The top-rated long-term care insurance agent in Denton, Texas is Ryan Everet Insurance - Independent Agency, rated 5.0 stars across 249 reviews. Other highly rated options include Century Insurance Agency, Inc, Fredrick Insurance Brokers, Neal & Neal Insurance Agency. This directory lists 18 long-term care insurance agents serving Denton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Everet Insurance - Independent Agency | 121 Hann St | (940) 268-5112 |
| 2 | Century Insurance Agency, Inc | 2735 Wind River Ln # 151 | — |
| 3 | Fredrick Insurance Brokers | 502 W Oak St STE 102 A | (972) 375-0507 |
| 4 | Neal & Neal Insurance Agency | 4202 N Interstate 35 | (940) 387-8281 |
| 5 | Wade Hunt Insurance | 303 N Carroll Blvd Suite 220 | (940) 591-8581 |
| 6 | Ramey & King Insurance | 830 S Interstate 35 | (940) 382-9691 |
| 7 | Healthmarkets Insurance - Amy Nicole Grissom | 1312 Teasley Ln | (469) 819-0400 |
| 8 | Agents Alliance Services | 1112 N Locust St | (877) 531-5464 |
| 9 | D3 Insurance Group - Denton | 1111 Teasley Ln | (940) 566-2202 |
| 10 | Texas Farm Bureau Insurance Company | 3201 E University Dr | (940) 387-8572 |
Ryan Everet Insurance - Independent Agency serves the Denton County area with focused guidance on long-term care insurance planning. The agency helps clients evaluate coverage options for protecting assets against the high costs of extended care. It works with individuals and families to compare policies that cover both in-home care and facility-based services in the region. Comprehensive consultations are offered to clarify policy terms and benefit structures. The agency specifically handles enrollment for home health care policies and coordination of nursing home coverage benefits.
Fredrick Insurance Brokers provides long-term care insurance planning for individuals in the Denton, Texas, area. Its services include policy selection assistance and ongoing maintenance of coverage plans to address potential future care needs. The agency works with clients to review existing policy options and adjust plans as personal circumstances change. It focuses on helping local residents secure financial protection for extended care. The company services single-family homes, apartments, retail, and restaurants.
Neal & Neal Insurance Agency in Denton, TX serves individuals and families seeking financial security against the high costs of extended care. It offers guidance in evaluating long-term care insurance policies designed to cover assisted living, nursing home care, and in-home support. The agency works one-on-one with clients to clarify coverage options and how premiums fit long-term budgets. Its services extend into the surrounding communities of the Dallas-Fort Worth metro, including Corinth and Lake Dallas.
Wade Hunt Insurance serves the residents of Denton, Texas, and the surrounding communities in the greater North Texas area. As a long-term care insurance agent, the company assists clients in finding coverage that helps protect assets from the high cost of extended care services. Typical plans address care received in nursing homes, assisted living facilities, or at home. The agent generally works closely with each individual to compare policy options and explain how different benefit amounts, elimination periods, and inflation riders affect long-term financial planning for future care needs.
For those managing long-term care needs, this agency can assist with both one-time policy reviews and ongoing coverage management, including claims assistance. They help clients navigate Medicare supplements and long-term care insurance plans to address future health expenses and protect assets. Service arrangements are made on either a scheduled or as-needed basis depending on policyholder requirements and life-stage changes.
Healthmarkets Insurance - Amy Nicole Grissom provides guidance on long-term care insurance planning for individuals and families in the Denton, Texas area. The agency specializes in helping clients navigate policies that cover extended care needs, such as home health aides or assisted living arrangements. Its work involves assessing personal risk factors and presenting coverage options tailored to different financial situations. In the local market, this agent also serves commercial sectors, including offices, warehouses, and food service establishments needing employee benefit discussions.
Agents Alliance Services serves as a long-term care insurance agent in Denton, TX, specializing in policies that cover nursing home, assisted living, and in-home care. Its general service work involves guiding local residents through plan comparisons, policy options, and enrollment processes to protect retirement assets from high care costs. The company also helps older clients adjust coverage to address rising premiums and changing health during annual enrollment periods.
As families in Denton begin planning for future healthcare needs during open enrollment season, D3 Insurance Group - Denton provides guidance on long-term care insurance options. These policies help cover expenses from assisted living facilities or home health aides that Medicare does not pay for. The company explains coverage varieties and premiums based on age and health history. After an introductory conversation, clients schedule an in-person review where the agent inspects current insurance gaps and outlines policy solutions.
Texas Farm Bureau Insurance Company in Denton, Texas, is known for helping local residents plan for future long-term care needs. The agency works with clients to design coverage that addresses the costs of assisted living and home-based care. Their services include policy comparisons and guidance on benefit options to match individual health and financial situations. As a specialty, they can also add a shared-care benefit that allows a couple to extend their coverage limits between each other.
What Does a a Long-Term Care Insurance Agent in Denton Cost?
Typical long-term care insurance premiums in Texas range from 100 to 300 dollars per month for a person in their 50s with moderate benefits. Rates increase with age and for richer coverage. Costs also depend on your health and the insurer. This is general information, not insurance advice.
About long-term care insurance agents in Denton
Long-term care insurance agents in Denton Texas help residents plan for future care needs such as nursing home or home health services. Texas law offers the Partnership for Long-Term Care program which allows policyholders to protect assets equal to benefits paid. An agent can explain how these policies work with local facilities and your retirement plan.
Frequently Asked Questions
What is the Texas Partnership for Long-Term Care program?
It is a state program that lets you keep assets equal to the benefits your policy pays. This helps you qualify for Medicaid later if needed. An agent in Denton can explain how this works with your coverage.
How do I choose a long-term care insurance agent in Denton?
Look for an agent licensed in Texas with experience in long-term care policies. Ask about their knowledge of Texas-specific programs and local care costs. Check their references and compare quotes from multiple companies.
What factors affect the cost of long-term care insurance in Texas?
Costs depend on your age, health, benefit amount, and policy features. Texas rates also vary by region and the type of care covered. An agent can provide quotes based on your specific situation.
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