The top-rated long-term care insurance agent in Little Elm, Texas is Ryan Dunn - State Farm Insurance Agent, rated 5.0 stars across 410 reviews. Other highly rated options include Ricardo Sempertegui - State Farm Insurance Agent, Justin Bigby - State Farm Insurance Agent, Michel Hambrick Agency. This directory lists 12 long-term care insurance agents serving Little Elm.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Dunn - State Farm Insurance Agent | 800 W Eldorado Pkwy Ste 116 | (469) 238-0912 |
| 2 | Ricardo Sempertegui - State Farm Insurance Agent | 1000 E Eldorado Pkwy Suite 60 | (469) 777-4377 |
| 3 | Justin Bigby - State Farm Insurance Agent | 2601 Little Elm Pkwy Ste 1004 | (972) 395-1581 |
| 4 | Michel Hambrick Agency | 2601 Little Elm Pkwy Suite 202 | (469) 294-1944 |
| 5 | Nexum Insurance | 407 W Eldorado Pkwy #320 | (972) 292-9752 |
| 6 | Bob Parker - State Farm Insurance Agent | 2763 E Eldorado Pkwy #135 | (972) 292-1900 |
| 7 | Kristian Schwitzer Insurance Agency | 309 W Eldorado Pkwy #210 | (469) 935-7066 |
| 8 | Leissner Agency LLC | 2103 E Eldorado Pkwy #200 | (469) 850-0860 |
| 9 | Melliand Insurance | 700 Lake Meadow Ln | (972) 346-4666 |
| 10 | SS Integra Insurance | 2425 Foxwood Ln | (214) 544-9445 |
Ryan Dunn - State Farm Insurance Agent serves Little Elm, Texas, and the surrounding areas with long-term care insurance solutions. The agency helps individuals plan for future care needs that are not typically covered by health insurance or Medicare. By offering policy options that assist with costs for nursing home stays, in-home care, or assisted living facilities, it addresses the financial challenges of extended medical support. The agency advises on how to protect assets while securing access to necessary care. Ryan Dunn handles long-term care applications and subsequent policy management services.
Ricardo Sempertegui - State Farm Insurance Agent in Little Elm, TX provides a full range of long-term care insurance services, including policy consultations and guidance on selecting appropriate coverage plans. The company also offers ongoing service and support for existing policyholders, helping to adjust plans as needs change over time. Clients in the area can receive assistance with claims and benefit questions. This agency primarily services individuals and families in their local community, including those living in single-family homes, apartments, retail establishments, and restaurants.
Serving homeowners and families in and around Little Elm, Texas, Justin Bigby - State Farm Insurance Agent offers long-term care insurance policies. These plans help policyholders cover expenses associated with assisted living, nursing homes, or home health care. Navigating such complex coverage can be difficult, so this office works to explain the benefits and help clients select appropriate options. The company also provides guidance on how these policies integrate with other financial plans. Its service area extends north into the Frisco metropolitan region.
Serving Little Elm and the surrounding North Texas communities, the Michel Hambrick Agency handles long-term care insurance policies designed to help clients protect assets while planning for future care needs. The agency understands that each individual’s situation is different, from evaluating suitable coverage options to explaining policy features thoroughly. A typical job begins with a comprehensive review of the client’s financial picture, after which the agent presents tailored plans that align with the client’s personal goals and budget.
Nexum Insurance in Little Elm, Texas distinguishes between clients needing a single consultation to assess their long-term care needs and those requiring ongoing management of an existing policy, ensuring coverage evolves with changing health or financial situations. The agency helps clients select appropriate plans that safeguard assets and provide for future care costs. Service is offered on a one-time, scheduled, or as-needed basis, depending on each client’s preference for engagement.
Bob Parker, a State Farm Insurance Agent in Little Elm, TX, specializes in long-term care insurance policies designed to help cover the costs of nursing homes, assisted living, and in-home care. The agency also assists clients with broader personal insurance needs, including auto, home, and life coverage. As people in the area plan for retirement, the agency can help address the financial risks of needing extended care later in life, particularly during open enrollment periods when policy options may be revisited.
As the population of Little Elm continues to age, securing financial stability against future health needs becomes a growing concern. Kristian Schwitzer Insurance Agency addresses this by guiding clients through the complexities of long-term care insurance, helping protect assets and ensure access to quality care. The agency focuses on tailoring coverage to individual circumstances, from standalone policies to hybrid solutions that combine life insurance benefits. The initial step to explore these options begins with a straightforward consultation to review current health status and financial goals.
Leissner Agency LLC assists individuals with their long-term care insurance needs, offering guidance on coverage options that address future health and financial security. The company operates in Little Elm, Texas, helping clients navigate the complexities of insurance planning in the region. Specializing exclusively in long-term care policies, the agency devotes focused attention to this insurance area. Their services are accessible to various commercial sectors, including offices requiring employee benefits planning, warehouses managing worker protection, and food service establishments seeking coverage solutions.
Melliand Insurance, based in Little Elm, TX, offers personalized long-term care insurance options to residents in their homes and local communities. The agency also provides coverage solutions for businesses seeking to protect their employees or partners from future care needs. Serving Little Elm and the greater surrounding area, their work focuses on helping individuals plan for extended medical and personal care expenses. Clients often return to review and adjust their policies during regular follow-up visits to ensure ongoing coverage match their changing life circumstances.
SS Integra Insurance in Little Elm, Texas, is a local agency known for long-term care insurance planning. It assists clients with navigating policies that cover extended care services, such as home health aides and assisted living. The agency evaluates individual health and financial goals to recommend suitable coverage options that help protect assets. Each consultation addresses the specific needs of aging adults and their families in the North Texas region. A specialty service includes offering riders for inflation protection on new policies.
What Does a a Long-Term Care Insurance Agent in Little Elm Cost?
In Texas, long-term care insurance premiums vary by age, health, and coverage amount. A typical policy for a 55-year-old can cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs increase with added benefits like inflation riders. This is general information and not insurance advice.
About long-term care insurance agents in Little Elm
Long-term care insurance agents in Little Elm, Texas help residents plan for future care costs such as nursing homes or home health aides. Texas offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Agents can explain how this state-specific program works and compare policies from multiple carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Little Elm do?
An agent reviews your financial situation and health history to recommend suitable policies. They explain Texas Partnership rules and help you apply for coverage that meets state requirements.
Are there Texas-specific rules for long-term care insurance?
Yes, Texas requires all policies to include inflation protection options and a free-look period of at least 30 days. The Texas Department of Insurance regulates rates and policy forms.
How long does it take to get a long-term care policy in Texas?
The application process typically takes 4 to 8 weeks. Underwriting includes a health questionnaire and sometimes a phone interview or medical records review.
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