The top-rated long-term care insurance agent in Fulshear, Texas is Jay Moyer - State Farm Insurance Agent, rated 5.0 stars across 195 reviews. Other highly rated options include Rundlof Insurance Group, Jeff Gilbert - State Farm Insurance Agent, Thrive Insurance Group. This directory lists 12 long-term care insurance agents serving Fulshear.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jay Moyer - State Farm Insurance Agent | 5757 Flewellen Oaks Lane Ste 401 | (281) 829-2886 |
| 2 | Rundlof Insurance Group | 5757 Flewellen Oaks Lane #701 | (281) 384-8182 |
| 3 | Jeff Gilbert - State Farm Insurance Agent | 8045 FM359 Ste 111 | (281) 533-4201 |
| 4 | Thrive Insurance Group | 8045 FM359 Suite 202 | (281) 640-3733 |
| 5 | Dr.SeguroUSA | 5106 a prairie Terrace Ln | (321) 317-9591 |
| 6 | Fulshear Insurance | 30415 5th St Suite E | (281) 533-9067 |
| 7 | CLM Insurance Agency | 5757 Flewellen Oaks Lane #702 | (832) 734-5017 |
| 8 | HealthMarkets Insurance - Kyle Brown | 4007 Addison Ranch Ln | (281) 300-8715 |
| 9 | Paul Lytle: Allstate Insurance | 8030 FM 359 Rd S, suite d | (832) 266-0153 |
| 10 | Todd Shipp - State Farm Insurance Agent | 30302 2nd St Unit 3 | (713) 464-4255 |
Jay Moyer - State Farm Insurance Agent serves the Fulshear, Texas area, focusing on long-term care insurance planning. The agency helps individuals understand coverage options for nursing home, assisted living, and in-home care. Policy consultations address how these plans protect personal assets and manage future health expenses. Clients receive guidance on benefit amounts and elimination periods. The company specifically handles policy applications and claims support for long-term care coverage.
Rundlof Insurance Group provides guidance on long-term care insurance options for individuals in the Fulshear, Texas area. It offers plan comparisons and policy evaluations to help clients prepare for potential future care needs. Service and maintenance plans include annual policy reviews and ongoing claims assistance to ensure coverage remains aligned with changing health requirements. The company services single-family homes, apartments, retail businesses, and restaurants.
Jeff Gilbert - State Farm Insurance Agent in Fulshear, TX serves families and individuals planning for future healthcare needs. This agency assists clients with long-term care insurance options that can help cover costs of assisted living, nursing home care, or in-home support. The team works to explain policy features and benefits clearly. Coverage discussions are tailored to each client’s financial situation and timeline. This agent also provides service to residents in nearby Katy and the greater Houston metropolitan area.
Thrive Insurance Group serves Fulshear, Texas, and the surrounding communities throughout the Greater Houston area. The agency handles long-term care insurance policies, which help clients cover costs associated with assisted living, nursing homes, or in-home care. A typical engagement begins with a needs assessment to evaluate the client's current health, budget, and future care preferences. The agent then presents policy options from multiple carriers, focusing on benefit amounts, elimination periods, and inflation protection to build a tailored coverage plan.
Dr. SeguroUSA, based in Fulshear, Texas, specializes in long-term care insurance, distinguishing between one-time policy purchases and recurring premium service options for clients planning future care needs. Coverage typically addresses expenses such as in-home assistance, assisted living, or nursing facility stays, helping protect assets during extended care periods. For ongoing support, this long-term care insurance agent runs service on a scheduled basis, ensuring policy reviews and adjustments align with changing health circumstances and local Fulshear market conditions.
Fulshear Insurance provides long-term care insurance expertise in Fulshear, Texas, specializing in policies that cover extended nursing home stays, in-home care, and assisted living costs. The agent works with local clients to assess personal health risks and financial goals, guiding them through policy comparisons and eligibility requirements for coverage. It helps address the seasonal concern of families confronting a parent's unplanned illness or injury during the winter holidays, when immediate care decisions and funding questions become urgent.
As families in Fulshear consider the rising costs of extended care in retirement, planning ahead becomes essential. CLM Insurance Agency provides guidance on long-term care insurance policies designed to help protect savings and assets. The company explains options for coverage that address home care, assisted living, or nursing facility needs. Because individual health factors and financial goals vary, every discussion begins with a thorough review of the client’s current situation and future priorities. The process starts with a no-obligation initial assessment to evaluate suitable policy types.
HealthMarkets Insurance - Kyle Brown helps individuals and families plan for future care needs by offering long-term care insurance policies. As a local agent based in Fulshear, Texas, the agency focuses on protecting assets and ensuring access to quality care services. Guidance is provided for selecting coverage that addresses personal health goals and financial circumstances. This long-term care insurance agent serves a wide range of commercial sectors, including offices, warehouses, and food service establishments.
Todd Shipp - State Farm Insurance Agent in Fulshear, TX is known for providing long-term care insurance to local residents. The company helps clients plan for future care needs, offering policies that cover assistance with daily activities either at home or in a facility. Its service range addresses financial protection for seniors and families seeking to preserve assets against high care expenses. A specialty service it can add on is a life insurance policy with a long-term care rider for combined coverage.
What Does a a Long-Term Care Insurance Agent in Fulshear Cost?
Long-term care insurance premiums in Texas vary by age, health, and coverage amount. A typical policy for a 55-year-old in Fulshear may cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs are higher for policies with larger daily benefits or longer benefit periods. This is general information and not insurance advice.
About long-term care insurance agents in Fulshear
Long-term care insurance agents in Fulshear, Texas help residents plan for future care needs such as nursing home stays or in-home assistance. Texas law requires agents to hold a valid state license and follow the Texas Insurance Code. Local agents understand the growing senior population in Fort Bend County and can guide you through policy options that meet Texas Partnership for Long-Term Care program standards.
Frequently Asked Questions
What does a long-term care insurance agent in Fulshear do?
A long-term care insurance agent helps you compare policies from multiple carriers, explains coverage details, and assists with application forms. They ensure the policy meets Texas regulations, including the 30-day free look period required by state law.
How do Texas long-term care insurance laws affect my policy?
Texas requires insurers to offer inflation protection and nonforfeiture benefits. The Texas Department of Insurance also mandates a 30-day free look period during which you can cancel for a full refund. Your agent can explain how these rules apply to your specific situation.
Can I use a long-term care insurance agent if I already have a policy?
Yes, an agent can review your current policy to see if it still meets your needs. They can also help you explore options like the Texas Partnership program, which allows you to protect some assets if you later need Medicaid.
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