The top-rated long-term care insurance agent in Bend, Oregon is The Insurance Connection, rated 4.9 stars across 516 reviews. Other highly rated options include Ryan Walker - State Farm Insurance Agent, Town & Country Insurance, EPIC Insurance Brokers & Consultants. This directory lists 20 long-term care insurance agents serving Bend.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Connection | 593 NE Azure Dr # 2 | (541) 389-1485 |
| 2 | Ryan Walker - State Farm Insurance Agent | 822 SE 3rd St | (541) 640-8080 |
| 3 | Town & Country Insurance | 60912 Grand Targhee Dr | (541) 301-7740 |
| 4 | EPIC Insurance Brokers & Consultants | 320 SW Upper Terrace Dr Suite 104 | (541) 382-4211 |
| 5 | Health Insurance Strategies, LLC. | 354 SW Upper Terrace Dr #102 | (541) 388-2000 |
| 6 | Mountaintop Insurance Solutions | 1001 SW Disk Dr Ste 250 | (541) 641-8886 |
| 7 | Juniper Insurance | 19855 4th St Suite 106 | (541) 226-3590 |
| 8 | Inszone Insurance Services | 1201 NW Wall St | (541) 382-7772 |
| 9 | High Desert Insurance & Financial Services | 1543 NE 3rd St #100 | (541) 388-4242 |
| 10 | Sulema Lambert - Lambert Insurance | 2248 NE Division St | (971) 270-2278 |
The Insurance Connection serves Bend and the surrounding Deschutes County area, specializing as a local long-term care insurance agency. It assists clients in evaluating their future care needs and navigating the complex choices for financial protection against high long-term care costs. Agents work closely with individuals and families to design coverage that helps preserve assets and maintain independence. Among its services, the agency handles both traditional long-term care policies and hybrid life insurance policies with a long-term care rider.
Ryan Walker - State Farm Insurance Agent serves Bend homeowners, families, and individuals planning for future care needs by offering long‑term care insurance policies. The agency helps clients understand coverage options that protect retirement assets and provide access to assisted living, home health, or nursing home services as they age. Policies are tailored to each client’s health profile and financial goals. The agent assists with claims guidance and policy adjustments. Bend residents receive local support, and the agency also covers the neighboring community of Redmond and surrounding Deschutes County.
Town & Country Insurance serves Bend, Oregon, and the surrounding communities in Central Oregon. It handles long-term care insurance policies designed to help individuals plan for potential future needs like home care, assisted living, or nursing facility expenses. The agency works with clients to evaluate different policy options that align with their personal goals and financial situations. It typically guides customers through the selection process by reviewing coverage features and discussing how each plan might address their particular concerns.
EPIC Insurance Brokers & Consultants of Bend, Oregon helps clients understand the distinction between single-premium long-term care policies and those with recurring annual premiums. Coverage plans are structured to pay for in-home care, assisted living, or nursing facility expenses when policyholders can no longer perform daily activities independently. This firm primarily assists local clients with initial policy selection and enrollment, and it advises on any necessary future adjustments, providing support on a scheduled or as-needed basis.
Health Insurance Strategies, LLC. in Bend, OR provides specialized services as a long-term care insurance agent, primarily helping clients evaluate policies that cover extended nursing or home-based care. It also offers general guidance on navigating the complexities of various individual insurance plans to ensure appropriate coverage. The company assists local residents with assessing financial risks associated with aging or chronic illness. During open enrollment periods, it helps many clients compare plan options to protect assets from the high costs of prolonged care needs.
As Central Oregon's population ages, the need to plan for potential long-term care often becomes a pressing concern. Mountaintop Insurance Solutions, a local agency in Bend, specializes in navigating the complex choices among long-term care insurance policies to address this need. Agents work with clients to review policy options for covering assisted living or home health services. The process typically begins with a no-cost, initial assessment of the client’s personal assets and care goals.
Juniper Insurance in Bend, Oregon, is known for providing long-term care insurance guidance tailored to the financial and health needs of local residents. It helps clients plan for the potential costs of extended care services, including nursing home stays, assisted living, and home-based support. The agency works with individuals to clarify policy options designed to protect assets and preserve lifestyle choices during later years. As a specialty add-on, Juniper Insurance factors in inflation protection strategies to help maintain coverage adequacy over time.
Inszone Insurance Services assists individuals and families in preparing for the financial demands of extended care, focusing on policies that cover nursing home and assisted living needs. It adds specialized consultation for long-term care planning to its core insurance work, helping clients understand coverage options for chronic conditions. The agency supports various commercial sectors, including offices, warehouses, and food service operations in the Bend area.
Serving residential clients in Bend and the surrounding area, High Desert Insurance & Financial Services offers long-term care coverage for individuals and families. Commercial insurance solutions are also available, addressing business needs across central Oregon. The company helps clients navigate policy options to protect assets and secure future care. This center specializes in managing complex coverage needs through a straightforward consultation process. Follow-up appointments are encouraged between regular visits to adjust plans as life circumstances evolve and personal goals change.
Sulema Lambert - Lambert Insurance serves the Bend, Oregon area as a Long-Term Care Insurance Agent. The agency helps local residents plan for the potential costs of extended care in their own homes or through assisted living. It guides clients through policy options that cover daily assistance with bathing, dressing, and medication management. A detailed needs analysis is provided to explain how benefits coordinate with Medicare and personal savings. The firm specializes in selecting inflation protection riders and understanding elimination period choices specific to Oregon’s regulatory landscape.
What Does a a Long-Term Care Insurance Agent in Bend Cost?
Long-term care insurance premiums in Oregon vary by age, health, and policy features. For a 55-year-old, a comprehensive policy might cost between $1,500 and $3,000 per year. A 65-year-old could pay $2,500 to $5,000 annually. Costs are higher for policies with inflation protection or shorter waiting periods. This is general information, not insurance advice.
About long-term care insurance agents in Bend
A long-term care insurance agent in Bend, Oregon can help you compare policies that cover nursing home care, assisted living, and home health services. Oregon requires agents to be licensed through the state insurance division, and many offer policies that qualify under the Oregon Partnership for Long-Term Care program. This local knowledge ensures your policy meets state regulations and fits your budget.
Frequently Asked Questions
What does a long-term care insurance agent in Bend do?
A licensed agent explains policy options, helps you compare benefits and premiums, and guides you through the application process. They can also explain how Oregon Partnership policies work to protect your assets while qualifying for Medicaid if needed.
Are there Oregon-specific rules for long-term care insurance?
Yes, Oregon requires agents to follow strict disclosure rules and offer policies that meet minimum benefit standards. The Oregon Partnership program also allows policyholders to keep a portion of their assets if they later need Medicaid.
How do I choose a long-term care insurance agent in Bend?
Look for an agent who is licensed in Oregon and has experience with long-term care policies. Ask about their familiarity with local care costs in Deschutes County and whether they represent multiple insurance companies for unbiased comparisons.
Long-Term Care Insurance Agents in Other Oregon Cities
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