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Find Long-Term Care Insurance Agents in Albany, NY
Directory of long-term care insurance agents in Albany, New York. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Albany, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 long-term care insurance agents in Albany, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Capital Gate Insurance Group
1843 Central Ave, Albany, NY 12205
(518) 389-2610
cgig.com
MetzWood Insurance
300 Great Oaks Blvd Suite 300, Albany, NY 12203
(518) 392-5161
metzwood.com
Brick House Insurance Agency
150 State St Fourth Floor, Albany, NY 12207
(518) 412-4244
brickhouseinsurance.com
WYNN Insurance Brokerage LLC
5 Homestead Ave, Albany, NY 12203
(518) 380-1968
Ten Eyck Group
1924 Western Ave, Albany, NY 12203
(518) 464-0059
teneyckgroup.com
Toedt Insurance Agency LLC
17 Wendell Dr, Albany, NY 12205
(518) 438-8154
toedtinsurance.com
Twin Bridges Insurance Agency, Inc.
1881 Western Ave #210, Albany, NY 12203
(518) 608-5797
twinbridgesins.com
HMS Agency, Inc.
454 Sand Creek Rd, Albany, NY 12205
(518) 690-0360
hmsagency.com
J. Mullen & Associates, LLC - Senior Healthcare Advisors
292 Washington Ave Ext Suite 111-D, Albany, NY 12203
(518) 491-7663
jmullenassociates.com
Amica Mutual Insurance Company
1 Park Pl Suite 303, Albany, NY 12205
(800) 732-6422
amica.com
DeNooyer Insurance
127 Wolf Rd, Albany, NY 12205
(518) 241-4580
denooyerinsured.com
Aurora, Inc.
120 Broadway, Albany, NY 12204
(518) 449-3180
aurorainsurance.com
LiveWell Insurance NY
8 Computer Dr S, Albany, NY 12205
(518) 360-1216
benefitchoicesny.com
Trusted Insurance Co NY
150 State St, Albany, NY 12207
(315) 227-3323
The Bradley Agency
2022 Western Ave Second Floor, Suite 4, Albany, NY 12203
(518) 452-2736
bradleyagency.com
Amsure
12 Computer Dr W, Albany, NY 12205
(518) 458-1800
amsureins.com
WellCare Health Plans - Albany
80 State St, Albany, NY 12207
(518) 431-6900
wellcare.com
Pioneer Insurance Division
652 Albany Shaker Rd, Albany, NY 12211
(518) 730-3200
pioneerny.com
Guilderland Agency Inc
1807 Western Ave, Albany, NY 12203
(518) 456-6688
murraygrp.com
Ten Eyck Insuring Agency Inc: Brassard Christopher
1924 Western Ave, Albany, NY 12203
(518) 464-0059
teneyckgroup.com
Long-term care insurance agents in Albany, New York help residents plan for future care needs while protecting assets. New York offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Agents guide clients through policy options, including inflation protection and benefit triggers, tailored to local costs and regulations.
What Does a Long-Term Care Insurance Agent in Albany Cost?
Typical costs for long-term care insurance in New York range from $1,500 to $4,000 per year for a 55-year-old, depending on coverage amount and benefit period. For a 65-year-old, annual premiums often range from $2,500 to $6,000. Costs vary by situation based on age, health, and policy features like inflation protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the New York Partnership for Long-Term Care?
It is a state program that combines private long-term care insurance with Medicaid asset protection. Policyholders who use benefits can still keep assets equal to the amount their policy paid. This program is only available through certified agents in New York.
How do I choose a long-term care insurance agent in Albany?
Look for agents licensed in New York who have experience with Partnership policies. Ask about their familiarity with Albany area care costs and the specific benefit triggers required by New York law. Verify they can explain the 90-day elimination period options.
What are the age and health requirements for long-term care insurance in New York?
Most insurers require applicants to be between 18 and 79 years old and meet medical underwriting standards. New York law mandates that policies cannot be canceled due to age or health changes after issue. Pre-existing conditions may affect eligibility or premiums.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.