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Find Long-Term Care Insurance Agents in Lincoln, RI
Looking for a long-term care insurance agent in Lincoln? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Lincoln, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 10 long-term care insurance agents in Lincoln, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Medicare Joe ®
6 Blackstone Valley Pl STE 515, Lincoln, RI 02865
(888) 676-3633
medicarejoe.org
Mapogo Insurance Group
872 Smithfield Ave, Lincoln, RI 02865
(508) 206-8766
mapogoinsurancegroup.com
The Lawrence Agency
872 Smithfield Ave, Lincoln, RI 02865
(401) 726-3210
lawrenceagencyinc.com
Amica Mutual Insurance Company
10 Amica Center Blvd, Lincoln, RI 02865
(800) 622-6422
amica.com
Amica Mutual Insurance Company
100 Amica Way, Lincoln, RI 02865
(800) 242-6422
amica.com
Blais Insurance
1 Walker St, Lincoln, RI 02865
(401) 725-0070
blaisinsurance.com
Farmers Insurance - Matthew Gilson
132 Old River Rd STE 203, Lincoln, RI 02865
(401) 270-2247
agents.farmers.com
MetLife Auto & Home, part of Farmers Insurance Group
132 Old River Rd Suite 203, Lincoln, RI 02865
(401) 270-2247
facebook.com
Laura Gustafson, CFP , CLU , ChFC
12 Linfield Dr, Lincoln, RI 02865
(401) 816-5799
lauragus.com
PGF Group
840 Smithfield Ave, Lincoln, RI 02865
(401) 487-5077
wewillcoveryou.com
Long-term care insurance agents in Lincoln, Rhode Island help residents plan for future care needs. Rhode Island offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. An agent can explain how this state-specific program works with your financial plan.
What Does a Long-Term Care Insurance Agent in Lincoln Cost?
Long-term care insurance agent services in Rhode Island are typically commission-based, meaning you do not pay a separate fee for the agent. Policy premiums vary widely by age and health, with annual costs for a 55-year-old ranging from 1,500 to 3,000 dollars for a basic plan. Costs for older applicants or those with health issues can be higher. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Lincoln do?
An agent helps you compare policies from multiple insurers and explains coverage options. They can show how a policy meets Rhode Islands Partnership requirements for asset protection. The agent does not provide legal or tax advice.
Is long-term care insurance required in Rhode Island?
No, Rhode Island does not require residents to have long-term care insurance. However, the state encourages planning through the Partnership program. An agent can help you decide if a policy fits your needs.
How does the Rhode Island Partnership program work?
The program lets you keep assets equal to the amount your policy pays out. For example, if your policy pays 100,000 dollars, you can protect that much from Medicaid spend-down. An agent can explain eligibility and policy requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.