The top-rated long-term care insurance agent in Farmers Branch, Texas is Primera Insurance & Tax Services, rated 4.9 stars across 576 reviews. Other highly rated options include Juliana Velez - State Farm Insurance Agent, Fiesta Auto Insurance & Tax Service, Sterling Health: Agents & Educators. This directory lists 15 long-term care insurance agents serving Farmers Branch.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Primera Insurance & Tax Services | 4100 Spring Valley Rd Suite 205 | (469) 498-0650 |
| 2 | Juliana Velez - State Farm Insurance Agent | 14465 Webb Chapel Rd #219 | (972) 661-2222 |
| 3 | Fiesta Auto Insurance & Tax Service | 2914 Valley View Ln Suite 100 | (972) 584-1662 |
| 4 | Sterling Health: Agents & Educators | 1750 Valley View Ln Suite #140 | (817) 784-7993 |
| 5 | Care N' Care Insurance Company, Inc. | 1603 Lyndon B Johnson Fwy #300 | (817) 529-9230 |
| 6 | Antonio Gimmillaro: Allstate Insurance | 3504 Belt Line Rd #105 | (972) 239-0300 |
| 7 | Texas Premium Insurance Services | Inside EL Rancho, 2770 Valwood Pkwy | (469) 729-5185 |
| 8 | InsureOne Insurance | 11511 Luna Rd Ste 500 | (800) 399-0707 |
| 9 | Wilkerson Insurance Agency | 2727 Lyndon B Johnson Fwy Suite 1062 | (214) 501-9613 |
| 10 | WeCare Solutions Group | 2655 Villa Creek Dr Bldg NW, Suite 249 | (888) 720-3121 |
Primera Insurance & Tax Services serves the Farmers Branch, Texas, area and the surrounding metro as a long-term care insurance agent. It assists individuals and families in planning for future custodial needs that are not covered by standard health plans. The agency focuses on helping clients navigate the selection of policies that provide financial protection against the costs of extended home care or assisted living. Among its specific offerings, it handles plan comparisons and the enrollment process for qualified long-term care coverage.
Juliana Velez, a State Farm Insurance agent in Farmers Branch, Texas, provides long-term care insurance to help clients plan for future personal care needs. These policies typically cover assistance with daily activities such as bathing or dressing when a person can no longer manage independently. Service plans include customizing coverage limits and benefit periods to match anticipated expenses, while maintenance plans involve annual policy reviews to adjust for changing health care costs and inflation. The agent services single-family homes, apartments, retail, and restaurants.
Fiesta Auto Insurance & Tax Service in Farmers Branch, TX assists clients in distinguishing between short-term policy needs and recurring long-term care coverage. Their agent work focuses on helping families plan for future custodial care costs while protecting assets. Coverage discussions typically address nursing home, assisted living, and home health care expenses under individualized plans. Service is provided on an as-needed basis, allowing clients to schedule appointments for plan reviews or policy updates whenever required.
Sterling Health: Agents & Educators in Farmers Branch, TX specializes in providing long-term care insurance policies tailored to protect assets and cover future care needs. Its agents assist clients in evaluating policy options and understanding complex coverage details. The company also supports families comparing benefit periods and inflation protection features. As open enrollment periods approach near the end of the calendar year, it helps individuals who may be turning a new age or adjusting their financial strategy secure coverage before their next wellness review.
Serving Farmers Branch and the surrounding Dallas-Fort Worth communities, Care N' Care Insurance Company, Inc. focuses on long-term care insurance coverage for local clients. The agency addresses the financial planning needs associated with extended care by evaluating policies that protect assets and provide access to necessary services. Typical clients come to discuss preparing for potential future health needs that are not covered by standard health plans. A general approach involves reviewing individual situations and explaining policy options available.
When Farmers Branch families consider the financial impact of a later-life health event, planning for long-term care coverage becomes a seasonal priority. Antonio Gimmillaro: Allstate Insurance provides guidance on local long-term care insurance agent services, helping residents navigate policy options that address future assisted living or home-care costs. The company explains how these plans protect personal savings and coordinate with other insurance. An initial assessment begins with reviewing a client’s current health status, age, and financial goals to identify suitable coverage limits and elimination periods.
Texas Premium Insurance Services assists individuals in Farmers Branch and the surrounding area with their insurance needs. The agency specializes in long-term care insurance coverage, helping clients plan for future care and asset protection. They offer guidance on policy options that can address assisted living, home health care, and nursing facility expenses. The agency serves commercial sectors including professional offices, warehouses, and food service establishments, ensuring clients have appropriate coverage for their industry-specific operations.
InsureOne Insurance serves residents in Farmers Branch and the surrounding area with long-term care insurance coverage options. The company also works with local businesses that may need group long-term care plans for their employees. Their service area includes the immediate community and nearby neighborhoods. Property owners and managers come to them for guidance on selecting a plan that fits their budget and future needs. This office encourages follow-up conversations and repeat service arrangements between regular enrollment periods for adjustments or policy renewals.
Wilkerson Insurance Agency is known for helping clients in Farmers Branch, Texas, navigate the complexities of long-term care coverage. The company offers personalized consultations to assess individual needs for future care expenses, focusing on policies that protect assets and provide access to home health aides or assisted living facilities. Every plan is explained clearly to address local cost variations and regulatory requirements. A specialty niche service includes pairing long-term care policies with annuities to create a comprehensive retirement income and health care strategy.
What Does a a Long-Term Care Insurance Agent in Farmers Branch Cost?
Long-term care insurance costs in Texas vary by age, health, and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. Higher benefits or inflation riders increase the premium. This is general information, not insurance advice.
About long-term care insurance agents in Farmers Branch
Long-term care insurance agents in Farmers Branch, Texas help residents plan for future care costs. Texas law requires agents to be licensed by the Texas Department of Insurance. These agents can explain policy options and how Texas Partnership for Long-Term Care programs work.
Frequently Asked Questions
What does a long-term care insurance agent in Farmers Branch do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage details and costs. They also help you understand Texas specific rules like the 90 day free look period.
How do Texas laws affect long-term care insurance?
Texas requires all long-term care policies to include inflation protection unless you waive it in writing. The Texas Department of Insurance also mandates a 30 day grace period for late payments. Agents must follow these rules when selling policies.
What is the Texas Partnership for Long-Term Care?
The Texas Partnership is a program that lets you keep more assets if you buy a qualifying policy. It helps you qualify for Medicaid later without spending down all your savings. An agent can tell you if a Partnership policy is right for you.
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