The top-rated long-term care insurance agent in Commack, New York is Peter D'Amato: Allstate Insurance, rated 4.9 stars across 230 reviews. Other highly rated options include Jacquelyn Jacobson - State Farm Insurance Agent, Erin DeMeo - State Farm Insurance Agent, Ted Kosmidis - State Farm Insurance Agent. This directory lists 13 long-term care insurance agents serving Commack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Peter D'Amato: Allstate Insurance | 129 Commack Rd | (631) 543-5900 |
| 2 | Jacquelyn Jacobson - State Farm Insurance Agent | 354 Veterans Memorial Hwy Ste 9 | (631) 343-4142 |
| 3 | Erin DeMeo - State Farm Insurance Agent | 310 Commack Rd | (631) 499-2022 |
| 4 | Ted Kosmidis - State Farm Insurance Agent | 31 Vanderbilt Motor Pkwy | (631) 499-2901 |
| 5 | Tango, Tango & Tango, Inc. | 1139 Jericho Tpke 5 Suite 5 | (631) 543-0500 |
| 6 | Aljay Insurance Brokerage Ltd. | 6143 Jericho Tpke Suite 100 | (631) 261-3988 |
| 7 | Jim Maguire: Allstate Insurance | 8 Vanderbilt Motor Pkwy | (631) 462-8200 |
| 8 | Apex Insurance Services | 6080 Jericho Tpke # 101 | (516) 898-8000 |
| 9 | Sure Policy Group | 66 Commack Rd #308 | (631) 729-9562 |
| 10 | MJ Kim - State Farm Insurance Agent | 2102 Jericho Tpke | (631) 543-0400 |
Peter D'Amato: Allstate Insurance serves the Suffolk County and Commack, New York area as a long-term care insurance agent. The firm helps clients plan for future care needs by providing policies that cover home healthcare, assisted living, and nursing facility expenses. It assists customers in comparing plan options that protect assets and manage the substantial costs often associated with extended care. The office handles the application process and policy customization for long-term care coverage.
Jacquelyn Jacobson - State Farm Insurance Agent in Commack, NY provides long-term care insurance services, helping clients plan for future custodial and personal care needs. The agency offers policy consultation to assess coverage options and assists with plan maintenance, including policy updates and claims support. Its services address long-term care needs for individuals in single-family homes, apartments, retail, and restaurants.
Erin DeMeo - State Farm Insurance Agent in Commack, NY, serves local homeowners, families, and individuals planning for future healthcare needs. The agency provides long-term care insurance policies designed to help cover expenses from extended nursing home stays or in-home assistance. These plans aim to protect personal savings and provide financial security during times of age-related or chronic illness. The agency also assists neighboring residents in Huntington Station and the broader Suffolk County area.
Ted Kosmidis - State Farm Insurance Agent serves the Commack, New York area along with surrounding Long Island communities. It handles long-term care insurance policies designed to help cover expenses for extended medical or personal care. These policies can address care received at home, in assisted living facilities, or in nursing homes. The agent generally begins by reviewing a client’s financial situation and health needs to outline coverage options. From there, it provides personalized guidance to select a policy that aligns with the client’s long-term planning goals.
Aljay Insurance Brokerage Ltd. specializes in presenting long-term care insurance options, helping clients in Commack, NY, assess policies that cover nursing home and home health aide expenses. It generally advises individuals on navigating Medicare gaps and asset protection strategies through comprehensive coverage evaluations. With the rising costs of extended care, this agency assists families confronting the financial demands of aging relatives requiring assisted living or in-home support during cold winter months when fall injuries and chronic condition complications are most prevalent.
As the number of aging residents on Long Island grows, many families in the Commack area begin planning for potential long-term care expenses. Jim Maguire: Allstate Insurance addresses this need by helping local clients compare policy options that cover home health aides and nursing facility stays. The agency explains how long-term care insurance can protect retirement assets from the high cost of extended support services. A typical first step with this business involves a personal consultation to review a client's existing coverage and estimate future care costs.
Serving individuals in the Commack, New York area, Apex Insurance Services provides long-term care insurance, helping clients plan for future care needs that are not covered by standard health policies. The agency specializes in policies that cover home care, assisted living, and nursing facility expenses. It can assist small professional offices, warehouse operations, and food service businesses in offering these benefits as part of employee protection packages.
Sure Policy Group serves residents throughout the Commack area who are planning for their long-term care needs, helping individuals evaluate their options for protecting assets and securing future care. The agency also assists commercial clients who offer group long-term care benefits to employees, providing guidance on policy structures that fit organizational budgets. Their service area includes Commack and surrounding communities across Suffolk County. The agents maintain ongoing relationships with policyholders, following up after each implementation and offering periodic reviews to address life changes between regular appointments.
MJ Kim - State Farm Insurance Agent in Commack, NY is known for helping clients plan for future long-term care needs, offering guidance on coverage options that protect assets during aging. The agency serves individuals and families in the local area who want to prepare for potential medical and personal care expenses. As an add-on specialty, it can provide Life insurance policies with Long-Term Care riders to combine coverage streams.
What Does a a Long-Term Care Insurance Agent in Commack Cost?
In New York the cost of long-term care insurance varies by age health and benefit amount. A typical policy for a 55 year old might cost between 2,000 and 4,000 dollars per year. Partnership policies may have slightly different premiums. Costs can change over time as insurers adjust rates. This is general information not insurance advice.
About long-term care insurance agents in Commack
A long-term care insurance agent in Commack, New York helps residents plan for future care needs. New York offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Agents guide clients through policy choices that comply with state regulations and local care costs.
Frequently Asked Questions
What does a long-term care insurance agent in Commack do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and needs. They explain New York specific options like the Partnership program and inflation protection. They do not provide legal advice but can coordinate with your financial planner.
What is the New York Partnership for Long-Term Care?
This is a state program that allows you to keep assets equal to the amount your policy pays out. For example if your policy pays 200,000 dollars in benefits you can protect 200,000 dollars of assets from Medicaid recovery. Only policies with a Partnership sticker qualify.
How do I choose a long-term care insurance agent in Commack?
Look for an agent licensed in New York with experience in long-term care policies. Ask about their familiarity with New York regulations and the Partnership program. Check their references and compare quotes from multiple insurers.
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