The top-rated long-term care insurance agent in Midland, Texas is Acceptance Insurance, rated 4.9 stars across 413 reviews. Other highly rated options include Pirkle Weir Insurance Agency, A&S Elite Insurance Agency LLC, Kristel Tate - State Farm Insurance Agent. This directory lists 20 long-term care insurance agents serving Midland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 426 Andrews Hwy | (432) 218-2035 |
| 2 | Pirkle Weir Insurance Agency | 3328 N Midkiff Rd #1 | (432) 848-3055 |
| 3 | A&S Elite Insurance Agency LLC | 2505 W Michigan Ave | (432) 218-7505 |
| 4 | Kristel Tate - State Farm Insurance Agent | 3211 W Wadley Ave STE 12 | (432) 689-6800 |
| 5 | Rollo Insurance | 4920 N Midkiff Rd #19 | (432) 319-5207 |
| 6 | Brianna Ruiz Agency (Prominent Advisors LLC) | 3001 W Illinois Ave Suite 3B1 | (432) 215-9822 |
| 7 | Yorkman & Associates | 1710 N Lamesa Rd | (432) 683-9301 |
| 8 | Nationwide Insurance: Diana Ivonne Dominguez Agency | 4410 N Midkiff Rd Ste D1F | (432) 570-6500 |
| 9 | Ledford Insurance Agency | 1910 N Big Spring St | (432) 940-4010 |
| 10 | Area Insurance Services Inc | 1302 N Big Spring St | (432) 570-4373 |
Located in Midland, Texas, Acceptance Insurance provides financial planning assistance focused on securing long-term care coverage. The agency helps address the potential costs of extended medical and personal care services not covered by standard health plans. By working through various policy options, it advises on managing the future need for assisted living, nursing home, or home health care. Its specialized services can support businesses, including offices, warehouses, and food service establishments, in offering protection for their personnel's well-being.
Pirkle Weir Insurance Agency serves the Midland, Texas area, offering guidance on long-term care insurance options to help residents plan for future care needs. The agency assists clients in understanding various policy structures that can help manage the costs associated with extended care services. Coverage options discussed often include policies for home-based care and assisted living facility expenses.
A&S Elite Insurance Agency LLC provides long-term care insurance planning services to clients in Midland, Texas. Its offerings include assessments of future care needs and policy selection to help cover nursing home, assisted living, and home health care expenses. The agency can assist with reviewing existing plans and adjusting coverage as personal circumstances change. Typical clients include individual homeowners, families residing in single-family homes, and residents of apartments. The company also works with owners of local retail businesses and independent restaurants seeking coverage planning for key personnel.
Homeowners, businesses, and property managers in Midland find coverage options through Kristel Tate - State Farm Insurance Agent. This agency provides long-term care insurance, helping clients plan for future care needs and protect their savings. The company assists with understanding policy details for extended medical or personal care services. It also serves residents in the nearby Odessa area as part of the broader Permian Basin region.
Rollo Insurance specializes in helping clients secure long-term care coverage to protect assets from the high costs of extended nursing or home-based assistance. Serving the Midland, TX area with personalized consultations, the agency reviews policy options and explains benefit structures for local families. For snowbirds or those planning seasonal travel during harsh West Texas winters, Rollo Insurance addresses concerns about maintaining coverage continuity while away from home.
Serving the Midland area, Brianna Ruiz Agency, operating as Prominent Advisors LLC, helps individuals and families prepare for the financial challenges posed by extended care needs. As a dedicated long-term care insurance agent, the company provides guidance on policies that cover services like home health aides and assisted living costs. It aims to assist clients in protecting their savings from the high expense of chronic illness or disability. The agency can serve commercial sectors including offices, warehouses, and food service establishments needing employee benefit options.
Yorkman & Associates serves clients in Midland, Texas, and the surrounding Permian Basin communities. The company handles long-term care insurance policies designed to cover expenses like nursing home and in-home support services. Its team works closely with each client to evaluate individual needs and financial circumstances. The general approach it uses to handle a typical job involves comparing available plan options from multiple carriers to identify suitable coverage.
Nationwide Insurance: Diana Ivonne Dominguez Agency in Midland, TX distinguishes between one-time policy consultations and recurring service options for long-term care coverage. Clients may choose ongoing management of their plans to address changing health needs or opt for a single evaluation. Coverage is designed to help protect assets and provide access to necessary care services within the local area. The agency delivers its long-term care insurance services on an as-needed basis, allowing policyholders to request support only when required.
As the population of Midland, Texas, continues to age and local families face the challenge of funding extended care, Ledford Insurance Agency offers guidance on long-term care insurance policies. This agency helps residents understand how such coverage can protect savings from the high costs of assisted living or nursing home stays. They provide straightforward advice on plan options and care needs, aiming to make the selection process less stressful. An initial complimentary consultation is the first step to begin evaluating individual care requirements.
Area Insurance Services Inc in Midland, Texas provides long-term care insurance agent services to local residents, helping individuals plan for future care needs. The company also offers commercial coverage options for businesses seeking protection for employees or clients. Service extends throughout the Midland area and surrounding communities. Clients often return for periodic policy reviews and updates, ensuring coverage remains aligned with changing health needs or financial goals between regular check-in visits.
What Does a a Long-Term Care Insurance Agent in Midland Cost?
Long-term care insurance premiums in Texas vary widely. For a 55-year-old in Midland, a policy with a 150 dollar daily benefit and a 3-year term may cost between 1,500 and 3,000 dollars per year. Costs increase with age and health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Midland
A long-term care insurance agent in Midland, Texas can help you plan for future care costs while protecting your assets. Texas law offers the Texas Partnership for Long-Term Care program, which allows policyholders to qualify for Medicaid without spending down all assets. Local agents understand the Permian Basin community and can explain how these policies work with Medicare and Medicaid rules.
Frequently Asked Questions
What is the Texas Partnership for Long-Term Care program?
This Texas program lets you keep more of your assets if you need Medicaid later. A qualified agent in Midland can explain how a Partnership policy meets state requirements and protects your savings.
How do I choose a long-term care insurance agent in Midland?
Look for an agent licensed in Texas with experience in long-term care products. Ask about their familiarity with Texas Partnership policies and local care facilities in the Midland area.
What factors affect long-term care insurance premiums in Texas?
Premiums depend on your age, health, benefit amount, and policy features. Texas law requires insurers to offer inflation protection options. An agent can help you compare quotes from multiple carriers.
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