The top-rated long-term care insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,269 reviews. Other highly rated options include LSM Insurance Agency, Pirkle Weir Insurance Agency, Medicare Store by Agency4RED. This directory lists 19 long-term care insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grimes Insurance Agency Inc. | 8917 Milwaukee Ave | (806) 762-0544 |
| 2 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 3 | Pirkle Weir Insurance Agency | 2509 86th St | (806) 368-7340 |
| 4 | Medicare Store by Agency4RED | 2811 S Loop 289 #5 | (806) 702-7770 |
| 5 | Dear Insurance | 4412 74th St Suite A-100 | (806) 787-3571 |
| 6 | Mission Medicare Insurance Agency | 2702 82nd St | (806) 590-1234 |
| 7 | Weston Taylor Insurance | 8207 Ithaca Ave # C | (806) 783-0130 |
| 8 | Beadle Insurance Agency, LLC | 8008 Slide Rd Suite 22 | (806) 798-7900 |
| 9 | Hotchkiss Insurance - Formerly InCore Group | 4415 71st St Suite #12 | (806) 722-2110 |
| 10 | Hettler Insurance Agency | 4720 S Loop 289 | (806) 798-7800 |
Grimes Insurance Agency Inc. serves the Lubbock, Texas metro and surrounding county area as a long-term care insurance agent. The company helps individuals plan for future care needs by explaining the variety of policies available. They work with clients to understand the costs of assisted living, nursing homes, and home health care. Their services cover policy selection and application processing for long-term care coverage. They also assist beneficiaries with claims coordination for these plans.
LSM Insurance Agency assists clients in Lubbock, Texas, with evaluating and selecting long-term care insurance policies to help cover future personal and custodial care needs. The agency regularly reviews existing coverage and helps adjust policy terms as personal health and financial situations change over time. It also answers questions about policy features, eligibility, and premium structures. The agency assists families and individuals residing in single-family homes, apartments, retail locations, and restaurants by offering thoughtful guidance on long-term care protection.
As Lubbock residents consider their financial plans for the coming year, securing coverage for future extended care needs becomes a key concern. Pirkle Weir Insurance Agency addresses this challenge by providing guidance on Long-Term Care Insurance options. The team helps clients understand policy structures and benefits available within the region. Their process begins by scheduling a thorough needs assessment to evaluate individual circumstances and potential coverage solutions tailored to the client’s situation.
Medicare Store by Agency4RED serves Lubbock area homeowners and adult children seeking long-term care insurance to protect assets against future care costs. The agency advises clients on policies that cover nursing home, assisted living, or in-home support services. Each consultation focuses on individual financial scenarios, explaining coverage options and benefit triggers in plain language. This ensures families can plan ahead without uncertainty. Beyond Lubbock proper, the firm also supports residents in the surrounding neighborhoods, including those near Texas Tech University in the western part of the metro.
Serving Lubbock and the surrounding South Plains communities, Dear Insurance assists clients with planning for long-term care needs. It handles the selection and enrollment of long-term care insurance policies designed to help cover the costs of assisted living, nursing home care, or home health services. Its work involves evaluating individual health histories and financial situations to identify suitable coverage options. The agent typically conducts personalized consultations to compare policy benefits and explain coverage terms before helping applicants complete the required paperwork for enrollment.
For those preparing for future care needs, Mission Medicare Insurance Agency in Lubbock, TX distinguishes between one-time policy consultations and recurring reviews as circumstances change. Solutions typically cover home health aides, assisted living, nursing facility stays, or adult day services under a long-term care plan. Policies may be triggered by a doctor-certified inability to perform daily tasks like bathing or dressing. Service operates on a scheduled basis, aligning annual policy updates with clients’ preferred review frequency.
Weston Taylor Insurance specializes in long-term care insurance solutions for clients in Lubbock, Texas. The agency assists individuals with evaluating and securing coverage plans that help protect assets and manage the costs of future care needs. It works with residents to understand policy options, including benefit triggers and coverage durations, to match diverse health and financial situations. The office is particularly helpful during open enrollment periods or when clients face imminent retirement and seek to address potential care expenses not covered by standard health insurance.
As Lubbock residents begin looking ahead to estate planning needs or changes in family health circumstances, many seek reliable guidance on long-term care coverage. Beadle Insurance Agency, LLC offers services as a long-term care insurance agent in the area, helping clients navigate policy options that can protect savings from future care expenses. The agency focuses on explaining coverage terms, benefit periods, and inflation riders to match individual budgets and goals. Local service often begins with a no-obligation initial assessment of a person’s current health and financial situation.
Hotchkiss Insurance, formerly InCore Group, serves Lubbock, Texas, as a long-term care insurance agent. Its residential service helps local families plan for future care needs through tailored policy options. The company also provides commercial coverage for businesses in the area. These long-term care insurance consultations address protecting assets and ensuring access to home health or facility care. They develop straightforward plans for the mostly older clientele. After an initial enrollment, the company follows up between regular visits to adjust coverage as health needs or financial situations change.
Hettler Insurance Agency provides long-term care insurance guidance to individuals and families in Lubbock, Texas, helping them plan for future care needs. The agency specializes in policies that cover assistance with daily activities, such as bathing or dressing, when aging or illness arises. Their work includes comparing plans from various carriers to find suitable coverage. The agency can serve commercial sectors that include offices, warehouses, and food service.
What Does a a Long-Term Care Insurance Agent in Lubbock Cost?
Typical annual premiums for long-term care insurance in Texas range from 1,500 to 4,000 dollars for a 55-year-old depending on coverage amount and benefit period. Costs increase with age and health conditions. This is general information not insurance advice.
About long-term care insurance agents in Lubbock
Long-term care insurance agents in Lubbock Texas help residents plan for future care needs. Texas law offers a 30-day free look period for new policies allowing you to review coverage. Agents can explain how policies work with Medicare and Medicaid in Texas.
Frequently Asked Questions
What does a long-term care insurance agent in Lubbock do?
An agent helps you compare policies from different carriers and choose coverage that fits your budget and health needs. They also explain Texas specific rules like the 30-day free look period and inflation protection options.
Is long-term care insurance worth it for Texas residents?
It can be valuable if you want to protect savings from high care costs. In Texas the average annual cost for a private nursing home room is over 70,000 dollars. A policy can help cover these expenses.
What Texas laws affect long-term care insurance?
Texas requires insurers to offer inflation protection and a nonforfeiture benefit. Policies must also include a 30-day free look period. Agents must follow the Texas Department of Insurance rules for sales and disclosures.
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