The top-rated long-term care insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 816 reviews. Other highly rated options include Andrews Insurance Agency, Medicare Mavis, Jack Tavares: Allstate Insurance. This directory lists 19 long-term care insurance agents serving Pawtucket.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 44 East St | (401) 725-2222 |
| 2 | Andrews Insurance Agency | 450 Armistice Blvd | (401) 722-4271 |
| 3 | Medicare Mavis | 333 School St Suite 213 B | (401) 864-4716 |
| 4 | Jack Tavares: Allstate Insurance | 720 Central Ave | (401) 728-8686 |
| 5 | Butler & Messier Insurance | 1401 Newport Ave | (401) 728-3200 |
| 6 | Enhanced Benefits Insurance group | 643 Main St | (401) 662-4928 |
| 7 | Smith Insurance Group | 664 Armistice Blvd | (401) 724-1660 |
| 8 | All-Star Insurance Agency | 50 Division St | (401) 213-1244 |
| 9 | Bedrock Retirement Solutions | 200 Main St #350 | (401) 519-6630 |
| 10 | General Insurance LLC | 249 Prospect St | (401) 655-2712 |
Affordable Insurance serves the Pawtucket, Rhode Island area and the surrounding county as a long-term care insurance agent. The company assists individuals and families in evaluating their coverage needs to protect assets and maintain financial security against the costs of extended care. It provides guidance on policy features such as benefit periods and daily care maximums. Affordable Insurance handles plan comparisons for nursing home insurance and home health care insurance policies.
Andrews Insurance Agency, based in Pawtucket, Rhode Island, provides a range of long-term care insurance options tailored to help individuals plan for future care needs. Its services include advising clients on policy features and coordinating coverage that addresses nursing home, assisted living, and home health care expenses. The agency focuses on educating customers about the importance of early planning and the financial implications of long-term care. Maintenance plans typically involve periodic policy reviews to ensure coverage continues to meet clients’ changing circumstances. It services single-family homes and apartments throughout the local area.
Medicare Mavis in Pawtucket, Rhode Island assists clients in choosing between one-time policy reviews and ongoing coverage management as a long-term care insurance agent. The agency helps individuals select plans that cover nursing home care, assisted living, or home health services, tailoring options to local needs. Service is available on a scheduled or as-needed basis, depending on the client’s preference for periodic plan adjustments or immediate support.
Serving Pawtucket, Rhode Island, and the surrounding Blackstone Valley communities, Jack Tavares: Allstate Insurance handles long-term care insurance coverage to help families prepare for future care needs. The agency focuses on policies that cover nursing home, assisted living, and in-home care expenses. Each application is approached by carefully reviewing the client’s personal assets, health history, and retirement timeline to recommend a suitable policy structure.
Butler & Messier Insurance serves homeowners, businesses, and individuals across Pawtucket, Rhode Island, consulting on long-term care insurance needs. The agency helps clients evaluate policy options to protect assets against the high costs of extended care services such as nursing homes, assisted living, or home health aides. Services include explaining plan features, comparing coverage levels for local carriers, and assisting with claims guidance when care is needed. Butler & Messier Insurance also covers clients in the neighboring Blackstone Valley communities, including Central Falls and Lincoln.
Enhanced Benefits Insurance group specializes in long-term care insurance planning, helping clients prepare for future care needs while protecting assets. Based in Pawtucket, RI, the agency assists individuals and families throughout Rhode Island in evaluating policy options that cover home health aides, assisted living, and nursing home expenses. It provides straightforward consultations focused on financial security and care continuity. The agency often helps clients review coverage during open enrollment periods or after a loved one’s recent health diagnosis.
As winter weather approaches and families in Pawtucket begin planning for seasonal transitions, many seek financial protection against the rising costs of extended care. Smith Insurance Group focuses on long-term care insurance as a tool for preserving assets and maintaining care choices. Clients receive help comparing benefit triggers, daily coverage amounts, and inflation riders that align with local care facility costs in Rhode Island. The initial-assessment step involves reviewing personal health history and current policy options during a complimentary consultation.
As a local provider of long-term care insurance, All-Star Insurance Agency in Pawtucket, RI, works with clients to secure coverage that helps protect assets against the high costs of extended care. This specialty insurance assists in paying for services such as nursing home stays, assisted living, or in-home personal care. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations that seek to offer these benefits to their workforce.
Bedrock Retirement Solutions serves the long-term care insurance needs of residents in Pawtucket, Rhode Island. The agency assists clients in personally evaluating policy options that address future custodial care requirements. In addition to residential guidance, their team provides support for commercial long-term care insurance coverage as part of a comprehensive service area across the local region. Carefully assessing individual situations helps people select appropriate benefit structures for potential caregiving expenses. They remain available for follow-up consultations and ongoing policy reviews between regular office visits to ensure continued plan suitability.
General Insurance LLC, based in Pawtucket, Rhode Island, is a long-term care insurance agent known for helping clients plan for future care needs. The company assists individuals with policy selection to cover home health, assisted living, and nursing home expenses. It evaluates coverage options tailored to local healthcare costs in the area. Clients may also be offered supplemental riders for inflation protection to ensure benefits keep pace with rising care expenses over time.
What Does a a Long-Term Care Insurance Agent in Pawtucket Cost?
The cost of a long-term care insurance policy in Rhode Island varies based on age, health, and coverage level. For a 55-year-old, annual premiums typically range from $1,500 to $3,000 for a policy with a $150 daily benefit and a 3-year benefit period. Costs are higher for older applicants. This is general information, not insurance advice.
About long-term care insurance agents in Pawtucket
A long-term care insurance agent in Pawtucket helps residents plan for future care needs while protecting assets. Rhode Island offers the RI Partnership for Long-Term Care program, which allows policyholders to qualify for Medicaid without spending down all assets. An agent can explain how these state-specific policies work and compare plans from multiple carriers.
Frequently Asked Questions
What is the Rhode Island Partnership for Long-Term Care?
The RI Partnership is a program that lets you keep more of your assets if you later need Medicaid. It requires a state-approved long-term care insurance policy. An agent can help you find a qualifying plan.
How do I choose a long-term care insurance agent in Pawtucket?
Look for an agent licensed in Rhode Island with experience in long-term care insurance. Ask about their familiarity with RI Partnership policies and whether they represent multiple insurance companies.
What does long-term care insurance cover in Rhode Island?
Policies typically cover nursing home care, home health care, adult day care, and assisted living. Rhode Island law requires certain consumer protections, including a 30-day free look period to cancel the policy for a full refund.
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