The top-rated long-term care insurance agent in DeSoto, Texas is Jarvis Hill - State Farm Insurance Agent, rated 4.9 stars across 241 reviews. Other highly rated options include ALPA Insurance, Knott Insurance Group, Ernie Williams Insurance Agency. This directory lists 19 long-term care insurance agents serving DeSoto.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jarvis Hill - State Farm Insurance Agent | 204 W Pleasant Run Rd | (972) 228-8877 |
| 2 | ALPA Insurance | 900 N Hampton Rd | (469) 297-9003 |
| 3 | Knott Insurance Group | 1319 S Interstate 35 E | (972) 217-2004 |
| 4 | Ernie Williams Insurance Agency | 917 N Hampton Rd Suite 205 | (972) 200-7089 |
| 5 | AFIG, LLC Insurance Services | 1801 N Hampton Rd Ste. 383 | (469) 461-3381 |
| 6 | Ai United Insurance | 719 N Hampton Rd suite 609 | (469) 225-3999 |
| 7 | Alison Fourtner - State Farm Insurance Agent | 1636 N Hampton Rd Ste 101 | (972) 227-2408 |
| 8 | AV Towers Insurance Group LLC | 2727 Bolton Boone Dr suite 115 | (214) 669-7571 |
| 9 | Valerie Stanton Insurance | 235 E Belt Line Rd | (972) 223-6199 |
| 10 | My Life and Health Agent | 849 S Interstate 35 E | (956) 663-3806 |
Jarvis Hill - State Farm Insurance Agent serves the DeSoto, Texas area as a local long-term care insurance agent. This agency helps individuals plan for future medical and personal care needs that may arise due to chronic illness, disability, or aging. Long-term care policies can cover services such as in-home assistance, adult day care, or nursing home care. The office guides clients through comparing policy options to protect assets and family finances. Additionally, the agency assists with health insurance and Medicare supplement plans in the DeSoto community.
ALPA Insurance in DeSoto, Texas, is known for providing long-term care coverage that helps manage costs for extended personal or nursing care. This agency works with clients to assess potential needs at home or in a facility, then guides them toward suitable policy options. Its service range includes evaluating benefit triggers, daily benefit amounts, and inflation protection. Commonly, these plans can supplement Medicare or personal savings. For specialty service, ALPA Insurance can also assist with adding a shared spousal benefit rider to coordinate coverage for partners.
Knott Insurance Group provides long-term care insurance agency services for individuals and families in the DeSoto, TX, area. The company assists clients with navigating policy options designed to cover future custodial or nursing care needs. Its ongoing service includes policy reviews to help adjust coverage as health circumstances and financial situations evolve. Maintenance plans involve helping clients understand benefit triggers, inflation protection riders, and claims filing procedures over time. It services private homes, independent living facilities, assisted living communities, and nursing care residences.
Ernie Williams Insurance Agency serves local homeowners, retirees, and families planning for future care needs in DeSoto, Texas. The agency provides guidance on long-term care insurance policies designed to help cover costs associated with assisted living, nursing home stays, and in-home support services. Policies are tailored to individual budgets and health considerations. The team also assists clients in nearby neighborhoods throughout the southern Dallas-Fort Worth metro area, including the communities of Lancaster and Cedar Hill.
Serving DeSoto, Texas, and the surrounding communities, AFIG, LLC Insurance Services handles long-term care insurance coverage for local residents. It works with clients planning for future care needs that Medicare or standard health policies do not cover. The agency helps individuals explore plans that can protect savings and provide access to home care, assisted living, or nursing facility services. A typical job begins with a consultation to assess a client’s personal situation and finances, then presents policy options that match their preferences.
Ai United Insurance serves the DeSoto, Texas area as a local long-term care insurance agent, helping clients plan for future care expenses. The agency focuses on policies that cover assisted living, nursing home stays, and in-home support services. These plans are designed to protect savings while providing access to needed daily care. Residents may also explore coverage options for adult day care and home modifications to accommodate aging in place.
Alison Fourtner’s agency in DeSoto, TX, offers clients a choice between one-time consultations to review existing long-term care policies or recurring service options for those needing ongoing plan adjustments and life-stage updates. Coverage discussions focus on protecting assets from future care costs, including nursing home, assisted living, and home-based care. Service here runs on a one-time, scheduled, or as-needed basis, depending on each client’s preference and policy complexity.
AV Towers Insurance Group LLC specializes in Long-term care insurance planning, helping clients in and around DeSoto, Texas protect assets from the high cost of extended care. The company provides individual consultations to explain policy options, including coverage for in-home care or nursing facility stays. With rising healthcare needs in the region, these agents assist local seniors and families in completing applications before a health change occurs, such as an unexpected injury or a dementia diagnosis.
As families across DeSoto plan for rising health care costs in retirement, Valerie Stanton Insurance helps individuals secure long-term care coverage that preserves their savings and independence. They guide clients through policy options that cover nursing home stays, assisted living, or home-based care. Understanding the complexity of these policies, they take time to explain benefit structures, elimination periods, and inflation protection. The process typically begins with a free, no-obligation review of each client’s financial situation and future care needs.
My Life and Health Agent helps individuals in DeSoto, Texas, plan for the financial challenges of extended healthcare needs. It specializes in long-term care insurance, offering policies that cover assistance with daily living activities not paid by standard health plans. The agency can serve local businesses seeking employee benefits, including offices requiring professional support, warehouses needing tailored group coverage, and food service operations looking for reliable protection plans.
What Does a a Long-Term Care Insurance Agent in DeSoto Cost?
Long-term care insurance premiums in Texas vary by age, health, and coverage level. A typical policy for a 55-year-old in DeSoto might cost between $150 and $300 per month. For a 65-year-old, premiums often range from $250 to $500 per month. Costs can be higher with inflation protection or shorter waiting periods. This is general information and not insurance advice.
About long-term care insurance agents in DeSoto
Long-term care insurance agents in DeSoto, Texas help residents plan for future care needs. Texas law offers the Texas Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Agents guide clients through policy options and Texas-specific regulations.
Frequently Asked Questions
What is the Texas Partnership for Long-Term Care program?
The Texas Partnership is a state program that lets policyholders keep assets equal to the amount their policy pays. This helps avoid spending down assets to qualify for Medicaid. Agents in DeSoto can explain how this works with your policy.
How do I choose a long-term care insurance agent in DeSoto?
Look for an agent licensed in Texas with experience in long-term care policies. Ask about their knowledge of Texas Partnership plans and inflation protection options. Check their standing with the Texas Department of Insurance.
What are the age requirements for buying long-term care insurance in Texas?
Most insurers in Texas sell policies to people ages 18 to 84. Premiums are lower when you buy younger. Some companies have higher age limits or special underwriting rules for older applicants.
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