The top-rated long-term care insurance agent in Odessa, Texas is Nationwide Insurance: Melisa Copeland Strickland LLC, rated 4.8 stars across 444 reviews. Other highly rated options include Killebrew Insurance LLC, Torres Insurance, Martinez and Associates Insurance. This directory lists 20 long-term care insurance agents serving Odessa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nationwide Insurance: Melisa Copeland Strickland LLC | 2240 E 52nd St | (432) 366-8888 |
| 2 | Killebrew Insurance LLC | 2531 Roper St | (432) 332-6322 |
| 3 | Torres Insurance | 1104 E 8th St | (432) 272-0497 |
| 4 | Martinez and Associates Insurance | 601 Dotsy Ave | (432) 580-8750 |
| 5 | Maria Valeriano Insurance Agen | 1501 W 2nd St | (432) 332-5776 |
| 6 | Permian Agency Insurance | 1800 Andrews Hwy | (432) 333-1483 |
| 7 | Beth Insurance Company Texas | 2817 John Ben Shepperd Pkwy Suite C 102 | (432) 287-2678 |
| 8 | Allbright & Duncan Insurance | 3527 Billy Hext Rd Bldg A | (432) 362-6361 |
| 9 | Patricia Torres Insurance Agency LLC | 1104 E 8th St | (432) 272-0497 |
| 10 | Fantastic Health Insurance LLC | 1619 E 8th St | (432) 294-6208 |
Nationwide Insurance: Melisa Copeland Strickland LLC serves Odessa and the broader Ector County area as a dedicated long-term care insurance agent. The company helps local residents plan for future care needs by offering policies that cover assisted living, nursing home stays, and home health aide support. With a focus on financial protection against the high cost of extended care, this agency assists clients in comparing coverage options and benefit structures. The company specifically handles plan design for in-home care services and nursing facility care policies.
Killebrew Insurance LLC provides personalized long-term care insurance solutions for clients in Odessa, Texas. It helps individuals plan for future care needs by offering policy evaluations, application assistance, and coverage options tailored to personal financial goals. The service includes periodic policy reviews to adjust for changing health or inflation factors. The firm provides these services for individual homeowners and residents of apartments, as well as for owners of retail shops and restaurant properties seeking independently arranged long-term coverage.
Torres Insurance serves families and individuals in the Odessa, Texas area who are planning for their long-term care needs, offering guidance on policies that help cover expenses from extended illness or aging. The agency assists clients in understanding coverage options like home-based care, assisted living, and nursing facility protection. Its work focuses on matching each customer’s financial situation and health considerations with suitable insurance plans from various carriers. The firm also provides similar services to residents in the neighboring Midland metropolitan area.
Martinez and Associates Insurance offers both single-visit consultations covering immediate long-term care needs and ongoing policy management for evolving coverage requirements. As a local agency in Odessa, Texas, the firm assists clients in selecting plans that address potential future care costs, whether in-home, assisted living, or skilled nursing. Services are provided on either a one-time or as-needed basis, depending on each individual’s circumstances and policy review schedule.
Maria Valeriano Insurance Agency serves homeowners, individuals planning for retirement, and families in Odessa, Texas who seek protection against the high costs of extended care. As a long-term care insurance agent, the agency helps clients understand policy options that cover nursing home stays, assisted living, or in-home support. It guides customers through evaluating needs and comparing coverage to safeguard savings from future care expenses. The agency also serves residents in the nearby Midland area, providing similar long-term care insurance guidance to families across the Permian Basin.
Serving Odessa, Texas, and its surrounding communities, Permian Agency Insurance handles long-term care insurance policies designed to help cover the costs of assisted living, nursing home care, and in-home support services. The agency works with clients to review their personal financial situation and health considerations. To handle a typical case, it begins by assessing the client’s potential future care needs and then compares policy options to recommend a suitable plan from available carriers.
Offering long-term care insurance services, Beth Insurance Company Texas specializes in policies that help manage the high cost of extended custodial support. The agency works closely with clients in Odessa to evaluate their needs and select coverage plans tailored to their goals. By focusing on financial protection during later years, the company addresses the risk of depleting assets from ongoing care. With changing health conditions after a seasonal illness like the flu, many local families seek its help securing policy benefits for in-home help or nursing home stays.
As Odessa residents begin planning for changing health needs later in life, arranging coverage for potential extended care becomes a practical concern. Allbright & Duncan Insurance, a local long-term care insurance agent in Odessa, TX, helps individuals navigate policies designed to cover home health aides, assisted living, or nursing facility stays. The company explains how different plans can preserve retirement savings while addressing daily personal care requirements. Their process starts by reviewing a client's current health situation and financial goals during a no-obligation initial consultation to determine appropriate coverage options.
Patricia Torres Insurance Agency LLC provides long-term care insurance coverage for Odessa clients, focusing on policies that protect assets while covering assisted living, home health, or nursing home expenses. It specializes in policy riders allowing customers to customize care benefits. The agency works with commercial sectors requiring employee benefits packages, including offices, warehouses, and food service operations needing group long-term care offerings.
What Does a a Long-Term Care Insurance Agent in Odessa Cost?
Long-term care insurance premiums in Texas vary by age, health, and benefit amount. For a 55-year-old in Odessa, a policy with a 3-year benefit period and 5% inflation protection may cost between 150 and 300 dollars per month. Older applicants or those with health issues may pay more. This is general information, not insurance advice.
About long-term care insurance agents in Odessa
Long-term care insurance agents in Odessa Texas help residents plan for future care costs. These agents can explain Texas Partnership for Long-Term Care policies which offer asset protection. They also guide clients through the Texas Department of Insurance rules and rate filings.
Frequently Asked Questions
What does a long-term care insurance agent in Odessa do?
An agent helps you compare policies from different carriers. They explain benefit triggers, elimination periods, and inflation protection options. They also ensure the policy meets Texas state requirements.
Does Texas have a special long-term care insurance program?
Yes, the Texas Partnership for Long-Term Care allows you to keep assets equal to the benefits paid. This program is available through licensed agents in Odessa. It helps you qualify for Medicaid later if needed.
How long does it take to get a long-term care policy in Texas?
The application process usually takes 2 to 6 weeks. Texas law gives you a 30-day free look period after you receive the policy. You can cancel for a full refund during that time.
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