The top-rated long-term care insurance agent in Cranston, Rhode Island is Christopher Chappell at Comparion Insurance Agency, rated 5.0 stars across 160 reviews. Other highly rated options include Marcus Alves at Comparion Insurance Agency, Jennifer Bergeron at Comparion Insurance Agency, Gaulin Insurance Agency. This directory lists 18 long-term care insurance agents serving Cranston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christopher Chappell at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1114 |
| 2 | Marcus Alves at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1105 |
| 3 | Jennifer Bergeron at Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 824-1106 |
| 4 | Gaulin Insurance Agency | 1 Rolfe Square | (401) 781-4010 |
| 5 | Celia Blanco Insurance | 1277 Cranston St | (401) 946-7678 |
| 6 | Rhode Island Insurance Agency | 63 Sockanosset Cross Rd Ste 2A | (401) 737-8176 |
| 7 | Lathrop Insurance | 75 Sockanosset Cross Rd UNIT 300 | (401) 596-2525 |
| 8 | Weaver Agency INC | 51 Sockanosset Cross Rd #205 | (508) 372-9534 |
| 9 | Comparion Insurance Agency | 1000 Chapel View Blvd Suite 128 | (401) 946-8600 |
| 10 | A. Ricciotti Insurance Associates, LLC | 100 Midway Rd Suite 20 | (401) 654-6711 |
Christopher Chappell at Comparion Insurance Agency serves the Cranston, Rhode Island area, providing long-term care insurance agent services. Because long-term care needs can arise unexpectedly, the agency helps clients understand coverage options that protect assets and ensure access to necessary care. This includes planning for in-home support services and nursing facility expenses associated with aging or chronic health conditions. The agency assists with policy comparisons tailored to individual budgets and future care preferences. It handles consultation for extended care financial strategies and customized coverage for assisted living needs.
Marcus Alves at Comparion Insurance Agency provides long-term care insurance planning services for clients in the Cranston area. The agency guides individuals through policy options that cover care needs such as nursing home stays, assisted living, and home health support. It also helps maintain coverage over time by reviewing policies as clients’ health and financial situations change. These services are available for single-family homeowners, apartment dwellers, retail employees, and restaurant workers seeking to protect against the high costs of extended care.
Jennifer Bergeron at Comparion Insurance Agency focuses on individuals and families seeking financial security through long-term care insurance in Cranston, RI. The agency helps clients plan for future care needs, protecting assets and ensuring access to quality services. For those considering policies, the agent guides them through the process of selecting appropriate coverage options. She also assists residents in nearby communities throughout the greater Providence metropolitan area.
Gaulin Insurance Agency serves individuals and families in Cranston, Rhode Island, and the surrounding communities. As a local agency, it handles the important task of helping clients secure long-term care insurance policies. This type of coverage helps protect personal assets from the high costs of extended nursing home stays, assisted living facilities, or in-home care services. The agency follows a detailed consultation process that begins with an assessment of each client’s unique financial situation and long-term health needs before presenting suitable policy options from available carriers.
Celia Blanco Insurance specializes in long-term care insurance planning for individuals and families in Cranston. The agency guides clients through various policy options designed to protect assets and maintain quality of life during extended health challenges. It also assists with comparing coverage needs, benefit periods, and inflation protection to create sound financial strategies. This work is vital for those approaching retirement or facing a sudden diagnosis that could require prolonged care services. The agency helps clients reassess their plans before the annual open enrollment period ends.
As residents of Cranston begin planning for the future of their savings and healthcare, a common priority becomes securing coverage against the high cost of extended care. Rhode Island Insurance Agency provides guidance on long-term care insurance tailored to individual needs and local retirement dynamics. The company helps clients evaluate policy options that address rising local nursing home and home-health aide expenses. Their process typically begins with a no-obligation initial assessment of a client's financial situation and health history to identify suitable coverage types.
Lathrop Insurance assists individuals and families in creating plans for future care needs. As a long-term care insurance agent based in Cranston, Rhode Island, the company works to help clients understand policy options that may address potential health and aging expenses. These specialty coverage add-ons can include inflation protection or shared care benefits for spouses. The agency also serves the planning needs of local commercial sectors, including office environments, industrial warehouses, and food service establishments.
Serving residential clients in Cranston, Rhode Island, Weaver Agency INC provides long-term care insurance agent services for individuals planning for future care needs. The firm also handles commercial long-term care coverage for local businesses within the Cranston area. Planning policies address assisted living, nursing home, and home-based care expenses with straightforward consultations. Clients typically schedule follow-up appointments between regular policy reviews to adjust coverage as health or financial circumstances change.
Comparion Insurance Agency in Cranston, RI helps clients distinguish between one-time consultation fees for policy review and recurring service options that manage ongoing premium adjustments. Coverage for long-term care insurance addresses expenses such as nursing home stays, assisted living, or in-home care, protecting personal assets against these costs. Their approach includes evaluating individual financial situations and providing suitable policy recommendations. Service runs on an as-needed basis, with clients scheduling appointments only when updating their coverage or reassessing their long-term care needs becomes necessary.
A. Ricciotti Insurance Associates, LLC, based in Cranston, RI, specializes in providing long‑term care insurance solutions for clients planning for future health needs. The company assists individuals and families in navigating policies that cover extended care services, such as nursing home and in-home support. It evaluates coverage options to align with different financial situations and care preferences. For clients seeking additional protection, the agency can also offer guidance on pairing long‑term care insurance with a life insurance policy for enhanced benefits.
What Does a a Long-Term Care Insurance Agent in Cranston Cost?
Typical long-term care insurance premiums in Rhode Island vary widely. For a 55-year-old couple, a policy with moderate benefits may cost between 2,500 and 4,000 dollars per year combined. Single applicants might pay 1,500 to 3,000 dollars annually depending on age and health. Costs are influenced by benefit amount, inflation protection, and elimination period. This is general information and not insurance advice.
About long-term care insurance agents in Cranston
Long-term care insurance agents in Cranston, Rhode Island help residents plan for future care needs. Rhode Island offers a state partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents guide clients through policy choices that comply with Rhode Island insurance laws and meet local care costs.
Frequently Asked Questions
What does a long-term care insurance agent in Cranston do?
An agent helps you compare policies from different insurers and explains coverage options. They also advise on how to meet Rhode Island partnership program requirements. This ensures your policy aligns with state rules for asset protection.
Does Rhode Island have special rules for long-term care insurance?
Yes, Rhode Island requires policies to include inflation protection and nonforfeiture benefits. The state also has a 30-day free look period where you can cancel a policy for a full refund. Agents must be licensed by the Rhode Island Department of Business Regulation.
How do I choose a long-term care insurance agent in Cranston?
Look for an agent with experience in Rhode Island partnership policies. Ask about their familiarity with local care facilities and costs. Verify their license through the Rhode Island Department of Business Regulation website.
Long-Term Care Insurance Agents in Other Rhode Island Cities
East Greenwich · Johnston · Lincoln · Middletown · North Kingstown · North Providence · Pawtucket · Providence · Warwick · Westerly