The top-rated long-term care insurance agent in Valley Stream, New York is Grober Imbey Insurance Agency, rated 4.9 stars across 792 reviews. Other highly rated options include Herb Albernas - State Farm Insurance Agent, Gamma Care, Nicole Eliopoulos - State Farm Insurance Agent. This directory lists 18 long-term care insurance agents serving Valley Stream.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grober Imbey Insurance Agency | 1 Sunrise Plaza | (516) 872-9500 |
| 2 | Herb Albernas - State Farm Insurance Agent | 1575 Dutch Broadway | (516) 825-6556 |
| 3 | Gamma Care | 65 Roosevelt Ave | (888) 737-7673 |
| 4 | Nicole Eliopoulos - State Farm Insurance Agent | 157 Dubois Ave | (631) 689-7120 |
| 5 | BLS Nielsen Inc | 232 Rockaway Ave | (516) 704-9111 |
| 6 | Brightway Insurance, The Redler Agency | 70 E Sunrise Hwy Suite 500 | (516) 613-5010 |
| 7 | INTELLIVISION INSURANCE BROKERAGE INC | 465 Rockaway Ave | (516) 305-2574 |
| 8 | Chavelt Saint Charles: Allstate Insurance | 135 E Merrick Rd | (516) 405-6002 |
| 9 | Srs Insurance Brokerage | 59 Rockaway Ave | (888) 265-4002 |
| 10 | NY Insurance Agency | 133 E Merrick Rd | (646) 736-4235 |
Grober Imbey Insurance Agency serves customers in and around Valley Stream, New York, working as a long-term care insurance agent. It helps clients explore policies that cover home care, assisted living, and nursing facility expenses. The agency assists with understanding benefit triggers, elimination periods, and inflation protection options. It handles both traditional stand-alone policies and hybrid life-insurance linked plans that can fund long-term care needs in this area.
Herb Albernas - State Farm Insurance Agent in Valley Stream, NY, provides a range of long-term care insurance services, including policy selection guidance and enrollment assistance. It offers ongoing maintenance plans through policy reviews and claim support, helping clients adapt coverage as their needs evolve. The company services properties such as single-family homes and apartments, and also addresses coverage for retail and restaurant operations seeking long-term care solutions.
Gamma Care serves residents and homeowners in Valley Stream, New York, who are planning for future healthcare needs. The company specializes in long-term care insurance, helping individuals protect assets against the high costs of extended custodial or home-based care. Its agents work with families to guide them through policy options that cover nursing home or assisted living services. Coverage details vary by plan, so consultations focus on matching choices to each client’s financial situation. Gamma Care also supports older adults and their families in neighboring communities throughout the Nassau County area.
Nicole Eliopoulos, a State Farm insurance agent in Valley Stream, NY, serves clients focused on long-term care coverage. A one-time policy consultation assesses individual needs, while scheduled annual reviews help adjust benefits for changing health or finances. The agency explains how policies cover home care, assisted living, and nursing facility expenses. Routine assistance is provided during new policy setup and claims filing. Service operates on a scheduled basis for ongoing plan management, with additional as-needed support available for urgent coverage questions or policy changes.
Serving Valley Stream and the surrounding Long Island communities, BLS Nielsen Inc handles long-term care insurance planning for local families. The company focuses on policies that help cover costs for extended care services not typically included in standard health insurance. Its agents understand the significant financial and emotional challenges these situations can create for residents. By working closely with each client to evaluate their specific needs, the firm generally recommends coverage options that align with personal assets and desired future care settings.
Brightway Insurance, The Redler Agency specializes in long-term care insurance coverage for clients in Valley Stream, NY. It also provides general insurance services to help local residents plan for future healthcare needs. This agency assists individuals in understanding policy options that protect against the high costs of extended care. The agency guides clients through complex long-term care choices, often addressing concerns during family transitions or when sudden health changes make planning a priority. It helps ensure financial stability while preparing for later-life care requirements.
For Valley Stream residents planning for future medical expenses, comprehensive long‑term care coverage can address both facility and home‑based services. INTELLIVISION INSURANCE BROKERAGE INC offers guidance through policy options that protect savings while ensuring care access. Their agents explain benefit periods, inflation riders, and elimination periods suited to individual retirement goals. After an initial conversation, a personalized needs assessment is scheduled to review current health status and financial resources before presenting plan proposals.
Chavelt Saint Charles: Allstate Insurance provides long-term care insurance planning to individuals and families in Valley Stream, New York, and the surrounding area. Its agents focus on developing policies that help cover nursing home stays, assisted living, and in-home care services. They work with clients to design coverage that addresses future healthcare costs and asset protection needs. The company serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Srs Insurance Brokerage arranges residential long-term care coverage for individuals in Valley Stream, New York. The firm also administers group commercial long-term care insurance policies for local businesses across the surrounding service area. Policies help clients plan for potential extended care needs at home, in assisted living facilities, or within nursing homes. The agency coordinates annual policy reviews to adjust for changing health conditions or coverage requirements, ensuring each client’s plan remains appropriate between regular reevaluation visits.
NY Insurance Agency in Valley Stream, NY, is known for helping individuals navigate the complexities of long-term care insurance to protect their assets and future care needs. The agency assists local families in finding appropriate coverage that can cover in-home assistance, assisted living, or skilled nursing facility costs. Its agents evaluate clients' financial situations to match them with suitable policy options from multiple carriers. As a specialty service, the agency can also offer guidance on pairing long-term care coverage with life insurance policies for flexible financial planning.
What Does a a Long-Term Care Insurance Agent in Valley Stream Cost?
Long-term care insurance premiums in New York vary by age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,500 per year. Partnership policies may have different pricing. Costs also depend on daily benefit amounts and benefit periods. This is general information, not insurance advice.
About long-term care insurance agents in Valley Stream
Long-term care insurance agents in Valley Stream, New York help residents plan for future care needs. New York offers a Partnership for Long-Term Care program that allows policyholders to protect some assets while qualifying for Medicaid. These agents explain policy options, costs, and how state rules affect coverage.
Frequently Asked Questions
What does a long-term care insurance agent in Valley Stream do?
An agent helps you compare policies from different insurers and explains coverage details. They guide you through New York-specific options like the Partnership program. They do not provide legal advice but can help you understand policy terms.
How does New York law affect long-term care insurance?
New York requires insurers to offer inflation protection and nonforfeiture benefits on some policies. The state also has a 60-day free look period after purchase. Agents must be licensed in New York to sell policies.
Can a Valley Stream agent help with New York Partnership policies?
Yes, many agents in Valley Stream are familiar with the New York Partnership for Long-Term Care. This program lets you keep a portion of your assets if you later need Medicaid. An agent can explain how these policies work with your financial plan.
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