Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 15 long-term care insurance agents in Denison, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jake Shockley - State Farm Insurance Agent
5101 Gateway Blvd Suite 107, Denison, TX 75020
(903) 462-0152
texomasf.com
Oden Insurance
618 W Woodard St, Denison, TX 75020
(903) 465-0620
odenins.com
Larry Landrum - State Farm Insurance Agent
1100 W Main St, Denison, TX 75020
(903) 463-4620
landruminsurance.com
David Means: Allstate Insurance
120 S Austin Ave #102, Denison, TX 75020
(903) 463-6751
agents.allstate.com
Charles Holder Insurance Agency, Inc.
601 W Main St, Denison, TX 75020
(903) 296-3829
holder-insurance.com
Jim McClure - State Farm Insurance Agent
2220 W Morton St, Denison, TX 75020
(903) 465-1103
jimmcclure.net
Sandra Phillips - State Farm Insurance Agent
2521 W Morton St, Denison, TX 75020
(903) 463-3740
sandraphillipsinsurance.com
Phillips Insurance Agency
212 W Main St, Denison, TX 75020
(903) 465-3167
phillipsinsuranceagency.net
Bayless-Hall Insurance Inc
501 W Woodard St, Denison, TX 75020
(903) 465-8383
bayless-hall.com
Hempkins Insurance
431 W Crawford St, Denison, TX 75020
(903) 463-6251
hempkins.com
Texas Farm Bureau Insurance Company
122 W Main St, Denison, TX 75021
(903) 463-4393
txfb-ins.com
Heath Family Agency--Farmers Insurance
1031 W Crawford St, Denison, TX 75020
(903) 226-0038
Hatfield & Son
207 N Fannin Ave, Denison, TX 75020
(903) 465-0572
FIND INSURANCE AGENCY PLLC
1200 S Mirick Ave #103, Denison, TX 75020
(940) 453-0916
Bach Insurance Group
101 E Main St #115A, Denison, TX 75021
(903) 813-1999
What Does a Long-Term Care Insurance Agent in Denison Cost?
Long-term care insurance premiums in Texas vary widely based on age, health, and coverage level. For a healthy 55-year-old, a policy with a $150 daily benefit and 3-year term may cost $1,200 to $2,500 per year. For a 65-year-old, the same coverage could range from $2,500 to $4,500 annually. Partnership policies may have slightly higher premiums but offer added asset protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Denison do?
An agent helps you compare policies from different insurers, explains coverage limits and benefit periods, and advises on Texas-specific options like the Long-Term Care Partnership Program. They do not sell one-size-fits-all plans but tailor recommendations to your age, health, and budget.
Are there Texas rules for long-term care insurance policies?
Yes, Texas requires insurers to offer inflation protection and a 30-day free look period to cancel a policy for a full refund. Policies must also include a nonforfeiture benefit option. An agent can explain how these rules protect you.
How do I choose a long-term care insurance agent in Denison?
Look for an agent licensed in Texas with experience in long-term care products. Ask about their familiarity with Texas partnership policies and check their standing with the Texas Department of Insurance. A good agent will provide clear cost comparisons without high-pressure sales.