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Find Long-Term Care Insurance Agents Near You in Smithtown, NY

Browse long-term care insurance agents serving Smithtown, New York. Updated 2026-07-14.

The top-rated long-term care insurance agent in Smithtown, New York is Jennifer O'Brien - State Farm Insurance Agent, rated 4.9 stars across 780 reviews. Other highly rated options include Joe Aguirre - State Farm Insurance Agent, Philip Forte: Allstate Insurance, Platinum Insurance Group. This directory lists 15 long-term care insurance agents serving Smithtown.

Showing 15 long-term care insurance agents in Smithtown, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jennifer O'Brien - State Farm Insurance Agent550 Smithtown Bypass 2nd Fl Suite 114(631) 724-0002
2Joe Aguirre - State Farm Insurance Agent61 W Main St(631) 265-3880
3Philip Forte: Allstate Insurance310 Maple Ave(631) 346-6400
4Platinum Insurance Group111 E Main St(516) 621-2436
5Jeff Troiano: Allstate Insurance25 Manor Rd(631) 724-2100
6Zachary Millian: Allstate Insurance360 E Jericho Tpke(631) 656-7856
7Cafaro Insurance Agency Inc.738 Smithtown Bypass #110(631) 321-6165
8Takach & Associates, Inc112 Terry Rd(631) 366-2774
9Antos Agency Inc158 Terry Rd(631) 360-3737
10Schaefer Agency Inc. (The)201 E Main St(631) 979-7474
JO
550 Smithtown Bypass 2nd Fl Suite 114
Jennifer O'Brien - State Farm Insurance Agent
Long-Term Care Insurance Agent · Smithtown, NY

Jennifer O'Brien - State Farm Insurance Agent serves Smithtown, New York and the surrounding Suffolk County area with long-term care insurance services. An agent in this field helps clients understand coverage options for future care needs, including nursing home stays and in-home assistance. Policies are designed to protect personal assets while providing access to necessary support services. This agent handles personalized policy comparisons to match individual health and financial situations. It also assists with plan enrollments for qualifying individuals.

JA
61 W Main St
Joe Aguirre - State Farm Insurance Agent
Long-Term Care Insurance Agent · Smithtown, NY

Joe Aguirre - State Farm Insurance Agent in Smithtown, NY, provides long-term care insurance services to help clients plan for future care needs. The agency offers personalized policy consultations, guiding individuals through coverage options for home health care, assisted living, and nursing facility expenses. Its ongoing service includes reviewing existing policies to adjust for changing health or financial circumstances. The company services single-family homes, apartments, retail stores, and restaurants in the local area.

PF
310 Maple Ave
Philip Forte: Allstate Insurance
Long-Term Care Insurance Agent · Smithtown, NY

Residents and families in Smithtown, NY, who are planning for future health needs turn to Philip Forte: Allstate Insurance for long-term care insurance guidance. The agency helps clients explore policies that can cover expenses for extended nursing, assisted living, or in-home support services. It explains the differences between traditional and hybrid coverage options relevant to local seniors. The agent provides these services to individuals throughout Smithtown and also serves clients in the surrounding communities of Hauppauge and Kings Park.

PI
111 E Main St
Platinum Insurance Group
Long-Term Care Insurance Agent · Smithtown, NY

Platinum Insurance Group serves clients in Smithtown, NY, and the surrounding Long Island communities, handling long-term care insurance policies that help individuals plan for future custodial and personal care needs. The agency assists residents in navigating coverage options tailored to home care, assisted living, and nursing facility expenses. By conducting thorough evaluations of each client's financial situation and personal preferences, Platinum Insurance Group typically develops a customized policy comparison to identify suitable protection for anticipated long-term care costs.

JT
25 Manor Rd
Jeff Troiano: Allstate Insurance
Long-Term Care Insurance Agent · Smithtown, NY

Jeff Troiano: Allstate Insurance in Smithtown, NY, helps clients understand the key difference between purchasing a one-time long-term care policy and selecting recurring service coverage options that can adjust as care needs change. The firm focuses on policies that protect assets and provide financial support for assistance with daily living activities. These policies help cover costs not included by standard health insurance or Medicare. Service appointments are arranged on an as-needed basis, allowing clients to review their coverage or update their plans at their own convenience.

ZM
360 E Jericho Tpke
Zachary Millian: Allstate Insurance
Long-Term Care Insurance Agent · Smithtown, NY

Zachary Millian: Allstate Insurance provides long-term care insurance services for families and individuals in the Smithtown, NY area. The agency generally helps clients plan for future care needs, offering guidance on policy options that can cover nursing home care, assisted living, and in-home support services. This work is important for protecting personal savings from high care costs. As winter approaches, the agency assists residents in reviewing their coverage to manage the increased risks of injury or illness.

CI
738 Smithtown Bypass #110
Cafaro Insurance Agency Inc.
Long-Term Care Insurance Agent · Smithtown, NY

Cafaro Insurance Agency Inc. focuses on helping individuals and families plan for the financial challenges of long-term care needs. As a long-term care insurance agent in Smithtown, NY, the company assists clients in navigating policies that cover services not typically included by standard health or Medicare plans. These policies help manage the costs of extended nursing, home health aides, and assisted living arrangements. Based in Smithtown, Cafaro Insurance Agency Inc. can serve clients residing in suburban residential neighborhoods, local office complexes, and commercial facilities such as warehouses and food service operations.

TA
112 Terry Rd
Takach & Associates, Inc
Long-Term Care Insurance Agent · Smithtown, NY

As Smithtown residents begin planning for the costs of extended healthcare needs, many explore how long-term care insurance can protect their savings. Takach & Associates, Inc serves local individuals and families by explaining policy options for future care expenses. The agency helps clients understand coverage structures that address common local concerns about nursing home or home care costs. Takach & Associates guides each person through an initial consultation to assess their personal situation and needs.

AA
158 Terry Rd
Antos Agency Inc
Long-Term Care Insurance Agent · Smithtown, NY

Antos Agency Inc provides residential long-term care insurance services to individuals in Smithtown, New York, seeking coverage for home-based care and facility stays. The agency also addresses commercial long-term care insurance needs for local businesses and organizations throughout the Smithtown area. Clients receive personalized guidance through policy selection and enrollment, with support that continues after the initial purchase. The agency maintains contact between regular visits to review coverage changes, answer questions, or adjust plans as personal circumstances evolve.

SA
201 E Main St
Schaefer Agency Inc. (The)
Long-Term Care Insurance Agent · Smithtown, NY

The Schaefer Agency Inc. is known for guiding clients through the complexities of long-term care insurance in Smithtown, NY. Their service range includes helping individuals assess future care needs and comparing policies from different providers. A general strength of such agencies is assisting families in planning for home care, assisted living, or nursing home expenses. Many agents also specialize in offering hybrid life insurance policies that include a long-term care benefit as an optional rider.

MI
50 Karl Ave #103
Marluca Insurance
Long-Term Care Insurance Agent · Smithtown, NY
(631) 543-2232
BI
22 Lawrence Ave Suite 308
BGR Insurance Services
Long-Term Care Insurance Agent · Smithtown, NY
(631) 647-8488
NI
823 W Jericho Turnpike Suite 1A
Nationwide Insurance: Bagatta Associates Inc.
Long-Term Care Insurance Agent · Smithtown, NY
(631) 864-1111
bagatta.com
MJ
20 Pine Acre Dr
Malone Jr Guy
Long-Term Care Insurance Agent · Smithtown, NY
(631) 391-2998
GI
1 E Main St
Gallagher Insurance, Risk Management & Consulting
Long-Term Care Insurance Agent · Smithtown, NY
(860) 426-6200
assuredpartners.com/Smithtown

What Does a a Long-Term Care Insurance Agent in Smithtown Cost?

The cost of working with a long-term care insurance agent in New York is usually free to you because the agent earns a commission from the insurance company. Policy premiums for a 55 year old in New York typically range from 1500 to 4000 dollars per year depending on daily benefit amount and benefit period. For a 65 year old, premiums often range from 2500 to 6000 dollars per year. These are estimates and your actual cost will depend on your specific situation. This is general information and not insurance advice.

About long-term care insurance agents in Smithtown

A long-term care insurance agent in Smithtown, New York can help you understand policies that cover home care, assisted living, and nursing home costs. New York State requires agents to be licensed and follow specific regulations under the New York Insurance Law. Local agents can explain how the New York Partnership for Long-Term Care program works to protect your assets.

Frequently Asked Questions

What does a long-term care insurance agent in Smithtown do?

An agent helps you compare policies from different insurance companies. They explain coverage options, benefit periods, and inflation protection. They also guide you through the application process and answer questions about New York specific rules.

How does New York law affect long-term care insurance?

New York has a 90 day free look period where you can cancel a policy for a full refund. The state also requires agents to provide a detailed outline of coverage before you buy. The New York Partnership program allows you to keep more assets if you buy a qualified policy.

What is the typical cost for a long-term care insurance policy in New York?

Costs vary greatly based on age, health, and coverage amount. A healthy 55 year old might pay between 1500 and 3000 dollars per year for a basic policy. Premiums can be higher for older applicants or those with health conditions.

Long-Term Care Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.