The top-rated long-term care insurance agent in Hurst, Texas is Healthy Insurance Dude, rated 4.9 stars across 1,358 reviews. Other highly rated options include Shaw Insurance Agency, JM Elite Insurance Service, Century Insurance Agency, Inc. This directory lists 18 long-term care insurance agents serving Hurst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Healthy Insurance Dude | 669 Airport Fwy Ste 203 | (817) 205-6257 |
| 2 | Shaw Insurance Agency | 947 W Glade Rd | (817) 479-7601 |
| 3 | JM Elite Insurance Service | 669 Airport Fwy STE 303 | (817) 677-8205 |
| 4 | Century Insurance Agency, Inc | 995 W Glade Rd | (817) 318-8900 |
| 5 | RAM Insurance Services, LLC | 235 NE Loop 820 Suite 307 | (817) 523-0056 |
| 6 | Akoya Insurance Services, LLC | 1500 Norwood Dr #300 | (817) 769-6546 |
| 7 | Kurt Steigerwald: Allstate Insurance | 601 W Harwood Rd | (817) 282-8828 |
| 8 | Atlas General Agency | 1750 Norwood Dr | (972) 595-5600 |
| 9 | Ashford Insurance Medicare Plans | 1245 Southridge Ct Suite 101 | (817) 952-3153 |
| 10 | Texas American Insurers Inc | 669 Airport Fwy Ste. 302 | (817) 877-3101 |
Healthy Insurance Dude serves the Hurst, Texas area and surrounding Tarrant County as a long-term care insurance agent. It helps clients plan for future care needs by offering policy guidance and coverage options for home health services, assisted living facilities, and nursing home care. The agency works with individuals to evaluate financial protection strategies against the high cost of extended care. Its services include comparing long-term care insurance plans from multiple carriers.
Shaw Insurance Agency in Hurst, Texas provides initial consultation and policy enrollment for long-term care coverage, helping clients plan for future care needs. Ongoing service includes annual policy reviews to adjust benefits as health costs change, and claims assistance to navigate benefit claims efficiently. The agency also offers guidance on policy riders for inflation protection and shared care options. Its services cover single-family homes, apartments, retail, and restaurants.
Serving the Hurst, Texas area and surrounding communities, JM Elite Insurance Service handles long-term care insurance needs for local clients. The company assists individuals in understanding policy options for future care expenses and asset protection. Their approach involves reviewing individual circumstances and explaining available coverage choices to match specific needs. After evaluating a client’s particular situation, the agent typically presents policy details and facilitates the application process.
Century Insurance Agency, Inc in Hurst, TX serves individuals, families, and local business owners seeking personalized long-term care insurance solutions. It helps clients plan for future health needs by explaining policy options that cover home care, assisted living, and nursing facility expenses. Through careful assessments of each customer’s financial and health situation, the agent identifies suitable coverage to protect assets from the high costs of extended care. The agency also serves clients throughout the surrounding Dallas-Fort Worth metro area.
Some long-term care insurance agents handle both one-time policy reviews and ongoing coverage adjustments for clients in Hurst, Texas. RAM Insurance Services, LLC focuses on long-term care insurance needs, helping individuals understand benefit structures and policy options that protect against future care costs. This work involves comparing plan features, explaining premium implications, and clarifying coverage limitations. Serving local residents, their assistance is available on either a scheduled appointment basis or an as-needed consultation basis to address changing coverage circumstances.
Akoya Insurance Services, LLC specializes in matching individuals and families with appropriate long-term care insurance policies to help cover the costs of custodial care. Based in Hurst, TX, the agency guides clients through plan options, policy features, and the application process, making insurance more accessible. It assists with regional concerns like nursing home expenses or in-home care arrangements, particularly when seasonal changes prompt reassessments of aging family members’ care plans or coverage needs during winter months.
As families in the Hurst area plan for future healthcare needs, a long-term care insurance agent helps structure coverage that protects life savings during a time of potential extended illness. Kurt Steigerwald: Allstate Insurance addresses local concerns by evaluating financial strategies unique to Texas seniors, offering plans that preserve independence while managing long-term support costs. The company specializes in matching policy options to specific retirement timelines and state partnership regulations. A confidential consultation sets the stage for a personalized assessment.
Atlas General Agency provides professional guidance on long-term care insurance options for clients in Hurst, Texas. The agency helps individuals understand policies that cover extended care services not typically included in standard health plans. Its work involves assessing personal needs, explaining coverage details, and assisting with the application process. Atlas General Agency can also serve local commercial sectors, including offices, warehouses, and food service establishments seeking employee benefit consultations.
Ashford Insurance Medicare Plans provides long-term care insurance guidance to residents in Hurst, Texas. This agency also assists local businesses with commercial coverage solutions for long-term care needs. Serving primarily the Hurst area and surrounding Tarrant County communities, the office helps clients evaluate policy options for future care planning. After selecting a plan, many customers return for annual policy reviews or to update coverage between regular service intervals to match changing health circumstances.
Texas American Insurers Inc, based in Hurst, Texas, is known for guiding clients in Hurst and the surrounding area through the complexities of long-term care insurance. The agency helps individuals evaluate coverage options designed to protect assets and manage the high costs of extended care services, including home health aides and nursing facility stays. Its work focuses on matching policies to specific financial and health planning needs. The company additionally assists with incorporating long-term care riders into existing life insurance policies.
What Does a a Long-Term Care Insurance Agent in Hurst Cost?
Long-term care insurance costs in Texas vary by age health and benefit amount. A typical policy for a 55 year old might cost 150 to 300 dollars per month for 165000 dollars in benefits. Partnership policies may have slightly higher premiums but offer asset protection. Costs can increase each year as you age. This is general information not insurance advice.
About long-term care insurance agents in Hurst
A long-term care insurance agent in Hurst Texas helps you plan for future care costs while protecting your savings. Texas offers the Partnership for Long-Term Care program which allows policyholders to qualify for Medicaid without spending all assets. An agent can explain how these state-specific rules apply to your situation.
Frequently Asked Questions
What does a long-term care insurance agent in Hurst do?
An agent helps you compare policies from different companies and choose coverage that fits your budget. They explain benefit triggers elimination periods and inflation options. They also guide you on Texas Partnership policies that provide asset protection.
How do Texas Partnership policies work?
Texas Partnership policies let you keep assets equal to the benefits paid by your policy if you later need Medicaid. For example if your policy pays 100000 dollars you can keep that much in assets and still qualify for Medicaid. An agent can show you which insurers offer these plans in Texas.
Is there a time limit to buy long-term care insurance in Texas?
There is no state deadline but insurers usually require you to be in good health and under age 85. Premiums are lower when you buy at a younger age. Texas law gives you a 30 day free look period to cancel a policy for a full refund.
Long-Term Care Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton