long-term care insurance policy if I have a pre existing condition?
Many insurers in Texas offer policies with pre existing condition waiting periods, typically 6 months. An agent can help you find companies that accept your health history. You must answer all medical questions truthfully to avoid claim denials later.
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