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Find Long-Term Care Insurance Agents Near You in Albany, NY

Browse long-term care insurance agents serving Albany, New York. Updated 2026-07-14.

The top-rated long-term care insurance agent in Albany, New York is Capital Gate Insurance Group, rated 4.9 stars across 210 reviews. Other highly rated options include MetzWood Insurance, Brick House Insurance Agency, WYNN Insurance Brokerage LLC. This directory lists 21 long-term care insurance agents serving Albany.

Showing 21 long-term care insurance agents in Albany, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Capital Gate Insurance Group1843 Central Ave(518) 389-2610
2MetzWood Insurance300 Great Oaks Blvd Suite 300(518) 392-5161
3Brick House Insurance Agency150 State St Fourth Floor(518) 412-4244
4WYNN Insurance Brokerage LLC5 Homestead Ave(518) 380-1968
5Ten Eyck Group1924 Western Ave(518) 464-0059
6Toedt Insurance Agency LLC17 Wendell Dr(518) 438-8154
7Twin Bridges Insurance Agency, Inc.1881 Western Ave #210(518) 608-5797
8J. Mullen & Associates, LLC - Senior Healthcare Advisors292 Washington Ave Ext Suite 111-D(518) 491-7663
9HMS Agency, Inc.454 Sand Creek Rd(518) 690-0360
10DeNooyer Insurance127 Wolf Rd(518) 241-4580
CG
1843 Central Ave
Capital Gate Insurance Group
Long-Term Care Insurance Agent · Albany, NY

Capital Gate Insurance Group serves the Albany, New York metro area as a long-term care insurance agent. The company assists clients in planning for future care needs by explaining available policy options and helping individuals compare coverage from different carriers. It focuses on navigating the complexities of asset protection and ensuring access to quality care services. Specific services include advising on nursing home and home health care insurance policies.

MI
300 Great Oaks Blvd Suite 300
MetzWood Insurance
Long-Term Care Insurance Agent · Albany, NY

MetzWood Insurance provides assistance in selecting and securing long-term care insurance policies for clients in the Albany, New York area. The company helps individuals understand policy options, coverage levels, and benefit structures to address potential future care needs. It offers guidance on policy maintenance, including reviewing existing plans and adjusting coverage as circumstances change over time. Through consultation, MetzWood helps clients navigate the complexities of long-term care insurance. The firm services single-family homes, apartments, retail establishments, and restaurants.

BH
150 State St Fourth Floor
Brick House Insurance Agency
Long-Term Care Insurance Agent · Albany, NY

Homeowners and families in Albany, NY turn to Brick House Insurance Agency for guidance on long-term care insurance. This local agency helps clients protect savings against the high cost of assisted living, nursing homes, and in-home care. It explains policy options, including coverage periods and daily benefit amounts, to fit personal budgets and future health needs. Its services also extend to retirees and those planning for aging parents across nearby Troy and the greater Capital Region.

WI
5 Homestead Ave
WYNN Insurance Brokerage LLC
Long-Term Care Insurance Agent · Albany, NY

Serving Albany, New York, and the surrounding Capital District communities, WYNN Insurance Brokerage LLC handles long-term care insurance for local residents. The agency works with clients to address the financial challenges of extended care needs, whether at home, in assisted living, or within a nursing facility. The company typically begins by reviewing the client’s current coverage and assets, then compares available plans to fit their budget and desired level of protection. This straightforward approach ensures each client understands their options before making a final policy decision.

TE
1924 Western Ave
Ten Eyck Group
Long-Term Care Insurance Agent · Albany, NY

The Ten Eyck Group in Albany, NY helps individuals weigh one-time consultations against the recurring support options often required as care needs change. Long-term care insurance agents assess current health, assets, and family history to recommend policies that address future home health, assisted living, or nursing facility costs. Coverage plans are designed to protect savings from the high expenses of extended care typical in this region. Service appointments operate on an as-needed basis, allowing clients to request guidance when reviewing or updating their existing policies.

TI
17 Wendell Dr
Toedt Insurance Agency LLC
Long-Term Care Insurance Agent · Albany, NY

Toedt Insurance Agency LLC provides specialized guidance on long-term care insurance in Albany, NY. It helps clients navigate policy options that cover care costs not paid by health insurance or Medicare. The agency advises individuals on protecting assets while securing care at home or in a facility. It also assists families facing a sudden care need or reviewing coverage ahead of annual enrollment changes.

TB
1881 Western Ave #210
Twin Bridges Insurance Agency, Inc.
Long-Term Care Insurance Agent · Albany, NY

As Albany’s older residents begin planning for colder months and potential health changes, the need for financial protection often grows. Twin Bridges Insurance Agency, Inc. helps local families prepare for this uncertainty by offering guidance on long-term care insurance policies. This agency assists clients in Albany by explaining coverage options that address future assisted living or home care expenses. The initial step typically involves a personalized consultation to review each individual’s current health plan and financial goals before recommending appropriate policy choices.

JM
292 Washington Ave Ext Suite 111-D
J. Mullen & Associates, LLC - Senior Healthcare Advisors
Long-Term Care Insurance Agent · Albany, NY

J. Mullen & Associates, LLC - Senior Healthcare Advisors assists Albany residents with long-term care insurance planning in their homes and at local medical facilities. The company also offers guidance on commercial coverage options for small businesses in the New York Capital Region, helping them prepare for workforce needs. Their agents explain policy details clearly for clients considering future care expenses. They provide follow-up calls and paperwork review between regularly scheduled annual consultations, ensuring continuing support as circumstances change.

HA
454 Sand Creek Rd
HMS Agency, Inc.
Long-Term Care Insurance Agent · Albany, NY

HMS Agency, Inc. assists individuals and families in the Albany area with planning for the financial impact of extended care needs. The agency specializes exclusively in long-term care insurance, helping clients navigate policy options that protect assets and maintain independence. It provides guidance on coverage for home care, assisted living, and nursing facility stays. The firm can also serve commercial sectors such as offices, warehouses, and food service operations with employee benefit planning for long-term care protection.

DI
127 Wolf Rd
DeNooyer Insurance
Long-Term Care Insurance Agent · Albany, NY
AI
120 Broadway
Aurora, Inc.
Long-Term Care Insurance Agent · Albany, NY
(518) 449-3180
aurorainsurance.com
LI
8 Computer Dr S
LiveWell Insurance NY
Long-Term Care Insurance Agent · Albany, NY
(518) 360-1216
benefitchoicesny.com
TI
150 State St
Trusted Insurance Co NY
Long-Term Care Insurance Agent · Albany, NY
(315) 227-3323
AM
1 Park Pl Suite 303
Amica Mutual Insurance Company
Long-Term Care Insurance Agent · Albany, NY
(800) 732-6422
amica.com/en/customer-service/contact-us/find-an-office/ny/albany-regional-office.html
BA
2022 Western Ave Second Floor, Suite 4
The Bradley Agency
Long-Term Care Insurance Agent · Albany, NY
(518) 452-2736
bradleyagency.com
AM
12 Computer Dr W
Amsure
Long-Term Care Insurance Agent · Albany, NY
(518) 458-1800
amsureins.com
WH
80 State St
WellCare Health Plans - Albany
Long-Term Care Insurance Agent · Albany, NY
(518) 431-6900
wellcare.com
PI
652 Albany Shaker Rd
Pioneer Insurance Division
Long-Term Care Insurance Agent · Albany, NY
(518) 730-3200
pioneerny.com/insurance
GA
1807 Western Ave
Guilderland Agency Inc
Long-Term Care Insurance Agent · Albany, NY
(518) 456-6688
murraygrp.com
TE
1924 Western Ave
Ten Eyck Insuring Agency Inc: Brassard Christopher
Long-Term Care Insurance Agent · Albany, NY
(518) 464-0059
teneyckgroup.com
AI
43 Southgate Rd
Albany Insurance
Long-Term Care Insurance Agent · Albany, NY

What Does a a Long-Term Care Insurance Agent in Albany Cost?

Typical costs for long-term care insurance in New York range from $1,500 to $4,000 per year for a 55-year-old, depending on coverage amount and benefit period. For a 65-year-old, annual premiums often range from $2,500 to $6,000. Costs vary by case based on age, health, and policy features like inflation protection. This is general information, not insurance advice.

About long-term care insurance agents in Albany

Long-term care insurance agents in Albany, New York help residents plan for future care needs while protecting assets. New York offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Agents guide clients through policy options, including inflation protection and benefit triggers, tailored to local costs and regulations.

Frequently Asked Questions

What is the New York Partnership for Long-Term Care?

It is a state program that combines private long-term care insurance with Medicaid asset protection. Policyholders who use benefits can still keep assets equal to the amount their policy paid. This program is only available through certified agents in New York.

How do I choose a long-term care insurance agent in Albany?

Look for agents licensed in New York who have experience with Partnership policies. Ask about their familiarity with Albany area care costs and the specific benefit triggers required by New York law. Verify they can explain the 90-day elimination period options.

What are the age and health requirements for long-term care insurance in New York?

Most insurers require applicants to be between 18 and 79 years old and meet medical underwriting standards. New York law mandates that policies cannot be canceled due to age or health changes after issue. Pre-existing conditions may affect eligibility or premiums.

Long-Term Care Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.