The top-rated long-term care insurance agent in Carrollton, Texas is La Familia Auto Insurance, rated 4.8 stars across 833 reviews. Other highly rated options include Jeff Van Matre Insurance Agency, Farmers Insurance - Kyle Fincham, Korina Hernandez - State Farm Insurance Agent. This directory lists 16 long-term care insurance agents serving Carrollton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | La Familia Auto Insurance | 1200 N Josey Ln | (972) 586-7492 |
| 2 | Jeff Van Matre Insurance Agency | 4425 Plano Pkwy Ste 1404 | (972) 492-8500 |
| 3 | Farmers Insurance - Kyle Fincham | 2840 Keller Springs Rd Apt 1202 | (972) 418-1144 |
| 4 | Korina Hernandez - State Farm Insurance Agent | 1100 W Main St | (214) 390-5484 |
| 5 | Advance Pro Insurance Agency LLC | 2201 Midway Rd suite 108R | (469) 617-6254 |
| 6 | Farmers Insurance - Megan Toole | 1510 E Belt Line Rd | (469) 568-2618 |
| 7 | HealthMarkets Insurance - Lori Peer Collier | 1607 Silverleaf Dr | (972) 839-2617 |
| 8 | Cuddigan Group Insurance | 2340 E Trinity Mls Rd Suite 300 | (214) 550-6681 |
| 9 | Trotter Insurance Group | 2400 E Hebron Pkwy Ste. A | (972) 428-3911 |
| 10 | Hotchkiss Insurance | 4120 International Pkwy #2000 | (972) 512-7700 |
La Familia Auto Insurance specializes in Long-Term Care Insurance consulting, helping clients secure coverage for extended personal care needs. It serves residents in Carrollton, Texas, and the surrounding area. The agent provides policy comparisons and personalized guidance through the eligibility and enrollment process. They assist individuals in assessing their future care requirements while evaluating available plan terms. During tax season, the business helps clients understand how long-term care premiums may integrate with overall financial planning or deductions.
Jeff Van Matre Insurance Agency, serving the Carrollton, Texas, metro area, provides long-term care insurance planning for local residents. The firm helps individuals understand how these policies can protect savings from the high costs of extended care. Clients typically seek guidance on the appropriate coverage levels for their specific circumstances. The agency manages policy options that can cover both in-home assistance and skilled nursing facility expenses.
Farmers Insurance - Kyle Fincham in Carrollton, TX, provides long-term care insurance agent services, including policy selection and personalized advice to help clients plan for future care needs. The agency assists with policy maintenance, benefit adjustments, and claims guidance over time. These services aim to address the challenges of aging and chronic illness in the local area. The agent services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants, ensuring comprehensive coverage solutions for diverse client situations.
Korina Hernandez - State Farm Insurance Agent in Carrollton, TX, serves homeowners, families, and individuals seeking financial security for their future. It specializes in helping clients plan for potential long-term care needs, offering guidance on policies that cover assisted living, nursing home stays, and in-home support services. The agency focuses on matching coverage to personal budgets and health circumstances. Its service area also includes nearby communities such as Lewisville and the broader Dallas-Fort Worth metro region.
Advance Pro Insurance Agency LLC serves Carrollton, Texas, and the surrounding Dallas-Fort Worth metroplex. It handles long-term care insurance policies designed to cover expenses for nursing homes, assisted living, and home health care. The agency also assists clients in understanding the costs tied to extended care needs and comparing available plans. For a typical job, it reviews a client’s financial situation and health history, then presents suitable coverage options before facilitating the application process.
Farmers Insurance - Megan Toole in Carrollton, TX provides long-term care insurance agents for clients exploring either an initial plan or ongoing policy adjustments as needs evolve. Covering services such as nursing home, assisted living, and home-based care, the agency helps individuals protect assets against future care costs. Guidance extends from understanding policy options to filing claims. Service operates on a scheduled and as-needed basis for consultations and policy reviews.
As North Texas residents consider their retirement and estate planning needs for the coming year, HealthMarkets Insurance - Lori Peer Collier in Carrollton assists individuals in evaluating financial safeguards against the rising costs of extended care. This agency focuses on presenting available long-term care insurance options, helping clients navigate policy structures and coverage benefits that protect savings from potential nursing home or in-home care expenses. They provide an initial no-obligation assessment of each client’s current insurance portfolio and care goals.
Specializing in long-term care insurance planning, Cuddigan Group Insurance guides individuals toward financial security for future care needs. The Carrollton-based firm tailors coverage options to protect assets from potential extended medical expenses. Clients receive guidance on policy features and cost considerations relevant to the Dallas area. The agency serves various commercial sectors, including offices, warehouses, and food service.
Specializing in long-term care insurance solutions, Hotchkiss Insurance provides guidance on policies that help preserve assets and maintain independence during aging in the Carrollton area. Its knowledgeable team assesses individual needs to recommend coverage for nursing home, assisted living, and home care services. As clients approach retirement or experience health changes, this agency helps them review options like inflation protection and benefit triggers. It particularly assists families facing the seasonal challenge of holiday gatherings, when adult children often first notice a parent’s need for future care planning.
What Does a a Long-Term Care Insurance Agent in Carrollton Cost?
In Texas, long-term care insurance premiums vary widely based on age, health, and coverage level. A 55-year-old might pay between 1,500 and 3,000 dollars per year for a policy with a 150,000 dollar benefit pool and 3 percent inflation protection. Costs increase significantly with age and for those with pre-existing conditions. This is general information, not insurance advice.
About long-term care insurance agents in Carrollton
A long-term care insurance agent in Carrollton, Texas can help you understand policy options that protect your assets and provide care. Texas offers a Long-Term Care Partnership Program that allows policyholders to keep more assets while qualifying for Medicaid. Working with a local agent ensures you get coverage tailored to Texas regulations and your personal needs.
Frequently Asked Questions
What does a long-term care insurance agent in Carrollton do?
An agent helps you compare policies from multiple insurers, explains coverage limits and benefit periods, and assists with application forms. They can also advise on Texas-specific rules like the Partnership Program and inflation protection options.
How does the Texas Long-Term Care Partnership Program work?
This program lets you protect a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. For example, if your policy pays out 100,000 dollars in benefits, you can keep 100,000 dollars in assets and still qualify for Texas Medicaid.
What is the typical age to buy long-term care insurance in Texas?
Most people purchase policies between ages 50 and 65 when premiums are lower and health conditions are less likely to cause denial. Texas law allows a 30-day free look period after purchase to review the policy and cancel for a full refund.
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