The top-rated long-term care insurance agent in Tigard, Oregon is Portland Benefits Group, rated 4.9 stars across 191 reviews. Other highly rated options include Insurance Resources NW, Howard Insurance Agency Inc., Farmers Insurance - Cody Ditter. This directory lists 12 long-term care insurance agents serving Tigard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Portland Benefits Group | 7000 SW Hampton St Ste 200 | (503) 828-1970 |
| 2 | Insurance Resources NW | 14050 SW Pacific Hwy Ste 100 | (503) 446-4643 |
| 3 | Howard Insurance Agency Inc. | 14277 SW Greenfield Dr | (971) 278-9022 |
| 4 | Farmers Insurance - Cody Ditter | 7440 SW Hunziker Rd Ste A | (503) 442-9245 |
| 5 | Medicare Made Easy | 8645 SW Greensward Ln | (503) 314-9848 |
| 6 | Next Care Insurance Agency | 7005 SW Sandburg St | (503) 749-5866 |
| 7 | HC Insurance | 7110 SW Fir Loop #170 | (971) 888-4992 |
| 8 | MVW Insurance Inc | 9600 SW Oak St | (503) 291-1703 |
| 9 | Bob Miller Insurance | 16255 SW 150th Ave | (503) 207-6038 |
| 10 | Davidson Benefits Planning LLC | 7632 SW Durham Rd | (503) 692-6737 |
Portland Benefits Group serves the Tigard, Oregon area and surrounding communities as a local long-term care insurance agent. The company works with individuals and families to help them understand and select policies designed to protect assets and cover care costs. Long-term care insurance agents in this region typically guide clients through options for facility-based and in-home care coverage. Portland Benefits Group handles policy comparisons and enrollment for traditional long-term care plans.
Insurance Resources NW in Tigard, Oregon, helps clients understand and select long-term care insurance policies tailored to individual needs. The agency provides ongoing policy reviews to ensure coverage remains aligned with changing health circumstances and financial goals. It also assists with filing claims and navigating benefit options during times of need. This local agent services single-family homes, apartments, retail spaces, and restaurants throughout the region.
Howard Insurance Agency Inc. primarily serves individuals and families in Tigard who need to plan for potential future care costs. The company helps clients select long-term care insurance policies that can assist with covering services like nursing home care or in-home assistance. Protecting retirement savings from the significant expense of extended care is a common goal for these customers. This agency guides clients through policy options and the often complex application process. The agency also extends its services to residents throughout the Beaverton-Hillsboro metropolitan area.
Farmers Insurance - Cody Ditter serves the Tigard area and surrounding Portland-metro communities, handling long-term care insurance plans for local residents. It focuses on policies that help cover nursing home stays, assisted living, and in-home support services. For each client, the agency typically begins by reviewing personal assets and future care preferences to identify suitable coverage options. It then compares plan features from different carriers to match the client’s budget and protection requirements.
Specializing in long-term care insurance, Medicare Made Easy in Tigard, Oregon advises residents on policy features such as daily benefit amounts and inflation protection. The agency also navigates clients through plan options that coordinate with Medicare coverage, ensuring continuity of care for aging or chronically ill individuals. When open enrollment seasons approach or a sudden health diagnosis creates urgency, the agent helps families evaluate coverage before pre-existing condition windows narrow and care costs escalate.
As families in the Tigard area begin planning for future healthcare needs, a long-term care insurance agent provides essential guidance on protecting assets from the high cost of extended help. Next Care Insurance Agency, located in Tigard, works with clients to understand policy options that may cover nursing home stays or in-home support. After an initial discussion, the agent will typically review personal finances and schedule a follow-up assessment of care goals.
HC Insurance provides guidance on long-term care insurance options for clients in Tigard and the surrounding area. The agency helps individuals understand coverage that protects assets and plans for future care needs. Specializing in long-term care insurance, the company also offers support for related policy considerations such as hybrid life-care strategies. The firm serves a range of commercial clients including offices, warehouses, and food service businesses looking to secure employee benefits or owner protection plans.
Unlike many service providers who require annual renewals or ongoing management fees, long-term care insurance agents typically offer both one-time consultations for policy evaluation and recurring service options for ongoing policy adjustments. MVW Insurance Inc in Tigard, OR assists clients in understanding coverage details that address future care needs in the area. They provide guidance on policy terms and potential benefit triggers. Their service runs on a one-time, scheduled, or as-needed basis based on each client’s preference and specific situation.
Bob Miller Insurance in Tigard, Oregon is known for its focus on long-term care insurance, helping local clients plan for future care needs. The firm guides individuals through policy options that cover in-home care, assisted living, and nursing home expenses. Their service range includes comparing coverage levels from multiple carriers to find suitable plans for different budgets. A specialty service it can add on is offering assessments to determine potential future care costs.
What Does a a Long-Term Care Insurance Agent in Tigard Cost?
In Oregon, long-term care insurance premiums vary by age, health, and coverage level. For a 55-year-old, a typical policy may cost between $1,500 and $3,000 per year. For a 65-year-old, costs often range from $2,500 to $5,000 annually. These are estimates and actual costs depend on individual factors. This is general information, not insurance advice.
About long-term care insurance agents in Tigard
A long-term care insurance agent in Tigard, Oregon can help you understand policies that cover nursing home care, assisted living, and home care. Oregon offers the Oregon Partnership program, which allows policyholders to protect a portion of their assets if they later need Medicaid. Agents licensed in Oregon must follow state regulations and can explain how these rules affect your coverage choices.
Frequently Asked Questions
What does a long-term care insurance agent in Tigard do?
An agent helps you compare policies from different insurers, explains coverage details, and assists with the application process. They can also advise on Oregon-specific options like the Partnership program.
Are there Oregon laws that affect long-term care insurance?
Yes, Oregon requires insurers to offer inflation protection and nonforfeiture benefits. The Oregon Partnership program also provides asset protection for those who buy qualified policies.
How do I choose a long-term care insurance agent in Tigard?
Look for an agent licensed in Oregon with experience in long-term care policies. Ask about their knowledge of Oregon Partnership plans and how they handle claims support.
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