The top-rated long-term care insurance agent in Salem, Oregon is Alex Ferry - State Farm Insurance Agent, rated 5.0 stars across 639 reviews. Other highly rated options include LeDoux Insurance, Beaver State Insurance Agency, Bredimus Insurance Agency. This directory lists 22 long-term care insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alex Ferry - State Farm Insurance Agent | 2005 State St | (503) 370-7716 |
| 2 | LeDoux Insurance | 1202 Hawthorne Ave NE | (541) 683-5112 |
| 3 | Beaver State Insurance Agency | 890 Promontory Pl SE | (503) 365-1900 |
| 4 | Bredimus Insurance Agency | 780 Commercial St SE Ste 102 | (503) 765-7514 |
| 5 | Farmers Insurance - Corey Benson | 1495 Commercial St NE | (503) 363-6336 |
| 6 | Crump Insurance Agency | 4985 Battle Creek Rd SE Ste 106 | (503) 910-9679 |
| 7 | The Summit Group of Oregon, LLC | 6446 Fairway Ave SE UNIT 140 | (503) 581-2825 |
| 8 | Valley Insurance Professionals | 437 Union St NE | (503) 480-0499 |
| 9 | Ed Clark Insurance | 2295 Liberty St NE | (503) 581-3360 |
| 10 | Huggins Insurance Services Inc | 235 Front St SE #100 | (800) 285-8543 |
Alex Ferry - State Farm Insurance Agent serves the Salem, Oregon metropolitan area as a long-term care insurance agent. This agency helps individuals plan for future care needs by offering policies that cover services not typically paid for by health insurance or Medicare. Long-term care insurance can provide financial protection for expenses such as in-home assistance, adult day care, or care in a skilled nursing facility. The office specifically handles policy selection for nursing home care and coordinates coverage for home-based care services.
LeDoux Insurance specializes in helping clients plan for the financial impact of extended personal care needs. It serves individuals and families in the Salem, Oregon area by guiding them through the process of comparing long-term care insurance policies and understanding coverage options. The agency addresses common concerns about asset protection and maintaining independence during aging. It can provide particular assistance to those who are preparing for retirement or facing the possibility of an aging relative needing home health care or assisted living soon.
Beaver State Insurance Agency assists clients in navigating long-term care insurance options, providing policy comparisons to help plan for future care needs. The agency explains coverage for home care, assisted living, and nursing facility services, helping individuals understand policy terms and benefit triggers. Annual policy reviews are available to adjust coverage as needs change. Support with claims and beneficiary inquiries is offered to maintain plan effectiveness. The agency serves individual homeowners, apartment residents, and those operating retail shops and restaurants throughout the Salem region.
Serving local families and individuals in Salem, Bredimus Insurance Agency helps clients plan for future care needs through long-term care insurance policies. The agency works closely with customers to explain coverage options that protect assets and provide access to in-home or facility-based support. They assist with policy comparisons and the application process to secure necessary benefits. Bredimus Insurance Agency also offers its long-term care insurance services to residents in the neighboring community of Keizer.
Farmers Insurance - Corey Benson serves the Salem, Oregon area and surrounding communities, handling long-term care insurance policies for local residents. These policies help individuals plan for potential future needs such as assisted living or in-home care. When a client begins exploring coverage, the agency typically reviews their financial situation and health history. It then presents suitable plan options that align with the client’s goals. The general approach used for a typical job involves comparing multiple policies to find appropriate benefit periods and daily coverage amounts for the specific client’s circumstances.
Crump Insurance Agency specializes in connecting Salem residents with long-term care insurance policies designed to protect assets and maintain independence. The agency advises clients on coverage options for in-home care, assisted living, and nursing home expenses, helping families plan for future healthcare needs. With a focus on individual circumstances, it guides customers through policy selection and the application process. As seasonal colds and flu increase winter hospitalization risks, the agency also assists with reviewing existing policies to ensure adequate coverage for recovery and rehabilitative care.
The Summit Group of Oregon, LLC offers comprehensive long-term care insurance guidance, focusing on the difference between one-time policy purchases and recurring care coordination services. Their coverage options help clients plan for future needs such as home health aides, assisted living, or nursing home stays. Located in Salem, the agency serves local residents seeking to protect assets from the high cost of extended care. Service is tailored to each client’s situation and runs on an as-needed basis, from initial policy selection to later claims assistance.
Valley Insurance Professionals serves Salem, Oregon, and the surrounding area with residential long-term care insurance guidance. The company also provides commercial coverage analysis for local businesses. Their services focus on planning for future care needs and protecting retirement assets. They assist clients in reviewing policy options that can cover nursing home stays, assisted living, or in-home care. Valley Insurance Professionals coordinates closely with clients to ensure their coverage evolves with changing health requirements. They provide follow-up appointments to update existing policies between regular annual visits.
Ed Clark Insurance works with individuals and families in Salem, Oregon to help them plan for the financial impact of extended personal care needs. The agency specializes in long-term care insurance policies that cover services such as home health aides and assisted living facility costs. These insurance solutions help protect personal savings from the high expenses of chronic illness or disability later in life. The company serves clients who own offices, warehouses, and food service businesses seeking coverage for themselves and their key personnel.
As Salem’s population ages, families increasingly seek guidance on covering future assisted living costs. Huggins Insurance Services Inc specializes in long‑term care insurance, helping local clients evaluate plans that preserve savings against extended health needs. The company reviews policy options, explains coverage limits, and addresses how premiums fit a retiree’s budget. An initial consultation begins by assessing each household’s health history and financial priorities.
What Does a a Long-Term Care Insurance Agent in Salem Cost?
Long-term care insurance premiums in Oregon vary by age, health, and policy features. For a 55-year-old in Salem, a typical policy with $165 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Older applicants or those with health conditions may pay significantly more. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
About long-term care insurance agents in Salem
Long-term care insurance agents in Salem Oregon help residents plan for future care costs like nursing homes or in-home support. Oregon offers the Oregon Partnership program which provides inflation protection and asset disregard for those who qualify. Working with a local agent can help you compare policies that meet Oregon state requirements and your personal budget.
Frequently Asked Questions
What does a long-term care insurance agent in Salem do?
An agent helps you review policy options for covering long-term care services. They explain Oregon-specific programs like the Long-Term Care Insurance Partnership and assist with application paperwork. Agents do not provide medical advice but can clarify coverage details.
Is long-term care insurance required in Oregon?
No, Oregon does not require long-term care insurance. However, the state offers the Oregon Partnership program which encourages buying qualified policies. These policies include inflation protection and allow you to keep more assets if you later apply for Medicaid.
What is the Oregon Partnership for Long-Term Care?
The Oregon Partnership is a state program that combines private long-term care insurance with Medicaid asset protection. If you buy a Partnership-qualified policy, you can protect assets equal to the benefits paid out. This helps Salem residents avoid spending down all savings before qualifying for Medicaid.
Long-Term Care Insurance Agents in Other Oregon Cities
Albany · Beaverton · Bend · Corvallis · Eugene · Grants Pass · Gresham · Happy Valley · Hillsboro · Keizer · Lake Oswego · Medford · Oregon City · Portland · Redmond