The top-rated long-term care insurance agent in Katy, Texas is Professional Insurance Organization, rated 5.0 stars across 310 reviews. Other highly rated options include DLG Insurance Agency, North Star Insurance - Medicare and Health Insurance, Wiemers Insurance Group. This directory lists 22 long-term care insurance agents serving Katy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Professional Insurance Organization | 25145 Star Ln Suite 703 | (281) 829-7595 |
| 2 | DLG Insurance Agency | 22503 Katy Fwy Suite 47 | (713) 262-5366 |
| 3 | North Star Insurance - Medicare and Health Insurance | 873 S Mason Rd Ste 320 | (832) 220-1333 |
| 4 | Wiemers Insurance Group | 23227 Red River Dr | (281) 344-2557 |
| 5 | First Choice Insurance Partners | 26717 Westheimer Pkwy Ste 201 | (832) 735-7831 |
| 6 | Texas Ria Insurance Agency | 533 S Mason Rd | (888) 512-0000 |
| 7 | TS Insurance | 1526 Katy Gap Rd #202 | (281) 396-4789 |
| 8 | Home Insurance Solutions of Texas - Equity Insurance Group | 1324 Avenue D | (281) 293-7744 |
| 9 | Cop Girl Health Insurance | 5130 Franz Rd Suite #300 | (615) 573-5133 |
| 10 | Loyal Services LLC | 2043 N Mason Rd Unit 701 | (713) 924-7727 |
Professional Insurance Organization serves the Katy, Texas area, specializing in long-term care insurance coverage. The company helps clients plan for future care needs while protecting personal assets. Its agents assess individual financial situations and health considerations to recommend appropriate policy options. They also provide guidance on navigating the complex landscape of care benefits and coverage requirements. Professional Insurance Organization regularly handles client consultations regarding benefit eligibility and claim filing support for long-term care policies.
DLG Insurance Agency provides a full range of long-term care insurance services for individuals and families in Katy, Texas. The agency helps clients navigate policy options and offers ongoing support for reviewing and maintaining existing coverage as needs change over time. Its service plans include policy reviews to adjust for inflation or changes in health. DLG Insurance Agency serves homeowners in single-family homes, residents of apartments, and business owners managing retail shops and restaurants.
North Star Insurance - Medicare and Health Insurance serves individuals and families in the Katy area who are planning for their future healthcare needs and long-term financial security. As a local long-term care insurance agent, the company assists clients in evaluating policies that help cover the costs of assisted living, nursing home care, and in-home support services. The agent works to find suitable coverage options tailored to each client’s budget and health situation. North Star Insurance also extends its services to clients in the nearby Richmond metropolitan area.
Serving Katy and the surrounding communities of the Greater Houston area, Wiemers Insurance Group specializes in long-term care insurance for local residents. This firm handles policy planning and placement for individuals seeking financial protection against high costs of extended custodial or nursing home care. It focuses on helping clients navigate the complexity of medical underwriting and coverage options. To manage a typical job, the agency first conducts a personal needs assessment to discuss potential care scenarios and budget constraints before presenting tailored plan comparisons.
First Choice Insurance Partners in Katy, TX helps clients navigate the choice between a one-time policy for immediate asset protection or scheduled installment options for ongoing premium management. The agency focuses on long-term care coverage, which pays for home health aides, assisted living, or nursing home stays when basic health insurance ends. Their service runs on either a one-time fee basis for policy selection or an as-needed schedule for annual plan reviews and claims support.
Texas Ria Insurance Agency specializes in helping individuals plan for the financial burden of extended personal or nursing care. Located in Katy, TX, the agency works with clients to evaluate and obtain long-term care insurance coverage that addresses unique needs and future uncertainties. Its general service includes policy consultation and comparison to ensure adequate protection. As the population ages and advanced medical treatments extend lifespans, the agency frequently assists families navigating coverage decisions after a parent or spouse requires sudden assisted living care.
As Texans in Katy face the rising costs of assisted living and nursing home care, securing long-term care insurance becomes a critical step in protecting retirement savings. TS Insurance serves the Katy area by helping families evaluate their coverage needs, including options for home care and facility-based benefits. Their agents guide clients through the various policy features, such as benefit periods and inflation protection riders. An initial consultation appointment is scheduled to review personal assets, health history, and income goals before recommending a plan.
Home Insurance Solutions of Texas - Equity Insurance Group assists individuals and families in Katy with evaluating their future care needs and selecting appropriate coverage plans. The company specializes in long-term care insurance, providing guidance on policy options that help protect savings from the high costs of extended care services. Their consultations focus on understanding each client’s unique financial situation and health considerations. This agency can serve clients in various commercial sectors, including office environments, warehouse operations, and food service businesses requiring key-person protection or employee benefit solutions.
Cop Girl Health Insurance, a long-term care insurance agent based in Katy, TX, is known for helping local families prepare for the financial challenges of extended personal care needs. Its services typically cover policy comparisons and plan explanations to ensure clients understand coverage options for nursing homes, assisted living, or in-home support. An additional specialty is offering coordination services to help clients integrate their long-term care benefits with existing Medicare or supplemental health plans.
Loyal Services LLC provides long-term care insurance agent services to residents of Katy, Texas. The company also assists with available commercial coverage options for local businesses seeking employee benefits in the same service area. Agents help clients evaluate policy features and costs specific to their future care needs. After an initial plan is set in place, the office schedules follow-up reviews between regular annual check-ins to adjust coverage as personal circumstances evolve.
What Does a a Long-Term Care Insurance Agent in Katy Cost?
Long-term care insurance agent services in Texas typically cost nothing upfront because agents earn commissions from insurers. Policy premiums vary widely based on age, health, and coverage level. For a healthy 55-year-old in Texas, a policy might cost between $1,500 and $3,000 per year. Costs increase with age and pre-existing conditions. This is general information, not insurance advice.
About long-term care insurance agents in Katy
Long-term care insurance agents in Katy, Texas help residents plan for future care needs. Texas law offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. An agent can explain how these policies work with local care facilities in the Katy area.
Frequently Asked Questions
What does a long-term care insurance agent in Katy do?
An agent helps you compare policies from multiple carriers and explains coverage options. They can also advise on Texas-specific programs like the Partnership plan and how it coordinates with Medicaid.
How does Texas law affect long-term care insurance policies?
Texas requires insurers to offer inflation protection and a nonforfeiture benefit. Policies sold in Texas must also include a free-look period of 30 days for cancellation.
What is the Texas Partnership for Long-Term Care?
It is a state program that lets you keep assets equal to the benefits your policy pays out. This helps you qualify for Medicaid later without spending down all your savings.
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