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Find Long-Term Care Insurance Agents Near You in Royse City, TX

Browse long-term care insurance agents serving Royse City, Texas. Updated 2026-07-14.

The top-rated long-term care insurance agent in Royse City, Texas is Kari Hargrave - State Farm Insurance Agent, rated 4.8 stars across 127 reviews. Other highly rated options include Farmers Insurance - Khristopher Vancil, Bob Ellis Insurance Services-Independent Insurance Agency, TWFG Caldwell Insurance. This directory lists 17 long-term care insurance agents serving Royse City.

Showing 17 long-term care insurance agents in Royse City, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kari Hargrave - State Farm Insurance Agent109 W Main St A(972) 635-9995
2Farmers Insurance - Khristopher Vancil5196 TX-276(214) 308-6508
3Bob Ellis Insurance Services-Independent Insurance Agency115 FM 2453, 2661 FM 35 C(972) 636-9491
4TWFG Caldwell Insurance403 S Elm St(972) 635-6772
5Terry Hayden: Allstate Insurance4864 TX-276(972) 722-0025
6Texas Farm Bureau Insurance - Chris Cromer7320 FM 35(972) 635-6464
7Fast Checker Insurance Agency4868 TX-276(972) 954-9071
8Farmers Insurance - Patrick Raines422 I-30 Ste I(972) 722-7496
9Herald Insurance Group Medicare Plans512 Timberhaven Terrace(214) 395-5011
10Ron Olson: Allstate Insurance118 E Main St #100(972) 636-7955
KH
109 W Main St A
Kari Hargrave - State Farm Insurance Agent
Long-Term Care Insurance Agent · Royse City, TX

Kari Hargrave - State Farm Insurance Agent serves the Royse City, Texas area and provides long-term care insurance coverage options to local residents. This agency helps individuals plan for future needs by offering guidance on policies that address extended care costs. Services include answering questions about policy benefits and helping clients compare different plan features. The agency also assists with understanding how long-term care insurance integrates with other financial strategies. Specific services this location routinely handles include nursing home care coverage assistance and in-home care policy evaluations.

FI
5196 TX-276
Farmers Insurance - Khristopher Vancil
Long-Term Care Insurance Agent · Royse City, TX

Farmers Insurance - Khristopher Vancil serves homeowners and families in Royse City, Texas, who are planning for future health care needs. As a long-term care insurance agent, the agency helps clients explore coverage options to protect assets and ensure access to necessary care. Their services include policy reviews and guidance on choosing plans that fit individual budgets and circumstances. This location provides support for long-term care insurance decisions throughout the surrounding area, including nearby Greenville.

BE
115 FM 2453, 2661 FM 35 C
Bob Ellis Insurance Services-Independent Insurance Agency
Long-Term Care Insurance Agent · Royse City, TX
TC
403 S Elm St
TWFG Caldwell Insurance
Long-Term Care Insurance Agent · Royse City, TX

TWFG Caldwell Insurance serves Royse City and the surrounding communities of northeastern Texas, handling long-term care insurance for local residents. This agency structures policies that cover care received at home, in assisted living facilities, or in nursing homes, helping individuals protect their savings from high care costs. For each client, the agency evaluates potential future needs and financial resources to recommend a plan that balances coverage with affordability. It typically begins this process by reviewing the client’s health history and current income to craft a suitable policy solution.

TH
4864 TX-276
Terry Hayden: Allstate Insurance
Long-Term Care Insurance Agent · Royse City, TX

Terry Hayden: Allstate Insurance offers personalized long-term care insurance planning for residents of Royse City, TX, helping individuals secure coverage for future assisted living, nursing home, or in-home care needs. The agency also provides comprehensive guidance on policy options, ensuring clients understand benefit periods and inflation protection. Seasonal or situational concerns, such as adjusting coverage following a major health change or retirement, are addressed with clear explanations of waiting periods and policy limitations.

TF
7320 FM 35
Texas Farm Bureau Insurance - Chris Cromer
Long-Term Care Insurance Agent · Royse City, TX

For policyholders considering financial protection, Texas Farm Bureau Insurance - Chris Cromer distinguishes between single-payment long-term care solutions and options involving recurring premium contributions, ensuring tailored coverage for future care needs in Royse City, TX. Comprehensive plans address facility-based or home-based support, helping manage expenses that standard health policies exclude. Service arrangements depend upon policyholder preference: support for initial enrollment may involve one-time consultations, while ongoing policy management adjusts to scheduled check-ins or as-needed requests for adjustments or claims assistance.

FC
4868 TX-276
Fast Checker Insurance Agency
Long-Term Care Insurance Agent · Royse City, TX

As North Texas summers raise concerns about aging parents and long-term care expenses, Fast Checker Insurance Agency in Royse City helps families evaluate their financial protection options. This local agency concentrates solely on long-term care insurance, guiding clients through policy choices that address assisted living, nursing home, or home health care costs. They explain the differences between traditional and hybrid policies, focusing on how each might fit a specific budget or health scenario. The process begins with a confidential review of current assets and desired coverage limits during an initial consultation.

FI
422 I-30 Ste I
Farmers Insurance - Patrick Raines
Long-Term Care Insurance Agent · Royse City, TX

Serving Royse City and the surrounding area, Farmers Insurance - Patrick Raines provides general insurance guidance along with a specialized focus on long-term care coverage. This agent helps clients plan for potential extended care needs arising from chronic illness, disability, or aging. The firm assists individuals in evaluating policy options to protect assets and ensure access to necessary support services. Farmers Insurance - Patrick Raines can serve local offices, warehouses, and food service operations with their insurance needs across these commercial sectors.

HI
512 Timberhaven Terrace
Herald Insurance Group Medicare Plans
Long-Term Care Insurance Agent · Royse City, TX

Located in Royse City, Texas, Herald Insurance Group Medicare Plans provides long-term care insurance agent services to local residents seeking financial protection for extended care needs. Commercial clients in the surrounding area can also rely on them for knowledgeable guidance on appropriate policies. They assist individuals and families in understanding coverage options that help preserve savings during periods of assisted living or home care. Clients often return for follow-up service between regular visits to adjust policy details as care requirements change over time.

RO
118 E Main St #100
Ron Olson: Allstate Insurance
Long-Term Care Insurance Agent · Royse City, TX
KI
9459 FM 35
Kuykendall Insurance
Long-Term Care Insurance Agent · Royse City, TX
(972) 635-6255
kuykendall-insurance.com
EG
3723 FM551
Endeavor General Agency LLC
Long-Term Care Insurance Agent · Royse City, TX
(972) 772-1820
LS
1216 Blue Ridge Pl
Living Secured
Long-Term Care Insurance Agent · Royse City, TX
(866) 699-6486
living-secured.com
MI
106 E Main St
Mahaffey Insurance Agency LLC
Long-Term Care Insurance Agent · Royse City, TX
(469) 707-3063
mahaffeyins.com
TF
7320 FM 35
Texas Farm Bureau Insurance Company
Long-Term Care Insurance Agent · Royse City, TX
(972) 635-6464
txfb-ins.com
TE
118 E Main St
TEXAS ENSURE, INC.
Long-Term Care Insurance Agent · Royse City, TX
(972) 635-0035
CE
216 N Arch St suite d
Clay Ellis-Allstate Agent
Long-Term Care Insurance Agent · Royse City, TX
(972) 636-9491

What Does a a Long-Term Care Insurance Agent in Royse City Cost?

Long-term care insurance agent services in Texas typically do not charge a separate fee. Agents earn commissions from the insurance company, which are included in your premium. Policy premiums vary widely based on age, health, and coverage amount. For a 55-year-old in Texas, a policy may cost between 100 and 300 dollars per month. For a 65-year-old, costs often range from 200 to 500 dollars per month. This is general information, not insurance advice.

About long-term care insurance agents in Royse City

Long-term care insurance agents in Royse City, Texas help residents plan for future care needs. Texas law requires agents to hold a valid license and follow the Texas Insurance Code. Local agents can explain how Texas Partnership for Long-Term Care policies may help protect your assets.

Frequently Asked Questions

What does a long-term care insurance agent in Royse City do?

A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, benefit amounts, and elimination periods. They also ensure the policy meets Texas state requirements.

Are there Texas-specific rules for long-term care insurance?

Yes, Texas has a 30-day free look period where you can cancel a policy for a full refund. The Texas Department of Insurance also requires agents to provide a Shopper Guide. Texas Partnership policies offer special asset protection for residents.

How do I choose a long-term care insurance agent in Royse City?

Look for an agent licensed in Texas with experience in long-term care products. You can verify their license on the Texas Department of Insurance website. Ask about their knowledge of Texas Partnership policies and local care costs.

Long-Term Care Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.