The top-rated long-term care insurance agent in Portland, Oregon is Atkinson Insurance Group, rated 5.0 stars across 299 reviews. Other highly rated options include Elliott, Powell, Baden & Baker Inc, Chamberlain Insurance Agency, Insurance Lounge. This directory lists 23 long-term care insurance agents serving Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Atkinson Insurance Group | 8235 SW Oleson Rd | (503) 649-5679 |
| 2 | Elliott, Powell, Baden & Baker Inc | 1521 SW Salmon St | (503) 227-1771 |
| 3 | Chamberlain Insurance Agency | 7831 SE Stark St #102 | (503) 256-1448 |
| 4 | Insurance Lounge | 11835 NW Cedar Falls Dr #115 | (503) 233-3301 |
| 5 | Health Plans in Oregon | 333 SW 5th Ave #410 | (503) 928-6918 |
| 6 | Grace Insurance Services | 8615 SE Division St UNIT 201 | (503) 208-2788 |
| 7 | Lori Nye - Independent Health Insurance Broker | 1550 NW 14th Ave | (503) 303-8611 |
| 8 | Century Benefits | 2110 SW Jefferson St #300 | (503) 608-7768 |
| 9 | Bridge City Insurance | 650 NE Holladay St #1600 | (503) 724-5860 |
| 10 | HE Cross Company | Insure-EZ .com | 1050 SW 6th Ave #1100 | (503) 241-6147 |
Atkinson Insurance Group helps clients in Portland, Oregon, assess their long-term care needs and select appropriate coverage plans. The agency provides ongoing support to review policy options and adjust benefits as circumstances change. It works with individuals and families to safeguard assets against the high costs of extended care services. The company serves a variety of properties in the local area, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners and families in the Portland area turn to Elliott, Powell, Baden & Baker Inc for guidance in securing long-term care insurance. The firm helps clients evaluate policy options that cover home health aides, assisted living, and nursing facility expenses, aiming to protect savings from future care costs. Throughout the Portland metro region, the agents assist with comparing benefits and premiums from different carriers. The agency also serves clients in the nearby community of Beaverton.
Chamberlain Insurance Agency serves the Portland, Oregon area and surrounding communities, handling long-term care insurance policies designed to protect savings from the high costs of extended care. It works with clients to assess their individual needs, helping to secure coverage that can cover services like home care or nursing facility stays. The agency takes a consultative approach when handling a typical case, beginning with a clear explanation of coverage options and guiding clients through the process of selecting a policy that fits their financial situation.
Offering specialized guidance for securing long-term care coverage, Insurance Lounge acts as an agent for clients in Portland, Oregon. It helps individuals navigate policy options that address future needs for extended support. The company works with residents exploring protection from the significant costs of assisted living or home-based care. This service is especially relevant for those planning ahead during open enrollment periods or facing a recent family member’s care transition requiring immediate financial structuring.
Health Plans in Oregon in Portland is known for guiding clients through the complexities of long-term care insurance. The agency helps individuals assess their future needs and compare policies that cover home care, assisted living, and nursing facility stays. Its advisors focus on aligning coverage with personal health goals and budget constraints. Services include analysis of traditional and hybrid policy options. A specialty service the firm can add on is coordinating policy reviews for clients approaching retirement age.
Grace Insurance Services serves clients in and around Portland, Oregon, as a Long-Term Care Insurance Agent. The company helps individuals and families plan for future care needs through insurance policies that cover extended medical or personal support. These plans often provide financial protection for home health aides, assisted living facilities, or nursing home stays. The agent guides customers through policy comparisons, eligibility requirements, and the application process tailored to local Health care costs. Grace Insurance Services specializes in explaining policy benefit triggers and coordinating with estate planners.
Lori Nye - Independent Health Insurance Broker in Portland, Oregon, is known for guiding clients through long-term care insurance options. The agency helps individuals assess their future care needs and select appropriate policy structures. This work includes explaining how long-term care insurance can protect assets during retirement. A specialty service the broker can add on is providing policy comparisons that integrate with existing Medicare and supplemental health insurance plans.
Century Benefits specializes in guiding individuals and families through the complexities of long-term care insurance planning in Portland, Oregon. The agency develops customized strategies to help clients prepare for potential future care needs. It focuses on presenting policy options that cover services such as in-home care, assisted living, and nursing facility stays. The company assists residential clients, small business owners, and commercial sectors—including professional offices, local warehouses, and food service establishments—in understanding their long-term care insurance options.
Bridge City Insurance provides long-term care insurance agent services to residents in Portland, Oregon. These policies are designed to help cover the costs of extended care, including in-home assistance and skilled nursing facilities. The agency also offers commercial coverage options for local businesses concerned about employee benefits and group planning. Service is available throughout the greater Portland metropolitan area, ensuring clients receive help preparing for future care needs. While each initial case is managed carefully, the agency encourages regular follow-up contact between visits to update plans as health or financial situations evolve.
HE Cross Company | Insure-EZ .com provides long-term care insurance guidance for clients in Portland, Oregon. Its services include assessment of individual needs, policy comparison, and enrollment assistance. Ongoing support covers policy maintenance, premium review, and claims consultation to help clients manage coverage over time. The firm focuses on helping individuals plan for future care expenses while preserving assets. It works with single-family homeowners, apartment dwellers, retail business owners, and restaurant operators to address their long-term care protection options.
What Does a a Long-Term Care Insurance Agent in Portland Cost?
Long-term care insurance agent fees in Oregon are typically paid through commissions from the insurance company so you do not pay a separate fee. Policy premiums vary widely based on age health and coverage level. For a 55 year old a policy with 165 daily benefit and 3 year term may cost 2000 to 4000 per year. Costs can be higher for older applicants or those with health conditions. This is general information not insurance advice.
About long-term care insurance agents in Portland
Long-term care insurance agents in Portland Oregon help residents find policies that cover nursing home care home health services and assisted living. Oregon law offers a partnership program that allows policyholders to protect assets while qualifying for Medicaid. Working with a local agent ensures you understand state specific rules and policy features.
Frequently Asked Questions
What does a long-term care insurance agent in Portland do?
A long-term care insurance agent in Portland helps you compare policies from different carriers. They explain coverage options benefit triggers and inflation protection. Agents also guide you through Oregon specific rules like the partnership program and rate stability requirements.
How do Oregon long-term care insurance partnership policies work?
Oregon partnership policies allow you to protect a dollar amount of assets equal to the benefits you receive. For example if your policy pays 100000 in benefits you can keep 100000 in assets and still qualify for Medicaid. This program is designed to encourage early planning and reduce state costs.
Are there time limits for applying for long-term care insurance in Oregon?
There are no state time limits for applying but most carriers require you to be in good health. Oregon law gives you a 30 day free look period after purchase to cancel for a full refund. You should apply before you need care as underwriting can take several weeks.
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