The top-rated long-term care insurance agent in Syracuse, New York is Globe Life National Income Division: Moore Organization, rated 4.9 stars across 2,604 reviews. Other highly rated options include Donigan Business and Personal Insurance, CH Insurance, Haylor, Freyer & Coon Inc.. This directory lists 41 long-term care insurance agents serving Syracuse.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life National Income Division: Moore Organization | 2 S Clinton St 3rd Floor Suite 305 | (508) 658-9635 |
| 2 | Donigan Business and Personal Insurance | 708 W Belden Ave Box 11535 | (315) 428-8600 |
| 3 | CH Insurance | 100 S Salina St #370 | (315) 234-7500 |
| 4 | Haylor, Freyer & Coon Inc. | 300 S State St #1000 | (315) 451-1500 |
| 5 | Delmonico Insurance Agency | 720 Van Rensselaer St Suite 207 | (315) 472-4242 |
| 6 | Freeway Insurance | 814 S Geddes St | (315) 514-0626 |
| 7 | Taylor Made Insurance Solutions, Inc. | 933 State Fair Blvd | (315) 303-7020 |
| 8 | MedicarePaul American Senior Benefits | 117 N Townsend St | (315) 663-8129 |
| 9 | Lori Myers - GEICO Insurance Agent | 2528 Erie Blvd E 1st Floor | (315) 479-2886 |
| 10 | Sarah Galutz - State Farm Insurance Agent | 6003 S Salina St #6 | (315) 299-8080 |
Globe Life National Income Division: Moore Organization serves the Syracuse, New York, metro area, specializing in long-term care insurance agency services. This agency helps local residents explore insurance solutions designed to cover the costs of extended care needs. They assist clients in understanding policy options for services that are not covered by standard health insurance or Medicare. In this region, the agency handles both standalone long-term care policies and comprehensive coverage for home health care and assisted living expenses.
Donigan Business and Personal Insurance provides coverage and financial planning services for long-term care needs in the Syracuse, New York area. It assists clients with selecting policies that help manage the costs of extended medical or custodial care. The agency helps review existing plans and facilitates ongoing maintenance for policyholders as care requirements change. Donigan Business and Personal Insurance serves individual homeowners, apartment residents, retail business owners, and local restaurant operators.
Seniors and families in Syracuse, NY turn to CH Insurance for help understanding long-term care insurance options. This agency assists clients in planning for future care needs, explaining policy features and costs in clear terms. It works with individuals seeking to protect savings from potential medical or assisted living expenses. CH Insurance also provides guidance on state partnership programs available in metropolitan Syracuse. The agency serves clients throughout Onondaga County, including the town of Dewitt.
Serving Syracuse and the surrounding Central New York communities, Haylor, Freyer & Coon Inc. handles long-term care insurance policies for local individuals and families. It assists clients in navigating the complexities of coverage options designed to protect assets against the high costs of extended care. The agency evaluates current health needs, financial situations, and future care preferences to build a customized policy. It typically reviews multiple carriers’ plan details and presents a clear comparison, helping clients select a manageable solution that avoids making a hasty or incomplete decision.
Delmonico Insurance Agency specializes in long-term care insurance plans that help individuals in Syracuse, New York prepare for future care needs. It also provides general consultation on policy options, coverage levels, and cost planning. The agency works with clients to assess their personal circumstances, ensuring they understand how benefits apply to home health aides or assisted living. Particularly during open enrollment seasons, it assists seniors in navigating changes to their existing coverage or securing new policies before eligibility windows close.
As winter approaches in Syracuse, the need for reliable long-term care planning grows more pressing. Freeway Insurance assists seniors and their families by offering knowledgeable guidance through the complexities of long-term care insurance decisions. Operating as a dedicated agent, the company helps clients in the Syracuse area evaluate their options for future care security. An initial assessment begins with a confidential consultation, reviewing personal circumstances to explore appropriate policy choices that may help protect assets and ensure access to necessary services before any move is made into a care facility.
Taylor Made Insurance Solutions, Inc., based in Syracuse, NY, serves clients in the local area by assisting with residential long-term care insurance planning. The company also provides coverage options for commercial clients seeking group or business-related policies. Their work involves explaining different policy structures and helping individuals navigate eligibility requirements. Agents remain available to review changing needs after a policy is in place, offering follow-up guidance between regular service visits to adjust coverage as personal or financial circumstances evolve.
MedicarePaul American Senior Benefits in Syracuse, NY is known for guiding clients through the complexities of long-term care insurance. Its service range covers comprehensive policy comparisons and personalized planning to help protect assets from future care costs. The team assists individuals in evaluating different coverage options and benefit periods suited to their health needs. For added security, this agency offers supplemental riders that can expand home care coverage beyond standard policy limits.
Lori Myers - GEICO Insurance Agent in Syracuse provides assistance with long-term care insurance, clarifying the distinction between one-time policy purchases and recurring premium payment options. Coverage is designed to address the financial challenges of extended care needs, preserving assets for future use. Services are available on an as-needed basis, allowing clients to seek guidance for policy selection, annual reviews, or claim questions without any required ongoing commitment.
What Does a a Long-Term Care Insurance Agent in Syracuse Cost?
Long-term care insurance premiums in New York vary by age, health, and coverage amount. A typical policy for a 55-year-old may cost between 1,500 and 3,000 dollars per year. For a 65-year-old, premiums can range from 2,500 to 5,000 dollars annually. Costs are higher for more comprehensive benefits and lower for shorter benefit periods. This is general information and not insurance advice.
About long-term care insurance agents in Syracuse
Long-term care insurance agents in Syracuse help residents plan for future care needs. New York offers a Partnership for Long-Term Care program that allows policyholders to protect assets. Agents can explain how this program works with your financial plan.
Frequently Asked Questions
What does a long-term care insurance agent in Syracuse do?
An agent helps you compare policies from different insurers. They explain coverage options, benefit periods, and inflation protection. They also guide you on New York state rules including the Partnership program.
Is long-term care insurance required in New York?
No, New York does not require long-term care insurance. However, the state encourages planning through its Partnership program. This program lets you keep assets equal to the benefits paid if you need care.
How do I choose a long-term care insurance agent in Syracuse?
Look for an agent licensed in New York with experience in long-term care policies. Ask about their knowledge of the New York Partnership program. Check their references and compare quotes from multiple insurers.
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