The top-rated long-term care insurance agent in Midlothian, Texas is Jon Essary - State Farm Insurance Agent, rated 4.9 stars across 292 reviews. Other highly rated options include Jeffrey Honeycutt Insurance Agency, Texas All 4 You Insurance Agency | Auto Insurance Texas, Jason Loftis: Allstate Insurance. This directory lists 16 long-term care insurance agents serving Midlothian.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jon Essary - State Farm Insurance Agent | 450 Hawkins Run Ste 2 | (214) 948-6000 |
| 2 | Jeffrey Honeycutt Insurance Agency | 1501 Hwy 67 | (972) 723-9080 |
| 3 | Texas All 4 You Insurance Agency | Auto Insurance Texas | 319 S 9th St | (972) 723-3200 |
| 4 | Jason Loftis: Allstate Insurance | 404 W Avenue F | (972) 775-8801 |
| 5 | ESQUIVEL INSURANCE & TAX SERVICES | 418 W Main St | (469) 672-6656 |
| 6 | Amy Tounget Insurance Agency | 641 Highlander Suite 108 | (214) 476-2544 |
| 7 | Tim Tobey - State Farm Insurance Agent | 423 E Main St Ste 2 | (972) 723-8880 |
| 8 | Avari Insurance Solutions LLC | 136 N 8th St Ste 201 | (214) 257-0336 |
| 9 | Farmers Insurance - Kevin O'Teter | 509 George Hopper Rd | (972) 723-9444 |
| 10 | McKnight Insurance Services | 110-B Roundabout Dr | (469) 612-5020 |
Jon Essary, a State Farm Insurance agent based in Midlothian, Texas, serves clients throughout Ellis County and the surrounding region. The agency provides long-term care insurance, helping individuals plan for the financial costs of extended care services. These policies can cover assistance with daily living activities, whether at home, in an assisted living facility, or within a nursing home environment. The agent works with residents to review their specific coverage needs and policy options. He handles both individual long-term care plans and policy integration with existing life insurance strategies.
Jeffrey Honeycutt Insurance Agency in Midlothian, TX provides a range of long-term care insurance coverage options. The agency helps clients understand policies that cover home health aides, assisted living, and nursing facility care. It also assists with plan maintenance, including annual policy reviews and claims support. Services are tailored for individual homeowners, families in single-family residences, and those managing apartments or retail businesses. The agency also serves owners of restaurants who seek financial protection for their personal long-term care needs.
Serving local families living in Midlothian and its surroundings, Texas All 4 You Insurance Agency | Auto Insurance Texas provides guidance on long-term care insurance coverage. This agent helps clients understand policies that assist with nursing home stays, assisted living, or in-home care expenses. They support individuals preparing for future care needs while protecting personal assets. The agency primarily focuses on helping homeowners and residents within the area. Its coverage area also extends south to the nearby community of Waxahachie, offering these services to clients throughout Ellis County.
Jason Loftis: Allstate Insurance serves clients in Midlothian, Texas, and the surrounding communities, handling long-term care insurance needs for local residents. This agency addresses the financial planning required to cover future care expenses due to aging or chronic illness. It focuses on helping individuals understand how policies can protect savings while maintaining access to necessary support. The typical approach involves reviewing a client's financial situation and explaining coverage options that align with personal circumstances, then guiding them through policy selection and paperwork completion to finalize their plan.
ESQUIVEL INSURANCE & TAX SERVICES in Midlothian, TX helps clients distinguish between long-term care policies that provide a one-time benefit payment for immediate needs and those offering recurring monthly or daily benefits for ongoing custodial care. Coverage options include policies that reimburse home health aide visits, assisted living facility costs, and nursing home stays, protecting personal assets from high care expenses. Service is available on a one-time consultation or as-needed basis for plan adjustments and claims guidance.
As Midlothian families consider the financial impact of a potential long-term health event, planning ahead becomes essential. Amy Tounget Insurance Agency offers guidance on long-term care insurance options suited for local clients. They explain how such policies can help protect personal assets against the high costs of assisted living or home health care in this area. An initial assessment of individual needs and budget typically begins the process for those interested in exploring coverage.
Tim Tobey - State Farm Insurance Agent in Midlothian, TX, provides long-term care insurance, assisting clients in planning for future care needs that may arise from chronic illness or disability. This agency pairs these specialty plans with State Farm’s broader insurance options, including auto, home, and life coverage. As aging parents or unexpected health events approach, the agent helps local families evaluate policy choices that preserve savings during extended recovery or nursing home stays.
Avari Insurance Solutions LLC offers services as a long-term care insurance agent in Midlothian, Texas. The company focuses on helping individuals plan for future custodial and extended medical care needs through appropriate policy choices. It emphasizes guiding clients toward coverage that protects assets and ensures access to quality support services in their later years. Avari Insurance Solutions LLC can serve commercial sectors such as offices, warehouses, and food service establishments seeking group or individual benefit arrangements.
Farmers Insurance - Kevin O'Teter provides long-term care insurance services for residential clients in Midlothian, Texas, helping individuals plan for future care needs. Commercial coverage options are also available for local businesses seeking employee benefit plans. The service area encompasses Midlothian and the surrounding communities. Between regular visits, Kevin assists clients with policy adjustments, benefit updates, and claim follow-ups to ensure their coverage evolves with changing circumstances.
McKnight Insurance Services serves Midlothian, Texas, and the surrounding communities of Ellis County. It handles the placement of Long-Term Care Insurance policies, which help cover the costs of extended care services not typically paid for by health insurance or Medicare. The agency focuses on evaluating a client’s current financial situation and future care needs. It then generally compares multiple policy options to find a plan that aligns with the individual’s preferred budget and level of asset protection.
What Does a a Long-Term Care Insurance Agent in Midlothian Cost?
In Texas, long-term care insurance premiums vary widely based on age, health, and coverage level. A typical policy for a 55-year-old might cost between $150 and $300 per month. For a 65-year-old, premiums often range from $250 to $500 monthly. These figures are estimates and your actual cost depends on your specific situation. This is general information, not insurance advice.
About long-term care insurance agents in Midlothian
A long-term care insurance agent in Midlothian, Texas helps residents plan for future care needs. Texas law offers the Texas Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Agents guide clients through policy options that comply with state regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Midlothian do?
An agent helps you compare policies from different carriers. They explain coverage details, premiums, and benefit triggers. They also ensure the policy meets Texas insurance requirements.
How does the Texas Partnership program affect my policy choice?
The Texas Partnership for Long-Term Care lets you keep assets equal to the benefits your policy pays. This means you can qualify for Medicaid later without spending down all assets. An agent can show you which policies qualify.
What is the free look period for long-term care insurance in Texas?
Texas law gives you a 30-day free look period after buying a policy. You can cancel for any reason and get a full refund. An agent must inform you of this right at the time of sale.
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