The top-rated long-term care insurance agent in McKinney, Texas is Mauceri Bynum Insurance, rated 5.0 stars across 657 reviews. Other highly rated options include RiskWell, DW Insurance & Financial Services Inc, Pierce Insurance Group, Inc. This directory lists 25 long-term care insurance agents serving McKinney.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mauceri Bynum Insurance | 301 E Virginia St Suite 201 | (214) 733-8400 |
| 2 | RiskWell | 4500 Eldorado Pkwy STE 2000 | (469) 678-8001 |
| 3 | DW Insurance & Financial Services Inc | 6000 Alma Rd Suite 201 | (972) 665-8608 |
| 4 | Pierce Insurance Group, Inc | 7951 Collin McKinney Pkwy APT 1200 | (469) 252-8001 |
| 5 | Freeway Insurance | 1705 W University Dr Ste 106-B | (972) 426-5092 |
| 6 | Amity Insurance Group | 300 N McDonald St Unit 1118 | (972) 346-8138 |
| 7 | Your Agent LLC (INSURANCE AGENCY) | 5900 S Lake Forest Dr Suite #300 | (469) 585-6455 |
| 8 | Parker Preferred Insurance | 3900 S Stonebridge Dr #1601 | (972) 987-6083 |
| 9 | Paine Insurance Group | 3400 Eldorado Pkwy #4 | (972) 387-9217 |
| 10 | Chad Watts - State Farm Insurance Agent | 2055 W Louisiana St | (972) 562-6700 |
Mauceri Bynum Insurance serves McKinney and the greater Collin County area as a long-term care insurance agent. It helps individuals plan for future care needs by offering policies that cover services not typically paid for by standard health insurance or Medicare. The agency works with clients to compare policies from multiple carriers to find suitable coverage. It specializes in assisting families with the selection of both traditional long-term care insurance and hybrid life insurance policies with long-term care riders.
RiskWell provides guidance on long-term care insurance options for individuals planning for future healthcare needs in McKinney, Texas. The agency helps clients evaluate policies that cover assisted living, nursing home stays, and home-based care. It offers initial consultations to assess eligibility and compares plan benefits from various carriers. Ongoing policy reviews are available to adjust coverage as personal circumstances change. The company services private residences, apartments, assisted living facilities, and skilled nursing properties throughout the local area.
Residents and families in McKinney, TX seeking financial protection for future care needs work with DW Insurance & Financial Services Inc. As a long-term care insurance agent, the company helps clients understand policy options that cover in-home, assisted living, and nursing facility expenses. Guidance is tailored to individual health histories and retirement budgets. This independent agency also serves clients in the surrounding Collin County communities and neighboring areas of Frisco.
Serving clients throughout McKinney and the surrounding Collin County communities, Pierce Insurance Group, Inc specializes in long-term care insurance as a dedicated agent. It handles the complexities of planning for extended care needs, including policy selection and coverage details. For a typical job, the company generally meets with clients to assess their health and financial goals, then presents plan options from available carriers for informed comparison.
Long-term care insurance agents help clients plan for either a one-time policy purchase for immediate needs or a recurring policy to address ongoing care expenses. Coverage typically includes assistance with daily living activities such as bathing, dressing, and mobility for residents of McKinney, Texas, as well as surrounding senior communities. Agents in this area explain how policies can protect personal savings from the high cost of nursing homes or home health aides. Service runs on a scheduled, as-needed basis according to each client's timeline for enrollment updates or policy reviews.
Amity Insurance Group specializes in helping clients plan for long-term care needs and offers guidance on selecting suitable policies in the McKinney, Texas area. The company works with individuals and families to understand their future care options, emphasizing proactive financial protection through insurance coverage. As a local agent, it provides personalized consultations designed to explain policy features and potential costs. During the open enrollment season, the agency assists Medicare-eligible clients in coordinating long-term care coverage with their existing health benefits.
As North Texas summers highlight the fragility of active lifestyles, families seek financial protection against future care needs. Your Agent LLC in McKinney guides local clients through long-term care insurance options, focusing on affordable lifetime coverage for unassisted living or nursing support. They explain how policies help preserve retirement savings during extended care events. An initial consultation begins with reviewing current health and financial assets to determine eligibility and suitable plan limits.
As a long-term care insurance agent serving McKinney, Texas, Parker Preferred Insurance helps residents protect their savings from the high expenses of extended care. These policies cover nursing home stays, assisted living, or in-home support, giving families financial peace for their futures. The agency also assists local businesses in securing group long-term care benefits for their employees across the broader McKinney area. Following a policy consultation or a new enrollment, clients often return for annual reviews so their coverage stays aligned with changing care needs.
Paine Insurance Group in McKinney, Texas, helps individuals and families plan for the financial challenges of aging and chronic illness. This agency specializes in arranging long-term care insurance policies that provide coverage for services not typically covered by standard health insurance or Medicare. Agents work with clients to understand different coverage options for extended nursing, assisted living, or in-home care needs. These services can be tailored for various commercial sectors, including professional offices, warehouses, and food service establishments.
Chad Watts - State Farm Insurance Agent, based in McKinney, TX, is known for helping individuals plan for the financial challenges of extended care needs. The agency provides guidance on long-term care insurance policies that can help cover costs of nursing homes, assisted living, or in-home care. These solutions allow clients to preserve savings and maintain independence. As a complement to standard policies, the agent can also offer options for adding inflation protection to address rising healthcare expenses.
What Does a a Long-Term Care Insurance Agent in McKinney Cost?
Long-term care insurance premiums in Texas vary widely based on age health and coverage amount. A typical policy for a 55-year-old in McKinney might cost between 1,500 and 3,000 dollars per year for a 150,000 dollar benefit pool with 3 percent inflation protection. Costs increase with age and for those with health conditions. This is general information and not insurance advice.
About long-term care insurance agents in McKinney
Long-term care insurance agents in McKinney Texas help residents plan for future care costs such as nursing homes or home health aides. Texas offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. An agent can explain how these state-specific policies work and help you compare options from multiple insurers.
Frequently Asked Questions
What does a long-term care insurance agent in McKinney do?
An agent helps you understand your coverage options and compare policies from different companies. They explain Texas Partnership plans and how they interact with Medicaid. They also guide you through the application process including medical underwriting.
How do Texas Partnership policies work?
Texas Partnership policies are special long-term care plans that let you keep assets equal to the benefits paid if you later need Medicaid. For example if your policy pays 200,000 dollars in benefits you can keep 200,000 dollars in assets and still qualify for Medicaid. An agent can show you how this protects your savings.
What is the age limit for buying long-term care insurance in Texas?
There is no state law setting a maximum age but most insurers stop issuing new policies after age 79 or 84. Premiums increase with age so buying in your 50s or 60s usually locks in lower rates. An agent can help you find a policy that fits your age and health status.
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